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Wealthfront: Save and Invest

Wealthfront: Save and Invest

Saving, investing, stocks.

18K ratings
330 reviews
💼 Business
💰 Finance
Free

Details

Released
February 25, 2014
Updated
November 4, 2026

Developer

Wealthfront
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About

Manage your savings and investments in one place. Earn competitive APY on cash deposits, invest in diversified portfolios or individual stocks with zero commissions, and get a holistic view of your financial future.

✓High-yield cash account with competitive APY
✓Expert-built ETF investment portfolios
✓Commission-free stock and ETF investing
✓Automated tax-loss harvesting
✓Integrated financial planning tool
✓Consolidated view of finances
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What users say about Wealthfront

Reviews of Wealthfront are mostly positive: the Finance app is rated 4.8/5 from 18K App Store ratings. What users like most: fantastic HYSA and Robo-Advisor, impressive money managing app. Top complaints: not good for IRA and investing accounts, great APY, Terrible Features and Compatability. Summarized from real user reviews.

Positive things

  • 🚀Fantastic HYSA and Robo-Advisor
  • 👍Impressive money managing app
  • 👍Phenomenal app for people trying to reach financial goals
  • 👍Great Robo Investing App
  • 👍My favorite Finance App, period
  • 👍Awesome way to save and invest!
  • 👍Saving for my generation
  • 👍Very Functional and Easy to Use

Negative things

  • 🚫Not good for IRA and investing accounts
  • 🚫Great APY, Terrible Features and Compatability
  • 🐛Alas...
  • 🚫Constant relink makes this pointless
  • 🐛Failed identity verification - poor support. Can't open account. Need bug fix.
  • 🐛Constant relink makes this pointless
  • 🐛Horrible Returns
  • 🚫No control over investments
See all reviews
+2

What's New in Wealthfront

2026.11.3

November 4, 2026

Bug fixes and performance improvements.

User reviews

Most RecentHighest RatedLowest Rated

Ease of use!!

Extremely easy to use and link other accounts and manage money.
SStevyD182

Stay away from this app

Scam scam scam! Took my deposit then told me to never call back.
GGlowingupwithJesus

Updated review

At first I had a lot of problems opening the app. It was as if the updates happened but I wasn’t being informed of an update yet so I couldn’t log into. It was only in the app on my phone this would happen. Now, It’s been a long while since it has happened and there have been no issues for me any longer. As far as investing, and saving, this app is awesome. You get a decent interest rate, free cash and savings account. It’s very user friendly and great for keeping track of all your accounts and stocks. Highly recommend.
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MLMiss Connie Love

Easy to use

I love this app easy to use and you have access to your money in minutes!
VVaso@90

They help people

I am waiting to see how they help my family
$$nicobaby055
See 325 more reviews

User experience

🐞

Reported Bugs

4 issues

Inaccurate savings rate reporting

Bug

Broken features like check depositing and savings rate calculation

Bug

Inability to delete or modify certain goals

Bug

Linking issues with external accounts

Bug
✨

Requested Features

6 requests

iPad app

Feature

Home Screen widgets

Feature

Individual accounts with more control

Feature

Ability to customize investments

Feature

Ability to model financial impact of rental properties, children, etc.

Feature

More stats and graphs with ability to set targets

Feature

FAQ

What is the APY for Wealthfront's Cash Account?

The Cash Account offers a base APY of 3.55%, with potential for higher earnings through promotional boosts. New clients can receive a 0.65% APY increase for three months, and eligible clients can earn an additional 0.25% APY by meeting certain direct deposit and investing criteria, potentially reaching up to 4.45% APY for a limited time.

How does Wealthfront handle investing?

Wealthfront offers expert-built ETF portfolios that are automatically managed, rebalanced, and optimized for tax efficiency through tax-loss harvesting. You can also invest in individual stocks and ETFs with zero commission fees, starting with as little as $1.

Is Wealthfront safe to use?

Yes, Wealthfront is a secure platform. Cash Account funds are held at program banks and are FDIC insured up to $2 million. Investments are held by Wealthfront Brokerage LLC, a Member FINRA/SIPC, which provides protection for securities up to $500,000, including $250,000 for cash.

What devices does Wealthfront support?

Wealthfront is currently available on iPhone. While the description does not mention Android support, users can access information and potentially manage their accounts through the Wealthfront website.

How often is Wealthfront updated?

The app was last updated on November 4, 2026, with version 2026.11.3. This indicates a recent update, suggesting the app is actively maintained and improved by the developer.

What are the main criticisms of Wealthfront?

Some users have noted that Wealthfront may not be ideal for IRA and specific investing accounts. Other criticisms include issues with account relinking, failed identity verification, and a perceived lack of control over investments for some users.

Does Wealthfront have ads?

No, Wealthfront does not contain advertisements. The app is free to use and focuses on providing financial services without interrupting users with ads.

What is the age rating for Wealthfront?

Wealthfront has an age rating of 4+, making it suitable for users of all ages. This rating suggests that the app's content and features are appropriate for a broad audience.