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Marcus by Goldman Sachs®

Marcus by Goldman Sachs®

Banking & Personal Finance

277K ratings
787 reviews
#194 in free Finance
🔧 Utilities
💰 Finance
Free

Details

Released
June 7, 2021
Updated
November 5, 2026

Developer

Goldman Sachs
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About

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

✓High-yield savings accounts
✓CDs with competitive rates
✓No-penalty CDs
✓Rate bump CDs
✓Manage accounts on the go
✓Financial calculators
✓FDIC-insured
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What users say about Marcus by Goldman Sachs®

Reviews of Marcus by Goldman Sachs® are mixed: the Finance app is rated 4.9/5 from 277K App Store ratings. What users like most: easy to use, great app design. Top complaints: technical issues, difficulty accessing funds. Summarized from real user reviews.

Positive things

  • 🚀Easy to use
  • 👍Great app design
  • 🚀Smooth performance
  • 💰Competitive interest rates
  • 🔒Secure banking

Negative things

  • 🐛Technical issues
  • 🔒Difficulty accessing funds
  • 👎Degraded app features
  • 🕰️Slow money transfers
  • 🤔Inconsistent user experience
See all reviews
+1

What's New in Marcus by Goldman Sachs®

2.27.0

November 5, 2026

This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review.

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Charts

Top Free

📊 194

Finance

The app has maintained its position at 194 recently.

Last updated on November 5, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Horrible bank

Decent rates and no issues putting money into the account. But Lord, help you if you wanna actually withdraw your cash. Moving all of my money away far away from Marcus.
JJeffD502

Locked out

Can't even login anymore using the app, have to use the browser version. Seems to be happening to a lot of people. Contacted support and they couldn't give a solution other than putting in a ticket. FIX THIS!!
BABob Asnickle

Horrible!!!!!!

Do not do business with this company. They literally took my grandson’s money and will NOT let him I his account because they claim they cannot verify his identity. We have called multiple times and they have everything so screwed up. It is too frustrating to describe.
GGig&LuLu

High yield savings

Great app
EEuclid2025

Excellent bank

I have switched almost all of my CD’s over to Marcus! Great rates and their app is very easy to use. I do wish they offered a debit card!
HHillz645780632
See 782 more reviews

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User experience

🐞

Reported Bugs

3 issues

Login issues and account lockouts

Bug

Missing or incorrect transaction history

Bug

Unreliable app connectivity and performance

Bug
✨

Requested Features

5 requests

Add ability to name accounts

Feature

Restore monthly spending line graph

Feature

Improve transaction tracking and categorization

Feature

Provide real-time balance updates and notifications

Feature

Enable open banking integration

Feature

FAQ

What does the Marcus by Goldman Sachs app do?

The app allows users to grow and manage their savings with competitive interest rates on various account types like Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. You can open accounts, add funds, check balances, schedule transfers, and use calculators to predict growth, all within the app.

What are the key features of the Marcus by Goldman Sachs app?

Key features include earning competitive rates on savings and CDs, the ability to open and fund accounts easily, managing accounts on the go, checking current rates, using growth calculators, and the security of FDIC-insured deposits. There is no minimum deposit required for the Online Savings Account.

Is the Marcus by Goldman Sachs app free to use?

Yes, the app itself is free to download and use. The monetization model is free, meaning there are no upfront costs or subscription fees to access its banking and personal finance management features. While the app is free, it does display advertisements.

What kind of accounts can I open with Marcus by Goldman Sachs?

You can open several types of savings and investment accounts. These include Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. All deposit products are provided by Goldman Sachs Bank USA and are FDIC-insured.

Who is the target audience for the Marcus by Goldman Sachs app?

The app is designed for individuals who want to maximize their savings by earning competitive interest rates and manage their personal finances effectively. It's suitable for those looking for a secure, user-friendly platform to track their financial growth and access banking services.