Marcus by Goldman Sachs®

Marcus by Goldman Sachs®

Banking & Personal Finance

255K ratings
638 reviews
With Ads#179 in free Finance
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Details

  • Released
  • Updated
  • January 6, 2020
  • June 29, 2026
Marcus by Goldman Sachs® screenshot #1 for iPhone
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About

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accounts
CDs with competitive rates
No-penalty CDs
Rate bump CDs
Manage accounts on the go
Financial calculators
FDIC-insured
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What users say

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What's New in Marcus by Goldman Sachs®

2.23.0

June 29, 2026

This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review.

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Top Free

📈 179+3

Finance

This app rose +3 positions in Finance chart.

Last updated on July 20, 2026.

User reviews

Too little interest compared to other bank

I don’t like when you don’t notify customers when lowering interest rates.

The Best

Marcus is the Best. The ease of the online and the great customer service make it by far greater than any other bank

Can’t get through on the phone

Been trying all day even just now at 7 o’clock at night and I can’t get through very disappointed

👍 The grass ain’t greener…

I made the mistake of leaving Marcus for a few months for another online savings account bank…simply for a slightly higher interest rate. Big mistake!! They were terrible…took over a week to get my money back into my linked account when making withdrawal and deposited money took forever to clear, losing many days (over a week) of interest per deposit. I’m back with Marcus…permanently…you simply cannot find a competing online savings account that has same day transfers when making a withdrawal, quick availability of deposited funds…great customer service…the chats connect immediately with a live person…and towards the top for competitive interest rates. Wish I never left in the first place. I missed out on the bonus they had while I was gone.
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Beautiful flawed app

I’ve liked using this app for several years. The interface is clean and is visually pleasing. The only issue I’ve had recently is editing recurring or scheduled transfers. It appears the developer forgot to add that to the interface. I can set up the transfers easily but there is no place to edit or stop them. I would have to disconnect the external bank account which is annoying.
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Developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues and account lockouts

Bug

Missing or incorrect transaction history

Bug

Unreliable app connectivity and performance

Bug

Requested Features

5 requests

Add ability to name accounts

Feature

Restore monthly spending line graph

Feature

Improve transaction tracking and categorization

Feature

Provide real-time balance updates and notifications

Feature

Enable open banking integration

Feature

FAQ

What does the Marcus by Goldman Sachs app do?

The app allows users to grow and manage their savings with competitive interest rates on various account types like Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. You can open accounts, add funds, check balances, schedule transfers, and use calculators to predict growth, all within the app.

What are the key features of the Marcus by Goldman Sachs app?

Key features include earning competitive rates on savings and CDs, the ability to open and fund accounts easily, managing accounts on the go, checking current rates, using growth calculators, and the security of FDIC-insured deposits. There is no minimum deposit required for the Online Savings Account.

Is the Marcus by Goldman Sachs app free to use?

Yes, the app itself is free to download and use. The monetization model is free, meaning there are no upfront costs or subscription fees to access its banking and personal finance management features. While the app is free, it does display advertisements.

What kind of accounts can I open with Marcus by Goldman Sachs?

You can open several types of savings and investment accounts. These include Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. All deposit products are provided by Goldman Sachs Bank USA and are FDIC-insured.

Who is the target audience for the Marcus by Goldman Sachs app?

The app is designed for individuals who want to maximize their savings by earning competitive interest rates and manage their personal finances effectively. It's suitable for those looking for a secure, user-friendly platform to track their financial growth and access banking services.