Marcus by Goldman Sachs®

Marcus by Goldman Sachs®

Banking & Personal Finance

265K ratings
724 reviews
#146 in free Finance
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • January 6, 2020
  • August 27, 2026
Marcus by Goldman Sachs® screenshot #1 for iPhone
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About

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accounts
CDs with competitive rates
No-penalty CDs
Rate bump CDs
Manage accounts on the go
Financial calculators
FDIC-insured
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What users say

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What's New in Marcus by Goldman Sachs®

2.25.0

August 27, 2026

This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review.

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Charts

Top Free

📈 146+3

Finance

This app rose +3 positions in Finance chart.

Last updated on September 18, 2026.

User reviews

California

Has been destroyed by Democrats.

John

Marcus is extremely easy to use and has a very competitive rate

Opening account/s

It’s time consuming and feels annoying to open new account/s as it goes to review and have to provide all the details AGAIN over the phone and then someone else comes online for final review and approval. Once it is done, they send again to approve and that link does not work. So what else, spend time again calling them !
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Best interest rates

Im very happy banking here interest rates are competitive easy to access only thing is would be good if they provide international wire transfer to euros

🐐

So goated.

Developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues and account lockouts

Bug

Missing or incorrect transaction history

Bug

Unreliable app connectivity and performance

Bug

Requested Features

5 requests

Add ability to name accounts

Feature

Restore monthly spending line graph

Feature

Improve transaction tracking and categorization

Feature

Provide real-time balance updates and notifications

Feature

Enable open banking integration

Feature

FAQ

What does the Marcus by Goldman Sachs app do?

The app allows users to grow and manage their savings with competitive interest rates on various account types like Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. You can open accounts, add funds, check balances, schedule transfers, and use calculators to predict growth, all within the app.

What are the key features of the Marcus by Goldman Sachs app?

Key features include earning competitive rates on savings and CDs, the ability to open and fund accounts easily, managing accounts on the go, checking current rates, using growth calculators, and the security of FDIC-insured deposits. There is no minimum deposit required for the Online Savings Account.

Is the Marcus by Goldman Sachs app free to use?

Yes, the app itself is free to download and use. The monetization model is free, meaning there are no upfront costs or subscription fees to access its banking and personal finance management features. While the app is free, it does display advertisements.

What kind of accounts can I open with Marcus by Goldman Sachs?

You can open several types of savings and investment accounts. These include Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. All deposit products are provided by Goldman Sachs Bank USA and are FDIC-insured.

Who is the target audience for the Marcus by Goldman Sachs app?

The app is designed for individuals who want to maximize their savings by earning competitive interest rates and manage their personal finances effectively. It's suitable for those looking for a secure, user-friendly platform to track their financial growth and access banking services.