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Marcus by Goldman Sachs®

Marcus by Goldman Sachs®

Banking & Personal Finance

272K ratings
770 reviews
#174 in free Finance
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • June 7, 2021
  • October 6, 2026

Developer

Goldman Sachs
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About

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

✓High-yield savings accounts
✓CDs with competitive rates
✓No-penalty CDs
✓Rate bump CDs
✓Manage accounts on the go
✓Financial calculators
✓FDIC-insured
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What users say about Marcus by Goldman Sachs®

Reviews of Marcus by Goldman Sachs® are mixed: the Finance app is rated 4.9/5 from 272K App Store ratings. What users like most: easy to use, great app design. Top complaints: technical issues, difficulty accessing funds. Summarized from real user reviews.

Positive things

  • 🚀Easy to use
  • 👍Great app design
  • 🚀Smooth performance
  • 💰Competitive interest rates
  • 🔒Secure banking

Negative things

  • 🐛Technical issues
  • 🔒Difficulty accessing funds
  • 👎Degraded app features
  • 🕰️Slow money transfers
  • 🤔Inconsistent user experience
See all reviews

What's New in Marcus by Goldman Sachs®

2.26.1

October 6, 2026

This release contains bug fixes and performance improvements. Enjoying the Marcus app? We'd love to hear more about it! Please consider leaving us a rating or review.

More

Charts

Top Free

📉 174-1

Finance

This app dropped -1 position in Finance chart.

Last updated on October 16, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Muy buena la app

Eso es mejor
AngerymarcellAngerymarcell

password

login information just randomly stopped working. very annoying
Luca33628Luca33628

EXCELENCIA

La primera vez q me integro a este banco y para mi es el mejor banco q eh visto mucho éxito!!
Kzul LealKzul Leal

Dumped by the nerds

Thanks for stuffing my ease of banking with you by pulling support for my iPhone 8 Plus. Nice one.

Excellent way to encourage my moving to another provider, which I’m looking into.

No choice but to give the app one star now.
anfirmoranfirmor

Great customer service and solid app

The app is solid, i only had a glitch creating an online application first because it got stuck in review, but customer service cleared it for me. Their high yield interest on savings and CDs is great
the best person ever in everthe best person ever in ever
See 765 more reviews

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User experience

🐞

Reported Bugs

3 issues

Login issues and account lockouts

Bug

Missing or incorrect transaction history

Bug

Unreliable app connectivity and performance

Bug
✨

Requested Features

5 requests

Add ability to name accounts

Feature

Restore monthly spending line graph

Feature

Improve transaction tracking and categorization

Feature

Provide real-time balance updates and notifications

Feature

Enable open banking integration

Feature

FAQ

What does the Marcus by Goldman Sachs app do?

The app allows users to grow and manage their savings with competitive interest rates on various account types like Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. You can open accounts, add funds, check balances, schedule transfers, and use calculators to predict growth, all within the app.

What are the key features of the Marcus by Goldman Sachs app?

Key features include earning competitive rates on savings and CDs, the ability to open and fund accounts easily, managing accounts on the go, checking current rates, using growth calculators, and the security of FDIC-insured deposits. There is no minimum deposit required for the Online Savings Account.

Is the Marcus by Goldman Sachs app free to use?

Yes, the app itself is free to download and use. The monetization model is free, meaning there are no upfront costs or subscription fees to access its banking and personal finance management features. While the app is free, it does display advertisements.

What kind of accounts can I open with Marcus by Goldman Sachs?

You can open several types of savings and investment accounts. These include Online Savings Accounts, High-Yield CDs, No-Penalty CDs, and Rate Bump CDs. All deposit products are provided by Goldman Sachs Bank USA and are FDIC-insured.

Who is the target audience for the Marcus by Goldman Sachs app?

The app is designed for individuals who want to maximize their savings by earning competitive interest rates and manage their personal finances effectively. It's suitable for those looking for a secure, user-friendly platform to track their financial growth and access banking services.