Free

Details

  • Released
  • Updated
  • September 9, 2011
  • July 24, 2026

Features

PenFed Mobile screenshot #1 for iPhone
PenFed Mobile screenshot #2 for iPhone
PenFed Mobile screenshot #3 for iPhone
PenFed Mobile screenshot #4 for iPhone
PenFed Mobile screenshot #5 for iPhone
PenFed Mobile screenshot #6 for iPhone
PenFed Mobile screenshot #7 for iPhone
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About

Manage your finances on the go with this secure mobile banking application. Easily make deposits, pay bills, transfer funds, and view account statements. Enjoy a streamlined and personalized banking experience with real-time notifications.

Mobile deposits and payments
Bill payment services
Account and statement management
Money transfers
Personalized notifications
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What users say

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What's New in PenFed Mobile

9.0.2

July 24, 2026

Security enhancements

User reviews

Awful

I am trying to fill out a form, but I have to login every five minutes. I’ve been a half hour down a five minute job.

No. Sirve

Súper atrás con la tecnología

Mobile deposit worse

Overall I can appreciate the changes you’ve made to the app, but have you beta tested your mobile deposit feature? If the camera wants to automatically take pictures, fine. But then don’t tell me to retake it if it’s blurry. And when you do ask me to retake it, the only way to do that is to start the whole transaction over. Bring back some level up of manual control. Make the automatic pictures optional like it was.
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Cant make a payment

Second month i had to call to made a transaction for CC. Couldn’t finish the transaction even after verifying and actualizing the address…
Tried both the app and website. Both employees couldn’t even help me…

Poor Mobile Deposit Design

In an effort to be clever, I suppose, the app seeks to take a picture of the check to be deposited quickly and automatically. That’s fine, provided you have the check lined up and steady before it snaps the pic. If not, you have a pic that is not useable AND can’t be edited — you have to start over.

First attempt front photo was fine but it snapped a second photo before I flipped the check over so there were two “front” pics and no back pic. I thought maybe I could continue and it’d give me a chance to correct but, no, it says there were two front images. Duh! Cancel transaction by switching to another part of the app since there is no actual “cancel” option and start over. Next attempt it automatically captured too quickly and cut off the MICR data at the bottom making the pic useless. Again, no cancel button so click to another part of the app and go back to Deposit area. Poor design.

Third time was successful. The deposit process flow needs to be revisited.
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User experience

🐞

Reported Bugs

4 issues

Inability to view transactions

Bug

Mobile deposit issues

Bug

Login and authentication problems

Bug

Inconsistent app performance

Bug

Requested Features

5 requests

Dark mode option

Feature

Transaction history details

Feature

Debit/credit card management

Feature

Improved mobile check deposit

Feature

In-app bill pay and transfers

Feature

FAQ

What can I do with the PenFed Mobile app?

The app allows you to perform various daily banking tasks such as making deposits and payments, paying bills, managing your accounts and statements, and transferring money. It aims to provide a simple, seamless, and secure mobile banking experience.

Is the PenFed Mobile app free to use?

Yes, the application is available for free. There are no mentioned costs associated with downloading or using its core banking features.

How does the app help me stay informed?

The app provides real-time, personalized notifications. These notifications are designed to keep you informed and engaged with your financial activity and account status.

What are the main benefits of using this app?

The primary benefits include a simplified and secure daily banking experience, an intuitive structure, a sleek new design, and a faster interface. It aims to empower users financially through easy access to their accounts and transactions.