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PenFed Mobile

PenFed Mobile

by Pentagon Federal Credit Union

63K ratings
742 reviews
💼 Business
💰 Finance
Free

Details

Released
September 9, 2011
Updated
October 21, 2026

Features

Background Location Access

Developer

Pentagon Federal Credit Union
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About

Manage your finances on the go with this secure mobile banking application. Easily make deposits, pay bills, transfer funds, and view account statements. Enjoy a streamlined and personalized banking experience with real-time notifications.

✓Mobile deposits and payments
✓Bill payment services
✓Account and statement management
✓Money transfers
✓Personalized notifications
Show original description

What users say about PenFed Mobile

Reviews of PenFed Mobile are mixed: the Finance app is rated 4.8/5 from 63K App Store ratings. What users like most: quick and easy banking, excellent credit union. Top complaints: frequent app crashes and freezes, slow transaction processing. Summarized from real user reviews.

Positive things

  • 🚀Quick and easy banking
  • 💫Excellent credit union
  • 🔒Secure banking
  • 👍User-friendly app design

Negative things

  • 🐛Frequent app crashes and freezes
  • 🕰️Slow transaction processing
  • 🔑Inconvenient login process
  • ⚠️Unreliable app functionality
  • 🤔Missing key features
See all reviews

What's New in PenFed Mobile

9.1.6

October 21, 2026

Login Authentication Enhancements

User reviews

Most RecentHighest RatedLowest Rated

They asked

Anyone that bothers me with a popup for a review gets 1 star. That’s my rule.
TOThe Crazy Ones

Team Collazo

Me encanta solo espero poder cambiar la hipoteca de mi casa con ustedes
#C#Team Collazo

Auto payment

This app supposed to pop up minimum monthly payment amount when trying to setup automatic payment. On drop down there is no option saying minimum amount due. And extra payment option.
Bbkbs1981

Best bank is PenFed

I just love your service
RRaunab

Unable to do anything

Both the app and website have had constant problems for the past 60 days. Sometimes I can login to the website, sometimes not. The app login finally works with MFA but from the initial page where you see your accounts, clicking on any action button (like "make a payment") results in a long wait followed by a pop-up message:

"We are currently facing technical issues. Some of the services are not working. Please retry after some time."
Show more
JJimmy8575309
See 737 more reviews

User experience

🐞

Reported Bugs

4 issues

Inability to view transactions

Bug

Mobile deposit issues

Bug

Login and authentication problems

Bug

Inconsistent app performance

Bug
✨

Requested Features

5 requests

Dark mode option

Feature

Transaction history details

Feature

Debit/credit card management

Feature

Improved mobile check deposit

Feature

In-app bill pay and transfers

Feature

FAQ

What can I do with the PenFed Mobile app?

The app allows you to perform various daily banking tasks such as making deposits and payments, paying bills, managing your accounts and statements, and transferring money. It aims to provide a simple, seamless, and secure mobile banking experience.

Is the PenFed Mobile app free to use?

Yes, the application is available for free. There are no mentioned costs associated with downloading or using its core banking features.

How does the app help me stay informed?

The app provides real-time, personalized notifications. These notifications are designed to keep you informed and engaged with your financial activity and account status.

What are the main benefits of using this app?

The primary benefits include a simplified and secure daily banking experience, an intuitive structure, a sleek new design, and a faster interface. It aims to empower users financially through easy access to their accounts and transactions.