Synchrony Bank

Synchrony Bank

Banking in sync with you

36K ratings
302 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • March 29, 2019
  • August 3, 2026

Features

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About

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Open new accounts
Track account activity
Mobile check deposit
Account balance widgets
Live customer service chat
Link external accounts
Renew CD accounts
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What users say

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What's New in Synchrony Bank

2.45.0

August 3, 2026

Our latest update to the Synchrony Bank app gives you: - An improved transfer experience with a convenient link to navigate back to the app - Enhanced in-app chat support for more reliable connections when you need help - Security updates that strengthen protection in the app - Additional performance improvements and bug fixes for a smoother experience

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User reviews

cd

had an account for years good rates and easy to use.

Transfers

It take forever to transfer money from one account to another. It doesn’t allow debit card transfers.

Identity Confirmation

Too complicated, needed two phones. Could not complete with one. Very very bad feature, have to take my business elsewhere!!!!

Terrible Service

The whole point of having an online bank is getting things done electronically, doing a wire with this bank is a nightmare experience…. Multiple calls, My wire was delayed by them an extra day due to their negligence, when asked for proof that my wire went out i was told to wait 7-10 days for snail mail….nobody could email me. I was passed around and went nowhere… there are other banks that will not delay and money hostage and give me documentation when asked….
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Review of savings app.

I find the user app to be very user friendly as it is very easy to navigate. If I could make a suggestion, I would talk with your float folks to find ways to improve your float on check deposits and especially external cash transfers from other banks. I find your float tends to be quite long, by comparison. I like that you do not charge for external transfers, however.
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Widget functionality broken

Bug

Inconsistent login experience

Bug

Delayed fund availability

Bug

Unreliable check deposit feature

Bug

Requested Features

5 requests

Recurring transfer options

Feature

Improved transaction history

Feature

Biometric login support

Feature

Seamless multi-account management

Feature

Customizable account nicknames

Feature

FAQ

What can I do with the Synchrony Bank app?

The Synchrony Bank app allows you to open new accounts, manage existing ones, track your account activity, deposit checks remotely, and view your balances with convenient widgets. You can also connect with customer service, link external bank accounts, and renew CD accounts.

Is the Synchrony Bank app free to use?

Yes, the Synchrony Bank app is free to download and use. While the app itself is free, it facilitates access to banking services offered by Synchrony Bank, which may have associated account fees or interest rates.

What are the key features of the Synchrony Bank app?

Key features include the ability to open new accounts in minutes, track all account activity anytime, deposit checks using your mobile device, view balances with widgets, and chat live with customer service. You can also link external accounts, renew CDs, manage beneficiaries, and view statements.

Is the Synchrony Bank app accessible?

Yes, the app is built with accessibility in mind. It is screen reader-friendly, supports variable font sizes, and uses optimal colors for readability, ensuring users can review critical information regardless of their needs.

How can I get help if I have a question about the app?

You can connect with Synchrony Bank's award-winning customer service team through the app. Live chat is available during business hours for immediate answers and assistance. You can also reach out via email at appsupport@synchronybank.com.