Synchrony Bank

Synchrony Bank

Banking in sync with you

36K ratings
282 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • March 29, 2019
  • August 3, 2026

Features

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About

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Open new accounts
Track account activity
Mobile check deposit
Account balance widgets
Live customer service chat
Link external accounts
Renew CD accounts
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What users say

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+1

What's New in Synchrony Bank

2.45.0

August 3, 2026

Our latest update to the Synchrony Bank app gives you: - An improved transfer experience with a convenient link to navigate back to the app - Enhanced in-app chat support for more reliable connections when you need help - Security updates that strengthen protection in the app - Additional performance improvements and bug fixes for a smoother experience

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User reviews

Easy and efficient

I have used Synchrony bank for 3 years for their great savings rate. I am able to easily and quickly transfer money to/from another bank’s checking account. I use that feature a lot. They make it so easy and it’s very efficient. Thanks!

Synchrony stinks!

I have not been able to do a transfer for months without having to call customer service. Their system refuses to accept my cell number to send a code. Doing transfers now takes about 15 minutes to complete. Ridiculous!!!

Disappointed

I opened up a high yield savings account online and put in money for it but 3 days later i was locked out of my account and was told to wait 3 days for my account to reopen and nothing. Then I called like 3 times and they kept telling me to wait 3 days. At this point I didn’t want anything with this bank and I told them to give me my money back and they told me 3 days it would be refunded and I still haven’t received anything. I’m super annoyed since I had high hopes but they just ended up taking my money. Till this day I haven’t received anything and it’s been more than a month. For anyone that wants to open an account, be careful because they will not refund you your money. This is what happened to me and I wouldn’t want this to happen to anyone else
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Hurdles

If you want to prevent a CD from auto renewing, these people will make you jump through hoops and make it absolutely impossible. It is a deterrent, it’s a tactic and it is extremely unpleasant. They claim it as for security reasons, but that is dubious because I’m logged in with two factor authentication into my account and could provide another layer of identity verification online. Nothing special about the rates here, so choose wisely.
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Transfer Fund

Transfer funds from my bank/credit union is very difficult using the Synchrony app.
Banking with other institutions is much easier and if I continue having problems, extend to close my account at Synchrony.

Developer apps

User experience

🐞

Reported Bugs

4 issues

Widget functionality broken

Bug

Inconsistent login experience

Bug

Delayed fund availability

Bug

Unreliable check deposit feature

Bug

Requested Features

5 requests

Recurring transfer options

Feature

Improved transaction history

Feature

Biometric login support

Feature

Seamless multi-account management

Feature

Customizable account nicknames

Feature

FAQ

What can I do with the Synchrony Bank app?

The Synchrony Bank app allows you to open new accounts, manage existing ones, track your account activity, deposit checks remotely, and view your balances with convenient widgets. You can also connect with customer service, link external bank accounts, and renew CD accounts.

Is the Synchrony Bank app free to use?

Yes, the Synchrony Bank app is free to download and use. While the app itself is free, it facilitates access to banking services offered by Synchrony Bank, which may have associated account fees or interest rates.

What are the key features of the Synchrony Bank app?

Key features include the ability to open new accounts in minutes, track all account activity anytime, deposit checks using your mobile device, view balances with widgets, and chat live with customer service. You can also link external accounts, renew CDs, manage beneficiaries, and view statements.

Is the Synchrony Bank app accessible?

Yes, the app is built with accessibility in mind. It is screen reader-friendly, supports variable font sizes, and uses optimal colors for readability, ensuring users can review critical information regardless of their needs.

How can I get help if I have a question about the app?

You can connect with Synchrony Bank's award-winning customer service team through the app. Live chat is available during business hours for immediate answers and assistance. You can also reach out via email at appsupport@synchronybank.com.