Best Synchrony Bank Savings Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

The best synchrony bank savings apps on iPhone average 4.8โ˜… across 250+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Synchrony Bank Savings Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Synchrony BankSynchrony BankFree4.8โ˜… (36K)YesNoAug 2026
2MySynchronyMySynchronyFree4.8โ˜… (107K)NoNoAug 2026
3U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8โ˜… (2.1M)YesNoAug 2026
4GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8โ˜… (63K)NoNoAug 2026
5OnePay โ€“ Mobile BankingOnePay โ€“ Mobile BankingFree4.9โ˜… (418K)NoNoAug 2026
6AmexAmexFree4.9โ˜… (4.4M)YesNoAug 2026
7Citi MobileยฎCiti MobileยฎFree4.9โ˜… (4M)NoNoAug 2026
8Barclays USBarclays USFree4.9โ˜… (536K)NoNoAug 2026

Top Picks for Synchrony Bank Savings

Synchrony Bank#1

Synchrony Bank by Synchrony Financial

Banking in sync with you
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(36K ratings)
FreeAds
Synchrony Bank screenshot 1
Synchrony Bank screenshot 2
Synchrony Bank screenshot 3
Synchrony Bank screenshot 4
Synchrony Bank screenshot 5
Synchrony Bank screenshot 6

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Intuitive navigation
  • ๐Ÿ’ฐ Competitive interest rates
  • ๐Ÿ”’ Secure banking experience

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • โฑ๏ธ Slow load times
  • ๐Ÿ”’ Authentication issues
MySynchrony#2

MySynchrony by Synchrony Financial

Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(107K ratings)
Free
#60in Finance
MySynchrony screenshot 1
MySynchrony screenshot 2
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MySynchrony screenshot 4

Securely manage your credit card accounts in one place. This app allows you to view balances, make payments, review transactions, and manage bank accounts. It also offers access to partner deals and financial education resources.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ‘ User-friendly
  • ๐Ÿ‘ Convenient
  • ๐Ÿ‘ Streamlined payment process

Room to Improve

  • ๐Ÿ› App crashes or freezes
  • ๐Ÿ› Login issues
  • ๐Ÿ› Inconsistent account information
U.S. Bank Mobile Banking#3

U.S. Bank Mobile Banking by U.S. Bancorp

Personal Finance and Invest
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(2.1M ratings)
FreeAds
#36in Finance
U.S. Bank Mobile Banking screenshot 1
U.S. Bank Mobile Banking screenshot 2
U.S. Bank Mobile Banking screenshot 3
U.S. Bank Mobile Banking screenshot 4
U.S. Bank Mobile Banking screenshot 5
U.S. Bank Mobile Banking screenshot 6

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

  • ๐Ÿ‘ Convenient mobile banking
  • ๐Ÿš€ Easy to use app
  • ๐Ÿ’ณ Great bank overall
  • ๐Ÿค Friendly and helpful customer service

Room to Improve

  • ๐Ÿ› Frequent app crashes and bugs
  • ๐Ÿค” Confusing app updates and changes
  • ๐Ÿ’ณ Issues with credit card rewards redemption

More Synchrony Bank Savings apps to explore

4
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(63K)
free
5
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(418K)
free with in-app purchases
6
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
๐Ÿ’ฐ Finance
(4.4M)
free
7
Citi Mobileยฎ
Citi Mobileยฎ
Citi Mobileยฎ
A Banking App Designed for You
Free

Manage your banking and finances with a comprehensive mobile app. Open accounts, deposit checks, pay bills, and track spending. Securely access your accounts and manage your cards with features like card locking and PIN resets.

Open new accountsMobile check depositPay bills and schedule payments
๐Ÿ’ฐ Finance
(4M)
free with in-app purchases
8
Barclays US
Barclays US
Barclays US
Safe. Convenient. Rewarding.
Free

Manage your accounts securely and conveniently from anywhere. Features include biometric login, digital wallet integration, personalized notifications, and easy transfers. Track spending, access your FICO score, and control your cards with instant locking.

Biometric loginDigital wallet integrationPersonalized notifications
๐Ÿ’ฐ Finance
(536K)
free
9
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
High-Yield Savings & Stocks
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(385K)
free with in-app purchases
10
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

Early payday accessNo monthly or overdraft feesCash advances up to $500
๐Ÿ’ฐ Finance
(233K)
free
11
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
๐Ÿ’ฐ Finance
(11M)
free
12
Marcus by Goldman Sachsยฎ
Marcus by Goldman Sachsยฎ
Marcus by Goldman Sachsยฎ
Banking & Personal Finance
Free

Manage your finances and grow your savings with competitive interest rates on various account types. Easily open accounts, add funds, and track your progress with helpful tools. All deposits are FDIC-insured for your peace of mind.

High-yield savings accountsCDs with competitive ratesNo-penalty CDs
๐Ÿ’ฐ Finance
(265K)
free
13
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your moneyโ€”fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
๐Ÿ’ฐ Finance
(67K)
free with in-app purchases
14
Happen Bank
Happen Bank
Happen Bank
Formerly LendingClub
Free

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Consolidated account managementLoan progress trackingFree credit score and report monitoring
๐Ÿ’ฐ Finance
(8.7K)
free
15
Frost Bank
Frost Bank
Frost Bank
by Frost Bank
Free

Manage your finances with a user-friendly mobile banking app. Open accounts, send money instantly, and deposit checks remotely. Securely link external accounts and access personal banking support 24/7.

Open and fund accountsSend money via mobile number or emailMobile check deposit
๐Ÿ’ฐ Finance
(74K)
free
16
TBC Bank
TBC Bank
TBC Bank
Exceptionally easy
Free

Manage your finances digitally with a secure and instant mobile banking experience. Open accounts, transfer money, pay bills, apply for loans, and even invest in U.S. stocks, all from your phone. Offers features like instant card activation, loyalty rewards, and flexible payment options.

Digital account openingInstant card activation24/7 money transfers
๐Ÿ’ฐ Finance
(117K)
free with in-app purchases
17
First Savings Mastercard
First Savings Mastercard
First Savings Mastercard
First Savings Credit Card
Free

Manage your credit card account conveniently and securely from your mobile device. Access account details, make payments, set up alerts, and update your information anytime, anywhere.

Secure biometric sign-inCustomizable account alerts24/7 account access
๐Ÿ’ฐ Finance
(4.7K)
free
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(67K)
free
19
Central Bank - Mobile
Central Bank - Mobile
Central Bank - Mobile
by Central Bancompany
Free

Manage your finances on the go with features like mobile check deposit, bill pay, and fund transfers. Securely send money to friends and family, set up custom alerts, and track your spending with ease. Access your accounts quickly and conveniently from your smartphone.

Mobile check depositBill payFund transfers
๐Ÿ’ฐ Finance
(55K)
free
20
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
๐Ÿ’ฐ Finance
(32K)
free with in-app purchases

FAQ about Synchrony Bank Savings

What are the best synchrony bank savings apps for iPhone?
Synchrony Bank tops our synchrony bank savings apps ranking as of August 2026, with a 4.8-star average from 36K App Store ratings, and it's free to download.
Yes โ€” 20 of the top synchrony bank savings apps we rank are free to download, including Synchrony Bank and MySynchrony.
Synchrony Bank shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ synchrony bank savings apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The Synchrony Bank app allows you to open new accounts, manage existing ones, track your account activity, deposit checks remotely, and view your balances with convenient widgets. You can also connect with customer service, link external bank accounts, and renew CD accounts.
Key features include the ability to open new accounts in minutes, track all account activity anytime, deposit checks using your mobile device, view balances with widgets, and chat live with customer service. You can also link external accounts, renew CDs, manage beneficiaries, and view statements.