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Failed App😪🤦♂️
Failed App😪🤦♂️
Free
About
This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.
✓Open bank account instantly
✓Send and receive money fast
✓Earn up to 18% interest on savings
✓Convenient bill payments
✓Buy airtime with cashback
✓Request debit card
✓Secure online banking
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What users say about Moniepoint Personal Banking
Reviews of Moniepoint Personal Banking are mostly negative: the Finance app is rated 4.6/5 from 32K App Store ratings. What users like most: fast transactions, smooth onboarding. Top complaints: login issues, transfer failures. Summarized from real user reviews.
Positive things
- 🚀Fast transactions
- 👍Smooth onboarding
- 🔒Secure banking
- 💡Innovative features
Negative things
- 🐛Login issues
- 🐛Transfer failures
- 🔒Account restrictions
- 💸Unexpected charges
What's New in Moniepoint Personal Banking
1.76.0
September 28, 2026
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
Charts
Events
Bank smart. Enjoy free transfers & more till 25!
Nov 4, 2025 — Dec 5, 2025
Activate USSD and access easy offline banking
Jul 20, 2024 — Aug 20, 2024
User reviews
Developer apps
User experience
🐞
Reported Bugs
3 issues
App crashes on login
Delayed money transfers
✨
Requested Features
3 requests
Hide account balance option
Feature
Expand supported payment platforms
Feature
FAQ
What can I do with the Moniepoint Personal Banking App?
You can open a bank account instantly, send and receive money fast, manage your savings with up to 18% interest per annum, pay bills conveniently, buy airtime and data with cashback, and request a debit card. The app also offers secure online banking and offline banking options via USSD.
How do I open a Moniepoint personal bank account?
To open an account, download the Moniepoint Personal Banking App, sign up, and complete the process in under 5 minutes. You can then request your debit card directly within the app for fast delivery.
Is Moniepoint a secure banking app?
Yes, Moniepoint is licensed and regulated by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC). It uses advanced encryption to keep your bank account and personal data safe.
What are the benefits of using Moniepoint for savings?
You can earn up to 18% interest per annum on your savings with flexible, fixed, or locked savings plans designed to match your financial goals. This allows your money to grow while being securely managed.
Can I use Moniepoint without internet access?
Yes, you can bank offline using the USSD code *5573#. This allows you to send money, check your balance, or block your card even without an internet connection.
