This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.
Summarized from real user reviews of Moniepoint Personal Banking. Based on 30K reviews and a 4.6/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.
1.73.0
August 17, 2026
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
Bank smart. Enjoy free transfers & more till 25!
Nov 4, 2025 — Dec 5, 2025
Activate USSD and access easy offline banking
Jul 20, 2024 — Aug 20, 2024
3 issues
App crashes on login
Delayed money transfers
3 requests
Hide account balance option
Expand supported payment platforms
You can open a bank account instantly, send and receive money fast, manage your savings with up to 18% interest per annum, pay bills conveniently, buy airtime and data with cashback, and request a debit card. The app also offers secure online banking and offline banking options via USSD.
To open an account, download the Moniepoint Personal Banking App, sign up, and complete the process in under 5 minutes. You can then request your debit card directly within the app for fast delivery.
Yes, Moniepoint is licensed and regulated by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC). It uses advanced encryption to keep your bank account and personal data safe.
You can earn up to 18% interest per annum on your savings with flexible, fixed, or locked savings plans designed to match your financial goals. This allows your money to grow while being securely managed.
Yes, you can bank offline using the USSD code *5573#. This allows you to send money, check your balance, or block your card even without an internet connection.
