Kuda - Free transfer & payment

Kuda - Free transfer & payment

Pay, save & invest money

132K ratings
435 reviews
Free

Details

  • Released
  • Updated
  • August 17, 2019
  • August 9, 2026

Features

Kuda - Free transfer & payment screenshot #1 for iPhone
Kuda - Free transfer & payment screenshot #2 for iPhone
Kuda - Free transfer & payment screenshot #3 for iPhone
Kuda - Free transfer & payment screenshot #4 for iPhone
Kuda - Free transfer & payment screenshot #5 for iPhone
Kuda - Free transfer & payment screenshot #6 for iPhone
Kuda - Free transfer & payment screenshot #7 for iPhone
Kuda - Free transfer & payment screenshot #8 for iPhone
Kuda - Free transfer & payment screenshot #9 for iPhone
Kuda - Free transfer & payment screenshot #10 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account opening
Free money transfers
Automated savings
Stock investing
Budgeting tools
Cashback and discounts
Show original description

What users say

See all reviews

What's New in Kuda

3.001

August 9, 2026

Meet the new Kuda app, built for more. We now have a fresh look. Nothing you love has gone away, we just made everything easier to find. On your redesigned home screen, you can: See a quick summary of your savings and investments Find Cashback and Offers more easily Send money and pay bills in fewer steps Search for anything on the app See and manage all your cards Save, invest and borrow on dedicated pages Tap the three dots next to your account balance for quick actions

More

User reviews

Poor customer care service

I have been trying to upgrade my account but it’s not working, trying to withdraw my money from my saving too and still not working because it’s above the amount that’s supposed to be in the account

Stupid Notifications

Had to delete this garbage cause they keep sending unnecessary notifications that I didn’t ask for, and that I can’t turn off.

Absolutely Terrible Customer Service

The worst customer service I’ve experienced from a bank so far. I’ve been out of the country for a couple of months and, for some reason, I’m unable to use the in-app customer service chat. When I finally managed to get through, I was left waiting on hold for so long that I genuinely believe the customer service team simply closed without resolving my issue.

I have several queries that need to be addressed, yet not a single one has been resolved. It is extremely frustrating and unacceptable, especially when you’re relying on your bank while abroad.

The customer service is incredibly poor, communication is practically non-existent, and getting help when you actually need it feels impossible.

Very disappointing experience. I would not recommend this bank based on the level of customer service I’ve received.
Show more

Kuda

This app is not good as before why tier two no fit send and receive more than 500k not that I has more than 500k in the app before update the app I can’t remove my money

MRF

This is great and very easy to use

Developer apps

User experience

🐞

Reported Bugs

6 issues

App Crashing After Update

Bug

Slow Address Verification

Bug

Transaction Not Reflecting

Bug

Forced Logout After Update

Bug

Account Balance Going to Zero

Bug

Unable to Sign In After Update

Bug

Requested Features

2 requests

Add Scan to Pay Method

Feature

Allow Changing ATM PIN Ourselves

Feature

FAQ

What does Kuda do?

Kuda is a digital banking app that allows users to open a bank account in minutes, make easy payments, save money with automated features, and invest in US stocks. It aims to provide a smarter way to manage money with features like free transfers and premium rewards.

What are the key features of Kuda?

Key features include free bank account opening, up to 25 free money transfers per month to any Nigerian bank, automated savings with interest, the ability to invest in US stocks, and access to premium rewards like cashback and discounts for eligible users.

Is Kuda free to use?

Opening a bank account with Kuda is free, and users can make up to 25 free money transfers to any Nigerian bank each month. Some premium features and rewards are available with a Tier 3 Kuda account, and terms and conditions apply.

Is Kuda available internationally?

While the core banking and investment features are primarily for Nigeria users, Kuda also offers cross-border money transfers to Nigeria from the UK and Canada at competitive rates. Specific features and availability may vary by region.

How can I save money with Kuda?

Kuda offers an automated savings feature called 'Pockets' where you can save a lump sum or set a percentage to save periodically, earning up to 14% annual interest. Additionally, 'Spend+Save' allows you to save every time you make a payment directly from your Kuda bank account.