Kuda - Free transfer & payment

Kuda - Free transfer & payment

Pay, save & invest money

131K ratings
516 reviews
Free

Details

  • Released
  • Updated
  • August 17, 2019
  • September 15, 2026

Features

Background Location Access

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Kuda - Free transfer & payment screenshot #10 for iPhone
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About

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account opening
Free money transfers
Automated savings
Stock investing
Budgeting tools
Cashback and discounts
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What users say

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+2

What's New in Kuda

3.005

September 15, 2026

- Ordering a card? You'll now see exactly when it'll be delivered or ready for pickup. - If there's a restriction on your account, you'll now see it in the app, along with clear steps to lift it. - If a provider is down, we'll mention it upfront so you don't get all the way to the end of a payment for nothing. - If a payment fails because of your connection, we'll state it clearly. - Fresh icons and illustrations on your rewards screens to match our new look. - Clearer text on the Upgrade Your Account screen.

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User reviews

Transfer and recent transactions improvement

I really do love using KUDA but I noticed a few things that could be improve, first when I send money to a recipient and then want to make another transfer shortly afterward, the last account number I sent money too should automatically appear when I click the “transfer” button, this would make it more easier and faster to send money again and the second thing is that in the recent transactions section, the latest transaction sometimes takes a while to appear, while sometimes it shows up almost immediately so the transaction history should update consistently and in real time as well, so look into them so that this small improvement would make the experience even better, I love using KUDA
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Customer service not responding

I have been sending chat and messages all this while and no one find a time to respond to my messages.
I have a new device that is not allowing me to login to Kuda app for a very long time now and my new device has been formatted. Just for them to help me out but no one till.

So so bad about Kuda customer service and I am one of their first customer when Kuda first started because I believe so much in them but what they are doing now, I don’t know 🤷‍♂️🤷‍♂️
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About login

I can’t login my account except I have my gmail…. There suppose to be away to login with my number

Fix the save

Hey kuda, after withdrawing from savings it won’t go back to main account unless I close the app completely and open it again. You need to fix that. After withdrawing money from save you just get stuck there no going back to where account balance shows till you close the app and open it afresh. Fix that please I have complained about this on Snapchat and on TikTok whenever I see your ads
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Wack customer service

I use to love Kuda a lot before but presently they suck their customers service sucks and even their services this days sucks too just to change my phone number I’ve been calling customer service since yesterday yet no one pick up 😡😡

Developer apps

User experience

🐞

Reported Bugs

6 issues

App Crashing After Update

Bug

Slow Address Verification

Bug

Transaction Not Reflecting

Bug

Forced Logout After Update

Bug

Account Balance Going to Zero

Bug

Unable to Sign In After Update

Bug

Requested Features

2 requests

Add Scan to Pay Method

Feature

Allow Changing ATM PIN Ourselves

Feature

FAQ

What does Kuda do?

Kuda is a digital banking app that allows users to open a bank account in minutes, make easy payments, save money with automated features, and invest in US stocks. It aims to provide a smarter way to manage money with features like free transfers and premium rewards.

What are the key features of Kuda?

Key features include free bank account opening, up to 25 free money transfers per month to any Nigerian bank, automated savings with interest, the ability to invest in US stocks, and access to premium rewards like cashback and discounts for eligible users.

Is Kuda free to use?

Opening a bank account with Kuda is free, and users can make up to 25 free money transfers to any Nigerian bank each month. Some premium features and rewards are available with a Tier 3 Kuda account, and terms and conditions apply.

Is Kuda available internationally?

While the core banking and investment features are primarily for Nigeria users, Kuda also offers cross-border money transfers to Nigeria from the UK and Canada at competitive rates. Specific features and availability may vary by region.

How can I save money with Kuda?

Kuda offers an automated savings feature called 'Pockets' where you can save a lump sum or set a percentage to save periodically, earning up to 14% annual interest. Additionally, 'Spend+Save' allows you to save every time you make a payment directly from your Kuda bank account.