Best Kuda Loan Apps

66+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good kuda loan apps. We benchmark 66+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Kuda Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Kuda - Free transfer & paymentKuda - Free transfer & paymentFree4.7★ (132K)NoNoAug 2026
2FairMoney: Loan App In NigeriaFairMoney: Loan App In NigeriaFree4.6★ (14K)NoNoAug 2026
3Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5★ (2)YesNoAug 2026
4Carbon: Mobile Banking & LoansCarbon: Mobile Banking & LoansFree4.5★ (10K)NoNoAug 2026
5Kuda BusinessKuda BusinessFree4.6★ (986)NoNoAug 2026
6Loan - Money Borrowing AppLoan - Money Borrowing AppFree5.0★ (4)NoNoAug 2026
7Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (15K)YesNoAug 2026
8Together LoansTogether LoansFree4.2★ (366)NoNoAug 2026

Top Picks for Kuda Loan

Kuda - Free transfer & payment#1

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Editor's Choice
💰 Finance
4.7😞(132K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited
FairMoney: Loan App In Nigeria#2

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Strong Contender
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
FairMoney: Loan App In Nigeria screenshot 2
FairMoney: Loan App In Nigeria screenshot 3
FairMoney: Loan App In Nigeria screenshot 4
FairMoney: Loan App In Nigeria screenshot 5
FairMoney: Loan App In Nigeria screenshot 6

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders

More Kuda Loan apps to explore

4
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
5
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
💰 Finance
(986)
free
6
Loan - Money Borrowing App
Loan - Money Borrowing App
Loan - Money Borrowing App
Instant Cash Advance Fast Now
Free

Access fast, digital loans for unexpected expenses or opportunities. Get approved quickly and receive funds directly to your bank account with a paperless process. Offers flexible repayment terms and transparent pricing.

Instant approvals and fast disbursement100% digital and paperless experienceFlexible loan amounts and tenures
💰 Finance
(4)
free
7
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
8
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(366)
free
9
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
10
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
11
Loan Mobile App
Loan Mobile App
Loan Mobile App
by Vong Srey
Free
💼 Business
(0)
12
LoanTap
LoanTap
LoanTap
Bringing Dreams to Life
Free

Access fast, flexible personal loans designed for salaried professionals. Choose from various repayment plans to suit your financial needs and get funds quickly with minimal documentation. Apply digitally from anywhere.

Fast loan disbursal (24 hours)Flexible repayment plansCustomized personal loans
💰 Finance
(3)
free
13
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
💰 Finance
(0)
14
Peso Cash - Loan Calculator
Peso Cash - Loan Calculator
Peso Cash - Loan Calculator
by Domadiya Akash
Free
💰 Finance
(0)
15
Kako Loan
Kako Loan
Kako Loan
A comprehensive financial tool
Free
🌟 Lifestyle
(0)
16
PropKonnekt
PropKonnekt
PropKonnekt
by URBANDWELL TECHNOLOGIES PRIVATE LIMITED
Free
💼 Business
(0)
17
LoanView
LoanView
LoanView
by Berkadia Commercial Mortgage LLC
Free

Access your Berkadia LoanView portal information on the go. This application provides a convenient way to view your loan details and manage your accounts directly from your mobile device.

Access LoanView portalView loan detailsAccount management
💰 Finance
(2)
free
18
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

Loan application up to $4,000Same-day fund depositCustomer profile editing
💰 Finance
(3)
free
19
KorLoans: Loan Manager
KorLoans: Loan Manager
KorLoans: Loan Manager
Private Lending & Pay Tracker
Free

Manage private loans and track payments effortlessly. This app helps lenders organize borrower information, loan details, and payment history in one place. It offers a clear overview of your lending portfolio and allows borrowers to access their own loan information.

Borrower profile managementLoan setup and trackingDisbursement and payment recording
💰 Finance
(1)
free
20
Chola Home Loan
Chola Home Loan
Chola Home Loan
by Cholamandalam investment and finance company limited
Free

This app simplifies the home loan process, offering doorstep services for easy approval and disbursal. Calculate EMIs, apply for loans, track applications, and access loan details. It also assists with PMAY subsidy information and minimal documentation requirements.

Doorstep loan servicesEMI and eligibility calculatorsLoan application and tracking
💰 Finance
(0)
free

FAQ about Kuda Loan

What are the best kuda loan apps for iPhone?
Kuda - Free transfer & payment tops our kuda loan apps ranking as of July 2026, with a 4.7-star average from 132K App Store ratings, and it's free to download.
Yes — 20 of the top kuda loan apps we rank are free to download, including Kuda - Free transfer & payment and FairMoney: Loan App In Nigeria.
Kuda - Free transfer & payment has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 66+ kuda loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Kuda is a digital banking app that allows users to open a bank account in minutes, make easy payments, save money with automated features, and invest in US stocks. It aims to provide a smarter way to manage money with features like free transfers and premium rewards.
Key features include free bank account opening, up to 25 free money transfers per month to any Nigerian bank, automated savings with interest, the ability to invest in US stocks, and access to premium rewards like cashback and discounts for eligible users.