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Ohere Credit

Ohere Credit

Build credit with your card

3 ratings
2 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • September 7, 2023
  • September 16, 2026

Features

Developer

Ether Labs
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About

Access fairer credit, build a credit score, and manage repayments with greater control. Apply for credit, get approved for a card with a starting limit, and spend now to repay later. Extend due dates for a fee and track your credit score to grow your limit.

✓Apply for credit
✓Credit assessment
✓Access Ohere card
✓Spend now, repay later
✓Interest-free periods
✓Extend due dates
✓Track credit score
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What's New in Ohere Credit

1.9.98

September 16, 2026

What’s New in This Build: • Performance & Stability: Fixed various bugs and improved overall app performance. • Enhanced Credit Disbursement: Updated the "Use Credit" feature to give you more ways to utilize your available credit line. • Credit Assessment Reconsideration: Introduced a revised evaluation process for new users seeking credit reconsideration. • Credit Limit Increase: Added the ability to request a credit limit increase directly within the app.

More

User reviews

Most RecentHighest RatedLowest Rated

Great Credit App

Excellent app! Everything works smoothly, and the latest updates make it even better
rubies the besstrubies the besst

Scam app

Complete scam app, they’ll request you to pay the amount you want to before before they borrow it to you, don’t create an account with them, it’s a scam!
Trut8Trut8

Response from developer

Hi , we’re sorry this was not clear. You were likely offered a secured credit card because you did not yet qualify for an unsecured card. The 1:1 refundable cash collateral is not a scam or hidden fee. After 3 billing cycles of on-time repayment within 28 days, you may qualify to graduate to an unsecured card.

FAQ

What is Ohere Credit?

Ohere Credit is a finance app designed for working Nigerians to access credit, build their credit score, and manage repayments. It allows users to apply for credit, get approved for a card, and spend funds with flexible repayment options.

How does Ohere Credit help build credit?

Ohere Credit helps users build credit by tracking their repayment behavior. Consistent and on-time repayments allow users to grow their credit limit and improve their overall credit score within the app.

What are the repayment options with Ohere Credit?

Ohere Credit offers flexible repayment options, including spending now and repaying within a billing cycle, with up to 42 days interest-free on eligible repayments. Users can also extend their due date for a small fee.

Is Ohere Credit available on all devices?

Ohere Credit is available on iPhone, iPad, and iPod devices. The app is designed to be accessible on Apple's mobile operating systems.

How secure is Ohere Credit?

While specific security measures are not detailed in the provided data, finance apps typically employ industry-standard security protocols to protect user data and financial information. Users can contact support for detailed security inquiries.

When was Ohere Credit last updated?

The latest version of Ohere Credit is 1.9.91, which was last updated on May 20, 2026. This indicates a recent update to the application.

What is the user rating for Ohere Credit?

Ohere Credit has a user rating of 3.0 stars based on 2 ratings. This suggests a mixed reception from its current user base.

Does Ohere Credit have ads?

No, Ohere Credit does not contain advertisements. The app is free to download and use without any ad interruptions.