Access fairer credit, build a credit score, and manage repayments with greater control. Apply for credit, get approved for a card with a starting limit, and spend now to repay later. Extend due dates for a fee and track your credit score to grow your limit.
1.9.94
July 11, 2026
Welcome to Ohere Credit — your smart credit companion. - Apply for a credit line in minutes. - Get real-time credit assessment and decisions. - Qualify for a secured or unsecured credit line. - Manage repayments with ease. - View transaction history and spending insights. - Track your credit score history and get improvement tips. What’s new in this update: - Improved credit application flow - Stability and performance improvements. - Clarity on product details before credit application
MoreHi , we’re sorry this was not clear. You were likely offered a secured credit card because you did not yet qualify for an unsecured card. The 1:1 refundable cash collateral is not a scam or hidden fee. After 3 billing cycles of on-time repayment within 28 days, you may qualify to graduate to an unsecured card.
Ohere Credit is a finance app designed for working Nigerians to access credit, build their credit score, and manage repayments. It allows users to apply for credit, get approved for a card, and spend funds with flexible repayment options.
Ohere Credit helps users build credit by tracking their repayment behavior. Consistent and on-time repayments allow users to grow their credit limit and improve their overall credit score within the app.
Ohere Credit offers flexible repayment options, including spending now and repaying within a billing cycle, with up to 42 days interest-free on eligible repayments. Users can also extend their due date for a small fee.
Ohere Credit is available on iPhone, iPad, and iPod devices. The app is designed to be accessible on Apple's mobile operating systems.
While specific security measures are not detailed in the provided data, finance apps typically employ industry-standard security protocols to protect user data and financial information. Users can contact support for detailed security inquiries.
The latest version of Ohere Credit is 1.9.91, which was last updated on May 20, 2026. This indicates a recent update to the application.
Ohere Credit has a user rating of 3.0 stars based on 2 ratings. This suggests a mixed reception from its current user base.
No, Ohere Credit does not contain advertisements. The app is free to download and use without any ad interruptions.