Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
1.0(1 ratings)
Free
Top Picks for Naira Loan
2.2(49 ratings)
Free
2.7(61 ratings)
Free
Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.
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4
Neocash Mobile
Powered by Shepherd Trust
Free
This app provides quick and easy access to personal loans for Lagos State residents. Apply for amounts between ₦5,000 and ₦5,000,000 with flexible repayment terms and no collateral required for most loans. Funds are credited upon approval.
Loan amounts from ₦5,000 to ₦5,000,000Flexible repayment periodsFast loan approval and disbursement
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Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free
Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.
Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
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free6
Zedvance: Loans & Bills
Loans, Bills and Payments
Free
Access quick loans for unexpected expenses or personal aspirations with flexible repayment terms. Easily pay bills like airtime and electricity, and manage your money conveniently on the go. Enjoy secure, transparent financial solutions with 24/7 access and real-time alerts.
Quick loans for unplanned expensesSalary loans with up to 18-month repaymentBill payments (airtime, electricity, data)
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free with in-app purchases7
Ohere Credit
Build credit with your card
Free
Access fairer credit, build a credit score, and manage repayments with greater control. Apply for credit, get approved for a card with a starting limit, and spend now to repay later. Extend due dates for a fee and track your credit score to grow your limit.
Apply for creditCredit assessmentAccess Ohere card
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free8
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free
This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.
Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
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(14K)
free9
Credx Finance
Get salary advances
Free
This app offers quick, affordable salary advances to employees of partner organizations. It provides a fully digital process for applications, approvals, and fund disbursement, with repayments linked to salary deductions. The service aims to offer financial flexibility without collateral or guarantors.
Instant access to low-interest loansAutomated salary deductionsNo hidden fees or paperwork
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(1)
free10
Fast Credit Mobile
by FAST CREDIT LIMITED
Free
Access quick loans and smart investment opportunities with this financial services app. It offers transparent processes, fast approvals, and secure transactions for individuals in Nigeria. Grow your wealth and manage your finances conveniently.
Quick loans up to ₦5,000,000Flexible repayment plansFast approvals and disbursements
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Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free
Access personal and business loans, lend money to friends, invest for returns, and pay bills all in one place. This financial app offers quick access to funds and opportunities to grow your money.
Personal loansBusiness loansLend money to friends
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iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free
This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.
Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
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free13
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free
Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.
Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
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Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free
Access quick cash loans and a virtual Mastercard for convenient online and in-store purchases. Enjoy flexible repayment terms and interest-free billing cycles for smarter financial management.
Virtual MastercardQuick cash loansFlexible loan terms
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Fidelity FastLoan
by Fidelity Bank Plc
Free
This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.
Instant micro loan disbursementLoan repayment optionsNo documentation required
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Kuda - Free transfer & payment
Pay, save & invest money
Free
Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.
Free bank account openingFree money transfersAutomated savings
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EasyLoans: Compare Loans
Compare and Discover Loans
Free
Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.
Compare Home LoansCompare Vehicle LoansCompare Personal Loans
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Loan In Touch
Apply for Loan easily!
Free
Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.
Easy loan applicationTrusted bank partnershipsCompetitive interest rates
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AccionMonie
AccionMonie App
Free
This app provides quick loans, savings plans, and a digital credit ecosystem for individuals and businesses. It offers features like instant bank account opening, fund transfers, bill payments, and access to loans with zero paperwork.
Quick loans in 5-10 minutesOpen bank account in 3 minutesTransfer funds to any bank in Nigeria
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Kiakia P2P
You fund. We invest. You earn.
Free
Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.
Invest in loans and businessesEarn 12%-40% returnsAccess personal and business loans
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(18)
free