Best Naira Loan Apps

98+ iOS apps curated and reviewed

3.2 avg rating
20 free apps
Updated June 2026

Out of 98+ naira loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Naira Loan

eLendly#2

eLendly by Elendly Limited

Gift, Lend, Borrow and Invest
Strong Contender
💰 Finance
2.2(49 ratings)
Free
eLendly screenshot 1
eLendly screenshot 2
eLendly screenshot 3
eLendly screenshot 4
eLendly screenshot 5

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

Monibac#3

Monibac by Prime Zone Limited

Get access to loans on Monibac
Worth Considering
💰 Finance
2.7(61 ratings)
Free
Monibac screenshot 1
Monibac screenshot 2
Monibac screenshot 3
Monibac screenshot 4
Monibac screenshot 5

Access loans without collateral, save with interest, and easily manage funds with the Monibac app. Get up to 150% of your savings as a loan, no charges on deposits or loans, and personalized repayment reminders. Install, register, save, and start benefiting today!

More Naira Loan apps to explore

4
Neocash Mobile
Neocash Mobile
Neocash Mobile
Powered by Shepherd Trust
Free

NeoCash Mobile is a convenient app that provides quick and easy loans ranging from ₦5,000 to ₦5,000,000 for Lagos State residents without the need for collateral or guarantors. With NeoCash, you can apply for a loan in less than five minutes, choose your payment tenure, and enjoy a secure and reliable loan experience. Download the app now to access fast financial assistance.

💰 Finance
(11)
5
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

With Kredi, meet all your banking needs efficiently and securely. Open accounts, save money, apply for loans, fund accounts, make transfers, pay bills, and top-up airtime seamlessly. Start banking with Kredi today!

💰 Finance
(120)
6
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Zedvance: Loans & Bills
Loans, Bills and Payments
Free

Get instant access to loans, bill payments, and mobile wallet services with a dedicated financial app that offers quick and secure solutions for individuals and businesses. Download the app, sign up, and start enjoying 24/7 access to credit with no hidden fees and real-time alerts.

💰 Finance
(171)
7
Ohere Credit
Ohere Credit
Ohere Credit
Build credit with your card
Free
💰 Finance
(2)
8
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

💰 Finance
(14K)
9
Credx Finance
Credx Finance
Credx Finance
Get salary advances
Free
💰 Finance
(1)
10
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FAST CREDIT LIMITED
Free
💰 Finance
(14)
11
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free
💰 Finance
(111)
12
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
13
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

💰 Finance
(165)
14
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free
💰 Finance
(91)
15
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This application allows users to process micro loans instantly, with disbursement within 2 minutes and flexible repayment options. It provides a convenient way to access loans without requiring documentation, collateral, or a bank visit.

💰 Finance
(29)
16
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
17
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Compare and discover various loan options from different financial institutions, including home, vehicle, gold, consumer durable, personal, and business loans, with features to check eligibility, compare offers, and apply online. Download the app to find the best loan deals and get personalized offers from across different banks and NBFCs.

💰 Finance
(398)
18
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free
💰 Finance
(0)
19
AccionMonie
AccionMonie
AccionMonie
AccionMonie App
Free

This app helps individuals and businesses achieve financial well-being with quick loans, savings plans, and a comprehensive digital credit ecosystem. With its user-friendly features, you can access financial services, manage transactions, and grow your funds in a secure and efficient way, sign up now and take control of your finances.

💰 Finance
(6)
20
Kiakia P2P
Kiakia P2P
Kiakia P2P
You fund. We invest. You earn.
Free

Earn up to 40% interest by investing in loans and businesses through a secure peer-to-peer lending platform. Start investing with as little as N50,000 and watch your money grow without any risk of losing it, with interests and profits automatically credited to your account.

💰 Finance
(18)

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