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FairMoney: Save, Spend, Credit

FairMoney: Save, Spend, Credit

Instant Loan App For Fast Cash

15K ratings
450 reviews
#198 in free Finance
💰 Finance
Free

Details

Released
November 27, 2023
Updated
October 22, 2026

Features

Background Location Access

Developer

FAIRMONEY MICROFINANCE BANK LIMITED
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FairMoney: Save, Spend, Credit screenshot #1 for iPhone
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FairMoney: Save, Spend, Credit screenshot #8 for iPhone
📉no. 198
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Reviews summary↘︎
⭐450
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 1 week
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About

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

✓Instant cash loans up to NGN 3,000,000
✓Flexible repayment plans (30-180 days)
✓Savings with up to 30% interest
✓FairMoney ATM card for payments
✓Zero hidden charges on transactions
✓Advanced security features
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What users say about FairMoney

Reviews of FairMoney are mixed: the Finance app is rated 4.6/5 from 15K App Store ratings. What users like most: fast and easy loan process, reliable and trustworthy. Top complaints: high interest rates, inconsistent loan offers. Summarized from real user reviews.

Positive things

  • 🚀Fast and easy loan process
  • 👍Reliable and trustworthy
  • 💯Smooth and seamless experience

Negative things

  • 💰High interest rates
  • 🔍Inconsistent loan offers
  • 📞Aggressive repayment reminders
  • 🔒Restricted access to account/funds
See all reviews
+1

What's New in FairMoney

1.148.0

October 22, 2026

Welcome to FairMoney 1.148.0! We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey!

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Charts

Top Free

📉 198-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on October 25, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Complaint

I have money in my FairMoney account and I can’t log in. It’s telling me to update it and once I clicked to update it won’t show me to update but to open again. And still said my phone doesn’t support the version because it’s bigger than my phone’s version. Why is like that??? I’ve been using saw app on same phone before
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WWestvibez001

Not loading

This app has not been loading for a while now bro🥀
LLexxypee

Loans offer

Why can’t I access loans on my FairMoney account despite using it for
transactions
MMudrky

I really love FairMoney

😍
MPMoses Putcall

Complain

I was unable to update my fair money app on my iPhone 7plus and it’s difficult to long in to my account
Aadebayo0571
See 445 more reviews

Developer apps

FairMoney Business
FairMoney Business

Digital & Financial services

💰 Finance

(15)

Free
With Ads
Fair Sales
Fair Sales

by FAIRMONEY MICROFINANCE BANK LIMITED

💼 Business
Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues on iOS devices

Bug

Failed transactions and payment problems

Bug

Verification and account upgrade failures

Bug
✨

Requested Features

4 requests

Reduce interest rates

Feature

Improve loan offer consistency

Feature

Provide more flexible repayment options

Feature

Allow access to account on any device

Feature

FAQ

What is FairMoney?

FairMoney is a leading online loan and finance app in Nigeria. It offers instant cash loans, flexible repayment plans, savings accounts with high interest rates, and a secure ATM card for transactions. The platform aims to provide a seamless and secure financial experience for its users.

How can I get a loan from FairMoney?

To get a loan, download the FairMoney app, register your account, and apply for a loan. The app facilitates quick approvals and instant disbursal of funds directly into your bank account, often within minutes, without requiring collateral or extensive paperwork.

What are the repayment terms for loans?

FairMoney offers flexible loan repayment plans ranging from 30 to 180 days. This allows users to choose a tenure that best suits their financial situation, whether they need a small personal loan or a larger business loan.

Does FairMoney offer savings options?

Yes, FairMoney provides savings features like FairSave and FairLock, which offer competitive interest rates of up to 30% on deposits. This allows users to earn more on their savings compared to traditional banking institutions.

Is FairMoney available on iOS?

Yes, the FairMoney loan app is available for download from the Apple App Store. Users can access all its features, including loan applications, savings, and transaction management, on their iOS devices.