This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.
Summarized from real user reviews of Moniepoint Business Banking. Based on 15K reviews and a 4.6/5 average, it highlights the 4 positives and 8 negatives reviewers mention most about this Finance app.
2.74.0
September 14, 2026
Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!
Target Savings with Moniepoint
Save toward goals and earn up to 11.5% yearly.
Nov 25, 2025 — Dec 26, 2025
Register with the CAC on Moniepoint Business app
Sep 25, 2024 — Oct 26, 2024
4 issues
App not working on iOS devices
Inability to access account and funds
6 requests
Loan option
Invoice and payment link features
Moniepoint Business Banking provides businesses with mobile banking solutions. It allows users to open a business bank account, accept payments both online and offline, manage expenses with dedicated cards, purchase airtime, and pay utility bills. The app also facilitates requests for POS terminals and offers savings plans.
Key features include the ability to open a business bank account directly from your phone, accept card and bank transfer payments via POS terminals, manage business expenses with trackable cards, purchase airtime and data with cashback, and pay bills. Users can also set up savings plans from transactions.
The app itself is free to download and use for its core banking functions. Business expense cards are available for ₦1,000, with an additional ₦1,000 for doorstep delivery. Specific transaction fees or loan interest rates would be detailed within the app or on their official website.
Moniepoint Microfinance Bank is described as the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN). Therefore, it is primarily targeted towards businesses operating within Nigeria.
You can request a Moniepoint POS terminal directly from the app. Once requested, it is typically delivered to your doorstep within 48 hours, enabling your business to easily receive card and bank transfer payments.
