Moniepoint Business Banking

Moniepoint Business Banking

Mobile bank account|POS|Loans

15K ratings
238 reviews
Free
With Ads

Details

  • Released
  • Updated
  • January 1, 2023
  • August 17, 2026

Features

Moniepoint Business Banking screenshot #1 for iPhone
Moniepoint Business Banking screenshot #2 for iPhone
Moniepoint Business Banking screenshot #3 for iPhone
Moniepoint Business Banking screenshot #4 for iPhone
Moniepoint Business Banking screenshot #5 for iPhone
Moniepoint Business Banking screenshot #6 for iPhone
Moniepoint Business Banking screenshot #7 for iPhone
Moniepoint Business Banking screenshot #8 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creation
Accept online and offline payments
POS terminal requests
Business expense card management
Airtime and data purchase with cashback
Bill payment
Savings plans
Show original description

What users say

See all reviews

What's New in Moniepoint Business Banking

2.72.0

August 17, 2026

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!

Events

Read more about Target Savings with Moniepoint

Target Savings with Moniepoint

Save toward goals and earn up to 11.5% yearly.

Nov 25, 2025 Dec 26, 2025

Read more about Register your business name

Register your business name

Register with the CAC on Moniepoint Business app

Sep 25, 2024 Oct 26, 2024

User reviews

Rewiew

Your app is good and the service but do free transfer like OPay

Not a safe app somone else can use your info to open

I created an account with you people long ago all of a sudden the account was blocked ℹ cant access the dashboard but my login works and the dashboard show emty and money was sent to this account ℹ still received email from Moniepoint of login activity my number is still Moniepoint account number anytime I send money its still bring my name and I have my kyc done but I report to your customer care they still keep telling me to repeat same process and they confirm that my account is active and called a different email which is not mine but when they send code I receive that code on my email but they say they don’t recognize my email for banking system that can allow my info to be use by someone else which I don’t know and still received payment I other a close down they say I need to provide the email in the account I do and they say they still don’t recognize the email your tech agent are unprofessional and unreliable
Show more

Moniepoint

Always let me lend loans

Excellent banking system

Excellent banking system

Biometrics

Why is it that up till now, I can verify transactions with my biometrics on my iPhone? You guys should do something about it plz

Developer apps

User experience

🐞

Reported Bugs

4 issues

App not working on iOS devices

Bug

Inability to access account and funds

Bug

Delayed fund transfers

Bug

Restricted account access

Bug

Requested Features

6 requests

Loan option

Feature

Invoice and payment link features

Feature

Ability to hide account balance

Feature

Face ID/biometric login option

Feature

Improved notification system

Feature

Easier account management and troubleshooting

Feature

FAQ

What is Moniepoint Business Banking?

Moniepoint Business Banking provides businesses with mobile banking solutions. It allows users to open a business bank account, accept payments both online and offline, manage expenses with dedicated cards, purchase airtime, and pay utility bills. The app also facilitates requests for POS terminals and offers savings plans.

What are the key features of Moniepoint Business Banking?

Key features include the ability to open a business bank account directly from your phone, accept card and bank transfer payments via POS terminals, manage business expenses with trackable cards, purchase airtime and data with cashback, and pay bills. Users can also set up savings plans from transactions.

How much does it cost to use Moniepoint Business Banking?

The app itself is free to download and use for its core banking functions. Business expense cards are available for ₦1,000, with an additional ₦1,000 for doorstep delivery. Specific transaction fees or loan interest rates would be detailed within the app or on their official website.

Is Moniepoint Business Banking available in my region?

Moniepoint Microfinance Bank is described as the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN). Therefore, it is primarily targeted towards businesses operating within Nigeria.

How can I get a POS terminal through Moniepoint?

You can request a Moniepoint POS terminal directly from the app. Once requested, it is typically delivered to your doorstep within 48 hours, enabling your business to easily receive card and bank transfer payments.