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Moniepoint Business Banking

Moniepoint Business Banking

Mobile bank account|POS|Loans

16K ratings
247 reviews
With Ads
💼 Business
💰 Finance
Free
With Ads

Details

Released
January 1, 2023
Updated
October 4, 2026

Features

Background Location Access

Developer

Moniepoint
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Moniepoint Business Banking screenshot #1 for iPhone
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Moniepoint Business Banking screenshot #5 for iPhone
Moniepoint Business Banking screenshot #6 for iPhone
Moniepoint Business Banking screenshot #7 for iPhone
Moniepoint Business Banking screenshot #8 for iPhone
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About

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

✓Business bank account creation
✓Accept online and offline payments
✓POS terminal requests
✓Business expense card management
✓Airtime and data purchase with cashback
✓Bill payment
✓Savings plans
Show original description

What users say about Moniepoint Business Banking

Reviews of Moniepoint Business Banking are mostly negative: the Finance app is rated 4.6/5 from 16K App Store ratings. What users like most: fast transactions, secure app. Top complaints: frequent app crashes, login issues. Summarized from real user reviews.

Positive things

  • 🚀Fast transactions
  • 🔒Secure app
  • 👍Reliable service
  • 👍Useful for business

Negative things

  • 🐛Frequent app crashes
  • 🐛Login issues
  • 🐛Network connectivity problems
  • 🐛Account restrictions and upgrade problems
  • 🐛Failed transactions and money not reflecting
  • 🐛Automatic logout issues
  • 🔍Poor customer service
  • 💰High charges
See all reviews

What's New in Moniepoint Business Banking

2.75.1

October 4, 2026

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!

Events

Read more about Target Savings with Moniepoint
Event EndedMajor Update

Target Savings with Moniepoint

Save toward goals and earn up to 11.5% yearly.

Nov 25, 2025 — Dec 26, 2025

Read More

Read more about Register your business name
Event EndedMajor Update

Register your business name

Register with the CAC on Moniepoint Business app

Sep 25, 2024 — Oct 26, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Best App ever made

Moniepoint App is the best app I love it so much 🥰
NNiyiolaolaitan1

Poor customer service

In 2026, i still can’t believe i can’t use the live support chat feature on moniepoint app.
Poor customer service and Poor app quality.
Moniepoint please do better😤
AAnonymous007💀

I can’t have access

I had to use a friend phone to access my account, I have done everything possible to do it on my phone and face verification keep hanging before it complete
AAfricaPay$

Address Validation is a pain

Nothing you submit is ever correct
11Bermi

Complaint

Why is every money I received on your app always on hold just why cuz I’ve been struggling with it for day now
AAsh$7

Response from developer

Hello, we're sorry for the inconvenience. We regret the delay in making your received funds available. Kindly contact store.support@moniepoint.com with the affected transaction details so the hold can be reviewed and the necessary assistance provided.

See 242 more reviews

Developer apps

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Monnify Merchant

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Moniepoint Personal Banking
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Send money from UK to Nigeria

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Moniebook Register
Moniebook Register

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Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App not working on iOS devices

Bug

Inability to access account and funds

Bug

Delayed fund transfers

Bug

Restricted account access

Bug
✨

Requested Features

6 requests

Loan option

Feature

Invoice and payment link features

Feature

Ability to hide account balance

Feature

Face ID/biometric login option

Feature

Improved notification system

Feature

Easier account management and troubleshooting

Feature

FAQ

What is Moniepoint Business Banking?

Moniepoint Business Banking provides businesses with mobile banking solutions. It allows users to open a business bank account, accept payments both online and offline, manage expenses with dedicated cards, purchase airtime, and pay utility bills. The app also facilitates requests for POS terminals and offers savings plans.

What are the key features of Moniepoint Business Banking?

Key features include the ability to open a business bank account directly from your phone, accept card and bank transfer payments via POS terminals, manage business expenses with trackable cards, purchase airtime and data with cashback, and pay bills. Users can also set up savings plans from transactions.

How much does it cost to use Moniepoint Business Banking?

The app itself is free to download and use for its core banking functions. Business expense cards are available for ₦1,000, with an additional ₦1,000 for doorstep delivery. Specific transaction fees or loan interest rates would be detailed within the app or on their official website.

Is Moniepoint Business Banking available in my region?

Moniepoint Microfinance Bank is described as the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN). Therefore, it is primarily targeted towards businesses operating within Nigeria.

How can I get a POS terminal through Moniepoint?

You can request a Moniepoint POS terminal directly from the app. Once requested, it is typically delivered to your doorstep within 48 hours, enabling your business to easily receive card and bank transfer payments.