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Moniepoint Business Banking

Moniepoint Business Banking

Mobile bank account|POS|Loans

15K ratings
230 reviews
With Ads
💼 Business
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • January 1, 2023
  • July 6, 2026

Features

Developer

Moniepoint Inc
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Moniepoint Business Banking screenshot #1 for iPhone
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Moniepoint Business Banking screenshot #5 for iPhone
Moniepoint Business Banking screenshot #6 for iPhone
Moniepoint Business Banking screenshot #7 for iPhone
Moniepoint Business Banking screenshot #8 for iPhone
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About

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

✓Business bank account creation
✓Accept online and offline payments
✓POS terminal requests
✓Business expense card management
✓Airtime and data purchase with cashback
✓Bill payment
✓Savings plans
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What users say

Summarized from real user reviews of Moniepoint Business Banking. Based on 15K reviews and a 4.6/5 average, it highlights the 4 positives and 8 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast transactions
  • 🔒Secure app
  • 👍Reliable service
  • 👍Useful for business

Negative things

  • 🐛Frequent app crashes
  • 🐛Login issues
  • 🐛Network connectivity problems
  • 🐛Account restrictions and upgrade problems
  • 🐛Failed transactions and money not reflecting
  • 🐛Automatic logout issues
  • 🔍Poor customer service
  • 💰High charges
See all reviews

What's New in Moniepoint Business Banking

2.69.0

July 6, 2026

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!

Events

Read more about Target Savings with Moniepoint
Event EndedMajor Update

Target Savings with Moniepoint

Save toward goals and earn up to 11.5% yearly.

Nov 25, 2025 — Dec 26, 2025

Read More

Read more about Register your business name
Event EndedMajor Update

Register your business name

Register with the CAC on Moniepoint Business app

Sep 25, 2024 — Oct 26, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Monieopoint is the best

I love my monieopoint
Mazeedah ❤️Mazeedah ❤️

Camera not working

I can’t change device, the app is showing black on the camera oval part
JohwyzeJohwyze

Assist Me Lekiss Out For Money

Grace Hot
Lekiss Ben 👿Lekiss Ben 👿

Bad

Tooo slow when doing transactions I feel scared when using it especially when going out without cash I think I will have to move to Opay at list Moniepoint doesn’t borrow users money and for Opay the more I use my account the more my loan limit increase
X04 anonymousX04 anonymous

Report

The bank app is good just that the money used to send money to another bank it’s too much
His replacementHis replacement
See 225 more reviews

Developer apps

Monnify Merchant
Monnify Merchant

by Moniepoint Inc

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(2)

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Moniepoint Personal Banking
Moniepoint Personal Banking

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(29K)

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Moniebook Register
Moniebook Register

Smart cashier app

💼 Business
Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App not working on iOS devices

Bug

Inability to access account and funds

Bug

Delayed fund transfers

Bug

Restricted account access

Bug
✨

Requested Features

6 requests

Loan option

Feature

Invoice and payment link features

Feature

Ability to hide account balance

Feature

Face ID/biometric login option

Feature

Improved notification system

Feature

Easier account management and troubleshooting

Feature

FAQ

What is Moniepoint Business Banking?

Moniepoint Business Banking provides businesses with mobile banking solutions. It allows users to open a business bank account, accept payments both online and offline, manage expenses with dedicated cards, purchase airtime, and pay utility bills. The app also facilitates requests for POS terminals and offers savings plans.

What are the key features of Moniepoint Business Banking?

Key features include the ability to open a business bank account directly from your phone, accept card and bank transfer payments via POS terminals, manage business expenses with trackable cards, purchase airtime and data with cashback, and pay bills. Users can also set up savings plans from transactions.

How much does it cost to use Moniepoint Business Banking?

The app itself is free to download and use for its core banking functions. Business expense cards are available for ₦1,000, with an additional ₦1,000 for doorstep delivery. Specific transaction fees or loan interest rates would be detailed within the app or on their official website.

Is Moniepoint Business Banking available in my region?

Moniepoint Microfinance Bank is described as the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN). Therefore, it is primarily targeted towards businesses operating within Nigeria.

How can I get a POS terminal through Moniepoint?

You can request a Moniepoint POS terminal directly from the app. Once requested, it is typically delivered to your doorstep within 48 hours, enabling your business to easily receive card and bank transfer payments.