Best Moniepoint Personal Apps

23+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

If you already know Moniepoint Personal Banking, this is the deeper bench. 23+ moniepoint personal apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for Moniepoint Personal

Moniepoint Personal Banking#1

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Editor's Choice
πŸ’° Finance
4.6😞(29K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

What We Love

  • πŸš€ Fast transactions
  • πŸ‘ Smooth onboarding
  • πŸ”’ Secure banking
  • πŸ’‘ Innovative features

Room to Improve

  • πŸ› Login issues
  • πŸ› Transfer failures
  • πŸ”’ Account restrictions
Moniepoint Business Banking#2

Moniepoint Business Banking by Moniepoint Inc

Mobile bank account|POS|Loans
Strong Contender
πŸ’° Finance
4.6😞(15K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
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Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • πŸš€ Fast transactions
  • πŸ”’ Secure app
  • πŸ‘ Reliable service
  • πŸ‘ Useful for business

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ› Login issues
  • πŸ› Network connectivity problems
Kuda - Free transfer & payment#3

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Worth Considering
πŸ’° Finance
4.7😞(133K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

What We Love

  • πŸš€ Easy to Use
  • πŸ‘ Ease of use
  • πŸš€ Exceptional Service
  • πŸš€ Smooth Banking

Room to Improve

  • πŸ› Locking Users Out Through Forced Updates
  • πŸ› Face ID Not Working
  • πŸ› Debit But Not Credited

More Moniepoint Personal apps to explore

4
OPay-Beyond Banking
OPay-Beyond Banking
OPay-Beyond Banking
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

Instant money transfersBill payments and airtime top-upsDaily interest on savings
πŸ’° Finance
(97K)
free
5
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
6
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
πŸ’° Finance
(115K)
free
7
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
πŸ’° Finance
(42K)
free
8
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
πŸ’° Finance
(337)
free
9
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
πŸ“Š Productivity
(14K)
free
10
FCMB Mobile
FCMB Mobile
FCMB Mobile
by FIRST CITY MONUMENT BANK PLC
Free

Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.

Personal finance managementBusiness finance managementAccount management
πŸ’° Finance
(1.2K)
free
11
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
πŸ’° Finance
(14K)
free
12
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
πŸ’° Finance
(398)
free
13
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
πŸ’° Finance
(10K)
free with in-app purchases
14
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
πŸ’° Finance
(120)
free
15
Messages & Quotes for WhatsApp
Messages & Quotes for WhatsApp
Messages & Quotes for WhatsApp
Love, Birthday wishes & poems
Free

Find the ideal message for any event with a vast collection of over 50,000 quotes, wishes, and sayings. Easily share your chosen messages across social media, email, or other platforms.

50K+ messages, quotes, and wishesExtensive category listLove messages
🎬 Entertainment
(4K)
free
16
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

Automated quick replies and away messagesLabels for conversation organizationProfessional business profile
πŸ’Ό Business
(1.5M)
free with in-app purchases
17
WatchApp+ for Watch
WatchApp+ for Watch
WatchApp+ for Watch
Chat on WhatsApp
Free

Send and receive WhatsApp messages directly from your Apple Watch. Access chat histories, send messages with a virtual keyboard, and utilize quick replies. View media in HD and stay connected on the go.

Access all chat historiesSend messages with virtual keyboardSet quick replies
🌐 Social Networking
(12K)
free with in-app purchases
18
Kolomoni Personal Banking
Kolomoni Personal Banking
Kolomoni Personal Banking
Secured Savings and Investment
Free

Manage your finances with ease, tracking income, paying bills, and analyzing spending. The app offers revamped savings features and educational resources to help you achieve your financial goals.

Income trackingBill paymentSpending analysis
πŸ’° Finance
(625)
free
19
Google Chrome
Google Chrome
Google Chrome
Rapide et sΓ©curisΓ©, par Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
πŸ”§ Utilities
(3.6M)
free with in-app purchases
20
monpay merchant
monpay merchant
monpay merchant
by Mobicom Corporation LLC
Free
πŸ’Ό Business
(0)

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