ALAT

ALAT

Digital Bank, Bills, Airtime

2.3K ratings
253 reviews
Free

Details

  • Released
  • Updated
  • April 21, 2017
  • July 29, 2026

Features

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About

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking services
Bill payments and scheduling
Local and international money transfers
Personal and group savings
Access to loans and insurance
Card management and security
Travel bookings and deals
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What users say

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What's New in ALAT

5.0.7

July 29, 2026

• Plan and manage trips with Trips. • Set up Auto Top-Up for seamless funding. • Generate Letters of Reference & Non-Indebtedness. • Share feedback directly in the app. • Access YouthCred loans (eligible customers). • Enhanced ALAT Deals & Report an Error. • Improved Quick Loan process and loan notifications. Update your ALAT app today to enjoy these exciting new features and enhancements.

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User reviews

My opinion

This is quite a nice app. Makes banking easier

Best traditional bank in Nigeria

I enjoy using Wema bank since 2019 most especially as I can do everything with my phone without thinking of going to the bank even if there is issues I can fix it with my phone
But you people should try debiting stamp duty multiple times in a month and also unnecessary transfer fee
Thank you

Love the App, Please Add NGX Stocks

The new Alat app is sleek and offers a beautiful experience. However, it only allows purchases of U.S. stocks. Please add NGX stocks or enable both markets together for a more complete investment option.

Aramide

I love it

The new update is rubbish

The app didnt give any pior notice for an update, i almost got stranded yesterday, even after the update, the app didn't still allow me to login till now, meaning i'll have to go to bank to reslove it, for me who's always busy at work , how would i get the time. I don't think the heads of this very nonsense bank have anyone advising them sha because i am going to close my account with them and i'll make sure my friends and everyone i know do them same too
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Login issues after app updates

Bug

Inability to create transaction PIN

Bug

Debit card activation problems

Bug

Funds not reflecting in account

Bug

Requested Features

4 requests

Facial recognition login

Feature

Improved transaction history

Feature

Ability to hide account balance

Feature

Seamless integration with other bank accounts

Feature

FAQ

What is ALAT?

ALAT is Africa's first fully digital bank designed to provide swift, seamless, reliable, convenient, and secure banking services. It offers a wide range of features to manage daily financial needs and achieve financial success.

What are the key features of ALAT?

Key features include travel bookings, deals, discounts, insurance plans, low-interest loans, personal and group savings, bill payments, money transfers (local and international), card management, and instant account notifications.

Is ALAT free to use?

Based on the provided information, the app is available for free. There is no mention of subscription fees or paid features, and it does not appear to have in-app purchases or advertisements.

What kind of accounts can I create on ALAT?

ALAT allows for the seamless creation and management of multiple accounts, including a standard ALAT Account, Domiciliary Account, Royal Kiddies Account (for children), ALAT Xplore (for teens), and Current Account.

How does ALAT ensure the security of my money and data?

ALAT prioritizes the security of funds and data using high-level encryption. Additional security layers include deposit insurance by the Nigeria Deposit Insurance Corporation (NDIC), transaction screening for fraud prevention, and PCIDSS certification.