ALAT

ALAT

Digital Bank, Bills, Airtime

2.3K ratings
249 reviews
Free

Details

  • Released
  • Updated
  • April 21, 2017
  • June 11, 2026
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About

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Digital banking services
Bill payments and scheduling
Local and international money transfers
Personal and group savings
Access to loans and insurance
Card management and security
Travel bookings and deals
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What users say

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What's New in ALAT

5.0.6

June 11, 2026

What's New in ALAT 5.0.6 • Open and activate a Current Account digitally. • Upgrade eligible accounts to Domiciliary Accounts. • Send secure International Transfers with ease. • Fund accounts instantly using International Cards. • Access Gaming Loans for eligible Premier Lotto agents. • Save towards your goals with World Cup Savings. • Create and fund Royal Kiddies & Teen Accounts. • Enhanced security with manual facial verification override support. Update your ALAT app today to enjoy these exciting new features and enhancements.

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User reviews

The new update is rubbish

The app didnt give any pior notice for an update, i almost got stranded yesterday, even after the update, the app didn't still allow me to login till now, meaning i'll have to go to bank to reslove it, for me who's always busy at work , how would i get the time. I don't think the heads of this very nonsense bank have anyone advising them sha because i am going to close my account with them and i'll make sure my friends and everyone i know do them same too
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Charges

Omo I sent 1500 first from my sporty I con send another 500 omo your app comot 1100 as charges ni oo leave me with 900 i can’t even do data wey I wan use ham do damn it really hurts a lot

Mr cesar

Best banking experience ever

Review

There’s always a problem at your end
Not okay 👎

Funds hanging

I sent Money from my other bank account since on Tuesday and I got the Debit receipt from the other bank but still yet to get my Alat account credited till today Thursday… what’s going on???

Developer apps

User experience

🐞

Reported Bugs

4 issues

Login issues after app updates

Bug

Inability to create transaction PIN

Bug

Debit card activation problems

Bug

Funds not reflecting in account

Bug

Requested Features

4 requests

Facial recognition login

Feature

Improved transaction history

Feature

Ability to hide account balance

Feature

Seamless integration with other bank accounts

Feature

FAQ

What is ALAT?

ALAT is Africa's first fully digital bank designed to provide swift, seamless, reliable, convenient, and secure banking services. It offers a wide range of features to manage daily financial needs and achieve financial success.

What are the key features of ALAT?

Key features include travel bookings, deals, discounts, insurance plans, low-interest loans, personal and group savings, bill payments, money transfers (local and international), card management, and instant account notifications.

Is ALAT free to use?

Based on the provided information, the app is available for free. There is no mention of subscription fees or paid features, and it does not appear to have in-app purchases or advertisements.

What kind of accounts can I create on ALAT?

ALAT allows for the seamless creation and management of multiple accounts, including a standard ALAT Account, Domiciliary Account, Royal Kiddies Account (for children), ALAT Xplore (for teens), and Current Account.

How does ALAT ensure the security of my money and data?

ALAT prioritizes the security of funds and data using high-level encryption. Additional security layers include deposit insurance by the Nigeria Deposit Insurance Corporation (NDIC), transaction screening for fraud prevention, and PCIDSS certification.