Best Alat Apps

132+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated July 2026

If you already know ALAT, this is the deeper bench. 132+ alat apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Top Picks for Alat

ALAT#1

ALAT by Wema Bank Plc

Digital Bank, Bills, Airtime
Editor's Choice
💰 Finance
3.5😞(2.3K ratings)
Free
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This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

What We Love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💡 Innovative features
  • 🔒 Secure banking

Room to Improve

  • 🐛 Frequent app crashes
  • 🔍 Poor customer service
  • 💰 High transaction fees
ALAT FOR BUSINESS#2

ALAT FOR BUSINESS by Wema Bank Plc

Strong Contender
💰 Finance
2.6(35 ratings)
Free
ALAT FOR BUSINESS screenshot 1
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Manage your business finances on the go with this corporate internet banking platform. It offers features like bulk transfers, bill payments, and multiple beneficiary management, all with no hidden charges.

OPay-Beyond Banking#3
4.5😐(97K ratings)
Free
OPay-Beyond Banking screenshot 1
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This platform offers secure and fast financial services, including instant money transfers, bill payments, and airtime top-ups with bonuses. Users can also grow their savings with daily interest, access flexible loans, and get hassle-free debit cards. It provides a convenient way to manage finances and earn rewards.

What We Love

  • 🚀 Fast and reliable transactions
  • 👍 Convenient and user-friendly
  • 💰 Helpful savings and cashback features

Room to Improve

  • 🐛 Issues with account upgrades and verification
  • 🔒 Weak security measures (no biometrics)
  • 🤖 Poor customer service and support

More Alat apps to explore

4
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(29K)
free
5
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(133K)
freemium
6
Access More
Access More
Access More
by Access Bank Plc
Free

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Quick account openingPersonalized dashboards and themesInvestment services
💰 Finance
(115K)
free
7
myMTN NG
myMTN NG
myMTN NG
MTN
Free

This app provides MTN Nigeria customers and non-customers access to a wide range of MTN products and services. It offers a streamlined shopping experience for managing accounts, purchasing airtime and data, and accessing lifestyle content like news and entertainment.

Login with social media or MTN numberBuy or borrow airtime and dataReal-time account balances
📊 Productivity
(14K)
free
8
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
9
Alat Xplore
Alat Xplore
Alat Xplore
by Wema Bank Plc
Free

This app helps teenagers manage their money, learn to save, and make purchases. It allows teens to set savings goals, request funds from parents, and even order debit cards. Parents can monitor spending and approve transactions.

Child-led onboardingParent-led onboardingRequest money from parents
💰 Finance
(6)
ad-supported
10
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.8K)
free
11
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

This platform offers a comprehensive suite of tools for saving, investing, and managing your finances. It provides various savings options, from automated plans to goal-oriented saving, and allows secure investment in diverse assets with competitive returns. The service prioritizes security and transparency, with a proven track record and regulatory compliance.

Automated daily, weekly, or monthly savingsGoal-based and group savingsFixed-term savings with upfront interest
💰 Finance
(6.9K)
free
12
ALAT Partner
ALAT Partner
ALAT Partner
by Wema Bank Plc
Free
💰 Finance
(0)
13
FCMB Mobile
FCMB Mobile
FCMB Mobile
by FIRST CITY MONUMENT BANK PLC
Free

Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.

Personal finance managementBusiness finance managementAccount management
💰 Finance
(1.2K)
free
14
GTWorld
GTWorld
GTWorld
by GUARANTY TRUST BANK PLC
Free

Manage your mobile banking and finances with a redesigned application. Open accounts, transfer money, pay bills, and buy airtime all in one place. Features include biometric login, incognito mode, and card controls.

Open new accounts with selfie verificationBiometric and facial recognition loginIncognito mode to hide balances
💰 Finance
(42K)
free
15
WEMA Bank MobilePASS+
WEMA Bank MobilePASS+
WEMA Bank MobilePASS+
by Wema Bank Plc
Free

This app provides a secure alternative to hardware tokens for transaction authentication on a business internet banking platform. It generates One-Time Passwords (OTPs) directly from your mobile device, eliminating the need to carry a separate token.

Hardware token alternativeMobile OTP generationTransaction authentication
💰 Finance
(21)
free
16
ALAT Office
ALAT Office
ALAT Office
by Wema Bank Plc
Free
💰 Finance
(0)
17
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(337)
free
18
Messenger AI for WA & More
Messenger AI for WA & More
Messenger AI for WA & More
Unite Chats, Simplify Life
Free

Consolidate WhatsApp, Telegram, and Line chats into one app. Features AI-powered translation, note-taking, chat analysis, and response generation for enhanced communication.

Integrates WhatsApp, Telegram, and Line WebMultiple accounts on one deviceReal-time AI translation (50+ languages)
🌐 Social Networking
(2.5K)
freemium
19
Dual Messenger for Web App Duo
Dual Messenger for Web App Duo
Dual Messenger for Web App Duo
2nd Number for Dual Chat
Free

Manage multiple messaging accounts or use one account across multiple devices. Access web-based messengers with a desktop-like interface and secure your data with a screen lock feature.

Manage two numbers on one deviceUse one number across multiple devicesWeb browser for web messengers
🌐 Social Networking
(1.8K)
subscription
20
YouDJ Mixer - Easy DJ app
YouDJ Mixer - Easy DJ app
YouDJ Mixer - Easy DJ app
Most fun and easy DJ app
Free

This application provides an intuitive interface for aspiring DJs to mix music. It offers essential DJ tools like vinyl scratching, beat synchronization, and sound effects. Users can mix preloaded music or their own MP3 files.

Vinyl scratchingAuto beat synchronizationKeylock
🎵 Music
(5K)
free

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