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V by VFD

V by VFD

Powered by VFD MFB Ltd.

961 ratings
140 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • September 5, 2019
  • October 6, 2026

Features

Background Location Access

Developer

Savi.ng
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Reviews summary↘︎
⭐140
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🔄6+ apps
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❓5 answered
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📦~ in 6 days
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About

This digital banking app offers 24/7 access to banking, lifestyle, and investment features. It simplifies financial management with tools for budgeting, account management, and instant transactions. Enjoy easy account opening, card management, and investment opportunities with high returns.

✓Easy account opening
✓Instant transactions and bills payment
✓High-rate investments
✓Budgeting and account management
✓Card management
✓Savings plans
✓24/7 live chat support
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What users say

Summarized from real user reviews of V by VFD. Based on 961 reviews and a 4.2/5 average, it highlights the 5 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Instant transactions
  • 🔒Secure banking
  • 👍User-friendly interface
  • 💡Innovative features
  • 🤩Excellent customer service

Negative things

  • 🐛App crashes and bugs
  • ⚠️Network/connectivity issues
  • 💰Unauthorized account deductions
  • 🕰️Slow response times
See all reviews
+1

What's New in V by VFD

3.3.5

October 6, 2026

We’ve made improvements to make your VBank experience smoother and more reliable: Improved NGX investment updates - NGX transactions now update from Processing to Subscribed once successfully completed. Better beneficiary experience - Fixed an issue affecting the addition of beneficiaries. Improved offline experience - A clear notification now lets you know when you’re offline and disappears automatically when your connection is restored. Faster app updates - Improved how we deliver minor app updates for a smoother experience. Performance and stability improvements to keep your VBank experience running smoothly.

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User reviews

Most RecentHighest RatedLowest Rated

Terrible

This bank doesn’t operate at midnight for quick transactions even if your limit clears. They turn off operation for the app and ussd. They are that useless and they leave a bad taste so this bitterness in this review. Their theft attempts has been witness on several occasions via options to purchase airtime or data. They take your money, tell you transaction posted successfully but it’s not so with carrier on several occassions. It takes days for them to rectify leaving you stranded and wondering if this is a bank in the first place.
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GoldflamezGoldflamez

.

I dislike this app bra it’s ducking slowww
𝐑𝐢𝐜𝐡𝐰𝐢𝐭𝐡𝐧𝐨𝐈𝐃𝐑𝐢𝐜𝐡𝐰𝐢𝐭𝐡𝐧𝐨𝐈𝐃

Smh 🤦‍♂️

Una worst ehn,,,which kind bank be this one
panpa4panpa4

WORST MICROFINANCE BANK

VFD is now lowkey the worst Microfinance bank in Nigeria now. Everytime I try to send money it’ll say account number does not exist. I even updated the app. The same thing. If I try to open my beneficiaries it takes forever to show up. Very very very annoying. I’m removing all my funds and closing the account forever.
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WinnywizzWinnywizz

Vfd

Wonderful experience using VFD to bank🤩
JOSEPH45444JOSEPH45444
See 135 more reviews

Developer apps

VBiz by VFD MFB
VBiz by VFD MFB

by Savi.ng

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Login screen freezes

Bug

App not opening after updates

Bug

Failed transactions not reversed

Bug

Beneficiary management issues

Bug
✨

Requested Features

4 requests

Dark mode option

Feature

Transaction history and receipts

Feature

Improved account verification process

Feature

Loan and investment features

Feature

FAQ

What does V by VFD do?

V by VFD is an all-in-one digital banking app that provides 24/7 access to banking, lifestyle, and investment features. It aims to offer convenience by eliminating stressful paperwork and simplifying financial management.

What are the key features of V by VFD?

Key features include easy account opening, instant transactions and bill payments, investments with high rates and returns, budgeting and account management tools, card management, savings plan creation, and 24/7 live chat support.

Is V by VFD free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, paid features, or in-app purchases.

Who is V by VFD for?

This app is designed for individuals who want a convenient and comprehensive digital platform to manage their banking, investments, and lifestyle needs around the clock.

How can I manage my finances with V by VFD?

You can manage your finances through features like budgeting tools, account management, instant transaction capabilities, and bill payments. The app also allows you to create savings plans and track your investments.