FCMB Mobile vs V by VFD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FCMB Mobile
Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.
- Personal finance management
- Business finance management
- Account management
- Card management
- Real-time transactions
- Secure banking
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The "FCMB" App is all you need for all your personal and business financial services. FCMB App is fast, convenient and very secure. It is also packed with simple to use features and an interesting layout for easy navigation. You can now manage your FCMB personal and business accounts as well as your cards in real-time, anywhere and anytime! For more enquiries and information you can caller contact centre on 01-2798800, 07003290000 or send email to customerservice@fcmb.com.
V by VFD
This digital banking app offers 24/7 access to banking, lifestyle, and investment features. It simplifies financial management with tools for budgeting, account management, and instant transactions. Enjoy easy account opening, card management, and investment opportunities with high returns.
- Easy account opening
- Instant transactions and bills payment
- High-rate investments
- Budgeting and account management
- Card management
- Savings plans
- 24/7 live chat support
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V Bank is your all-in-one digital banking app that gives you unrestricted access to banking, lifestyle and investments features 24/7. Say bye to stressful paperwork and hello to convenience. Key Features: Easy account opening Instant transactions and bills payment Investments at with high rates and great returns Budgeting and account management tools Cards and card management Create savings plans and invite friends 24/7 support through live chat
Screenshots
Verdict
The clearest difference is rating: V by VFD at 4.2 against FCMB Mobile's 3.4. V by VFD also leads on review sentiment (64% vs 32%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
V by VFD holds the better App Store score, 4.2 against 3.4. Both are backed by a comparable volume of ratings — 1.2K and 963 respectively. Written reviews point the same way: 32% of FCMB Mobile's written reviews are positive against 64% of V by VFD's.
FCMB Mobile ships an update every 2 weeks, V by VFD every 8 days. Both last shipped on October 25, 2026.
| Parameter | FCMB Mobile | V by VFD |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (1.2K ratings) | 4.2 (963 ratings) — better |
| Positive reviews | 32.3% of reviews | 64.1% of reviews — better |
| Number of ratings | 1.2K — better | 963 |
| Update frequency | Every 2 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15 | 15.0 |
| Further details — not scored | ||
| Size | 152 MB | 106 MB |
| Age rating | 4+ | 4+ |
| Developer | First City Monument Bank | Savi.ng |
Customer experience
FCMB Mobile
V by VFD
User reviews
FCMB Mobile
From 1.2K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Seamless transactions
- 🔒 Secure banking experience
- 💡 Excellent app features
- 🤩 Great overall experience
Room to improve
- 🐛 Frequent app crashes
- 🔍 Difficult to search for banks
- 🕰️ Slow transaction processing
- 🤔 Inconsistent performance
- 💤 Lack of dark mode option
V by VFD
From 963 App Store ratingsWhat we love
- 🚀 Instant transactions
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- 🤩 Excellent customer service
Room to improve
- 🐛 App crashes and bugs
- ⚠️ Network/connectivity issues
- 💰 Unauthorized account deductions
- 🕰️ Slow response times
Bugs and requests
FCMB Mobile
Reported bugs
5 issues- Unable to login consistently
- Transactions failing without explanation
- Incorrect account balance display
- Debit card issues and delays
- Compatibility problems with newer devices
Requested features
5 requests- Add search functionality for banks
- Implement dark mode option
- Improve transaction history visibility
- Enhance customer support channels
- Streamline account management features
V by VFD
Reported bugs
4 issues- Login screen freezes
- App not opening after updates
- Failed transactions not reversed
- Beneficiary management issues
Requested features
4 requests- Dark mode option
- Transaction history and receipts
- Improved account verification process
- Loan and investment features
In-app purchases
FCMB Mobile
No in-app purchases
V by VFD
No in-app purchases








