Comparison

FCMB Mobile vs Access More

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FCMB Mobile

Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.

Highlights
  • Personal finance management
  • Business finance management
  • Account management
  • Card management
  • Real-time transactions
  • Secure banking
Features
Read full description

The "FCMB" App is all you need for all your personal and business financial services. FCMB App is fast, convenient and very secure. It is also packed with simple to use features and an interesting layout for easy navigation. You can now manage your FCMB personal and business accounts as well as your cards in real-time, anywhere and anytime! For more enquiries and information you can caller contact centre on 01-2798800, 07003290000 or send email to customerservice@fcmb.com.

About

Access More

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Highlights
  • Quick account opening
  • Personalized dashboards and themes
  • Investment services
  • Loan and visa applications
  • Bill payments and transfers
  • Card and cheque services
  • Airtime top-up
Features
Read full description

The Access More App is an innovative mobile payment application that offers a more than banking experience. The App is built to help our customers consummate their financial transactions, payment solutions and enjoy a lifestyle experience. Prospect customers are welcome to become account holders by downloading the App and onboarding themselves on the platform seamlessly. The App is built on cutting-edge technology, offering tailored and personalized services, ease of use and excellent customer experience to all our customers The following unique features are available on the App: Quick account opening Personalized theme and color scheme Bespoke dashboards Single click to all favorite features Self QR generation for intra-bank transfers Scan QR for payments Investment services PayDay Loan Dubai Visa application Movie Ticket purchase Improved beneficiary management Efficient bills payment Inter-bank transfers Simplified foreign currency transfer service Airtime top-up Cheque Services (New cheque book request, stop and confirm cheque) Card Services (New debit card request, card block and unblock) Transfers to Access Y’ello accounts Gaming And lots more…. How to get the Access More App Download and install the Access More App Existing Access Mobile App users can login with the same username and password and transact with their existing PIN Existing Diamond Mobile App users can login with the same username and password and transact with their existing PIN For new users, simply open the downloaded App and register

Screenshots

FCMB Mobile4 screens
Access More4 screens

Verdict

The call

The clearest difference is rating: Access More at 4.7 against FCMB Mobile's 3.4. Access More also leads on review sentiment (66% vs 32%) and ratings volume (118K vs 1.2K). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Access More holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: Access More has 118K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews point the same way: 32% of FCMB Mobile's written reviews are positive against 66% of Access More's.

UpkeepUpdate frequency

FCMB Mobile ships an update every 2 weeks, Access More monthly. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
FCMB Mobile versus Access More: the parameters behind the verdict, then further details
ParameterFCMB MobileAccess More
PriceFreeFree
Rating3.4 (1.2K ratings)4.7 (118K ratings) — better
Positive reviews32.3% of reviews65.9% of reviews — better
Number of ratings1.2K118K — better
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15 — better15.5
Further details — not scored
Size149 MB232 MB
Age rating4+4+
DeveloperFirst City Monument BankAccess Bank Plc

Customer experience

FCMB Mobile

All ratings1,168 ratings
Positive55.6%
Neutral8.0%
Negative36.5%
Written reviews192 reviews
Positive32.3%
Neutral6.8%
Negative60.9%

Access More

All ratings118,393 ratings
Positive92.1%
Neutral3.3%
Negative4.6%
Written reviews587 reviews
Positive65.9%
Neutral4.4%
Negative29.6%

User reviews

FCMB Mobile

From 1.2K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Seamless transactions
  • 🔒 Secure banking experience
  • 💡 Excellent app features
  • 🤩 Great overall experience

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Difficult to search for banks
  • 🕰️ Slow transaction processing
  • 🤔 Inconsistent performance
  • 💤 Lack of dark mode option

Access More

From 118K App Store ratings

What we love

  • 🚀 Fast and reliable
  • 👍 Excellent banking experience
  • 🔒 Secure transactions
  • 💡 Convenient mobile banking

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Unreliable help features
  • 💰 High banking charges
  • 🕰️ Slow transaction processing

Bugs and requests

FCMB Mobile

Reported bugs

5 issues
  • Unable to login consistently
  • Transactions failing without explanation
  • Incorrect account balance display
  • Debit card issues and delays
  • Compatibility problems with newer devices

Requested features

5 requests
  • Add search functionality for banks
  • Implement dark mode option
  • Improve transaction history visibility
  • Enhance customer support channels
  • Streamline account management features

Access More

Reported bugs

4 issues
  • Disappearing beneficiary list
  • Inability to upgrade transaction limits
  • Inconsistent app performance across devices
  • Login and OTP issues

Requested features

4 requests
  • Ability to save beneficiaries
  • Calendar view for transaction history
  • Facial recognition login option
  • Improved notification management

In-app purchases

None

FCMB Mobile

No in-app purchases

None

Access More

No in-app purchases

Questions

Is FCMB Mobile free?
FCMB Mobile is free to download, with no in-app purchases.
Is Access More free?
Access More is free to download, with no in-app purchases.
Which has better reviews, FCMB Mobile or Access More?
Access More is rated higher. FCMB Mobile averages 3.4 out of 5 from 1.2K ratings, while Access More averages 4.7 from 118K ratings.
Do FCMB Mobile or Access More have ads?
Neither FCMB Mobile nor Access More shows ads.
Which is updated more often, FCMB Mobile or Access More?
FCMB Mobile ships an update every 2 weeks, and Access More monthly. Most recently, FCMB Mobile was updated on October 15, 2026 and Access More on October 18, 2026.

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