FCMB Mobile vs Access More
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FCMB Mobile
Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.
- Personal finance management
- Business finance management
- Account management
- Card management
- Real-time transactions
- Secure banking
Read full descriptionHide full description
The "FCMB" App is all you need for all your personal and business financial services. FCMB App is fast, convenient and very secure. It is also packed with simple to use features and an interesting layout for easy navigation. You can now manage your FCMB personal and business accounts as well as your cards in real-time, anywhere and anytime! For more enquiries and information you can caller contact centre on 01-2798800, 07003290000 or send email to customerservice@fcmb.com.
Access More
This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.
- Quick account opening
- Personalized dashboards and themes
- Investment services
- Loan and visa applications
- Bill payments and transfers
- Card and cheque services
- Airtime top-up
Read full descriptionHide full description
The Access More App is an innovative mobile payment application that offers a more than banking experience. The App is built to help our customers consummate their financial transactions, payment solutions and enjoy a lifestyle experience. Prospect customers are welcome to become account holders by downloading the App and onboarding themselves on the platform seamlessly. The App is built on cutting-edge technology, offering tailored and personalized services, ease of use and excellent customer experience to all our customers The following unique features are available on the App: Quick account opening Personalized theme and color scheme Bespoke dashboards Single click to all favorite features Self QR generation for intra-bank transfers Scan QR for payments Investment services PayDay Loan Dubai Visa application Movie Ticket purchase Improved beneficiary management Efficient bills payment Inter-bank transfers Simplified foreign currency transfer service Airtime top-up Cheque Services (New cheque book request, stop and confirm cheque) Card Services (New debit card request, card block and unblock) Transfers to Access Y’ello accounts Gaming And lots more…. How to get the Access More App Download and install the Access More App Existing Access Mobile App users can login with the same username and password and transact with their existing PIN Existing Diamond Mobile App users can login with the same username and password and transact with their existing PIN For new users, simply open the downloaded App and register
Screenshots
Verdict
The clearest difference is rating: Access More at 4.7 against FCMB Mobile's 3.4. Access More also leads on review sentiment (66% vs 32%) and ratings volume (118K vs 1.2K). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Access More holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: Access More has 118K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews point the same way: 32% of FCMB Mobile's written reviews are positive against 66% of Access More's.
FCMB Mobile ships an update every 2 weeks, Access More monthly. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.
| Parameter | FCMB Mobile | Access More |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (1.2K ratings) | 4.7 (118K ratings) — better |
| Positive reviews | 32.3% of reviews | 65.9% of reviews — better |
| Number of ratings | 1.2K | 118K — better |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15 — better | 15.5 |
| Further details — not scored | ||
| Size | 149 MB | 232 MB |
| Age rating | 4+ | 4+ |
| Developer | First City Monument Bank | Access Bank Plc |
Customer experience
FCMB Mobile
Access More
User reviews
FCMB Mobile
From 1.2K App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Seamless transactions
- 🔒 Secure banking experience
- 💡 Excellent app features
- 🤩 Great overall experience
Room to improve
- 🐛 Frequent app crashes
- 🔍 Difficult to search for banks
- 🕰️ Slow transaction processing
- 🤔 Inconsistent performance
- 💤 Lack of dark mode option
Access More
From 118K App Store ratingsWhat we love
- 🚀 Fast and reliable
- 👍 Excellent banking experience
- 🔒 Secure transactions
- 💡 Convenient mobile banking
Room to improve
- 🐛 Frequent app crashes
- 🔍 Unreliable help features
- 💰 High banking charges
- 🕰️ Slow transaction processing
Bugs and requests
FCMB Mobile
Reported bugs
5 issues- Unable to login consistently
- Transactions failing without explanation
- Incorrect account balance display
- Debit card issues and delays
- Compatibility problems with newer devices
Requested features
5 requests- Add search functionality for banks
- Implement dark mode option
- Improve transaction history visibility
- Enhance customer support channels
- Streamline account management features
Access More
Reported bugs
4 issues- Disappearing beneficiary list
- Inability to upgrade transaction limits
- Inconsistent app performance across devices
- Login and OTP issues
Requested features
4 requests- Ability to save beneficiaries
- Calendar view for transaction history
- Facial recognition login option
- Improved notification management
In-app purchases
FCMB Mobile
No in-app purchases
Access More
No in-app purchases






