Comparison

UBA Mobile Banking vs Access More

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBA Mobile Banking

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

Highlights
  • Biometric quick login
  • Faster sliding menu navigation
  • Intuitive screen design
  • ATM/Branch locator
  • 24-hour live chat support
  • Airtime top-up from contacts
  • Favourites list for transactions
  • Bill payment reminders
Features
Read full description

UBA is providing a completely enhanced mobile banking experience to its customers with this new app. Banking services are easily accessible and on the go through new features such as: • Quick log-in within a few seconds with the biometric option on devices that support this feature • Faster navigation with the sliding menu available on all user sessions • Fewer, more intuitive screens enhancing user experience • ATM/Branch locator • 24-hour customer service support via live chat • Quick selection of phone numbers from device contacts list for airtime top up • Favourites list creation for easier transactions • Auto reminders for recurrent bill payments and transfers

About

Access More

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Highlights
  • Quick account opening
  • Personalized dashboards and themes
  • Investment services
  • Loan and visa applications
  • Bill payments and transfers
  • Card and cheque services
  • Airtime top-up
Features
Read full description

The Access More App is an innovative mobile payment application that offers a more than banking experience. The App is built to help our customers consummate their financial transactions, payment solutions and enjoy a lifestyle experience. Prospect customers are welcome to become account holders by downloading the App and onboarding themselves on the platform seamlessly. The App is built on cutting-edge technology, offering tailored and personalized services, ease of use and excellent customer experience to all our customers The following unique features are available on the App: Quick account opening Personalized theme and color scheme Bespoke dashboards Single click to all favorite features Self QR generation for intra-bank transfers Scan QR for payments Investment services PayDay Loan Dubai Visa application Movie Ticket purchase Improved beneficiary management Efficient bills payment Inter-bank transfers Simplified foreign currency transfer service Airtime top-up Cheque Services (New cheque book request, stop and confirm cheque) Card Services (New debit card request, card block and unblock) Transfers to Access Y’ello accounts Gaming And lots more…. How to get the Access More App Download and install the Access More App Existing Access Mobile App users can login with the same username and password and transact with their existing PIN Existing Diamond Mobile App users can login with the same username and password and transact with their existing PIN For new users, simply open the downloaded App and register

Screenshots

UBA Mobile Banking4 screens
Access More4 screens

Verdict

The call

The clearest difference is rating: Access More at 4.7 against UBA Mobile Banking's 4.0. Access More also leads on review sentiment (66% vs 38%) and update cadence (monthly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Access More holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Access More has 119K ratings behind it against 12K, so its average is the more settled of the two. Written reviews point the same way: 38% of UBA Mobile Banking's written reviews are positive against 66% of Access More's.

UpkeepUpdate frequency

UBA Mobile Banking ships an update every 4 months, Access More monthly. Both last shipped on October 28, 2026.

Scorecard4 real differences · 6 level
UBA Mobile Banking versus Access More: the parameters behind the verdict, then further details
ParameterUBA Mobile BankingAccess More
PriceFreeFree
Rating4.0 (12K ratings)4.7 (119K ratings) — better
Positive reviews37.8% of reviews65.8% of reviews — better
Number of ratings12K119K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size125 MB232 MB
Age rating4+4+
DeveloperUnited Bank For Africa PlcAccess Bank Plc

Customer experience

UBA Mobile Banking

All ratings12,216 ratings
Positive72.1%
Neutral8.6%
Negative19.3%
Written reviews436 reviews
Positive37.8%
Neutral7.8%
Negative54.4%

Access More

All ratings118,393 ratings
Positive92.1%
Neutral3.3%
Negative4.6%
Written reviews594 reviews
Positive65.8%
Neutral4.4%
Negative29.8%

User reviews

UBA Mobile Banking

From 12K App Store ratings

What we love

  • 👍 Convenient and user-friendly
  • 🚀 Fast and responsive
  • 🔒 Secure banking experience

Room to improve

  • 🐛 Frequent app crashes and bugs
  • ⏱️ Slow transaction processing
  • 🔍 Unreliable transaction history
  • 🤔 Confusing UI and navigation
  • 💻 Compatibility issues with newer devices

Access More

From 119K App Store ratings

What we love

  • 🚀 Fast and reliable
  • 👍 Excellent banking experience
  • 🔒 Secure transactions
  • 💡 Convenient mobile banking

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Unreliable help features
  • 💰 High banking charges
  • 🕰️ Slow transaction processing

Bugs and requests

UBA Mobile Banking

Reported bugs

4 issues
  • Login issues and inability to generate OTP
  • Blank pages and unresponsive features
  • Incorrect account balance display
  • Failed transactions not properly handled

Requested features

4 requests
  • Improve transaction history and reporting
  • Enhance app stability and performance
  • Streamline UI and user experience
  • Provide better customer support

Access More

Reported bugs

4 issues
  • Disappearing beneficiary list
  • Inability to upgrade transaction limits
  • Inconsistent app performance across devices
  • Login and OTP issues

Requested features

4 requests
  • Ability to save beneficiaries
  • Calendar view for transaction history
  • Facial recognition login option
  • Improved notification management

In-app purchases

None

UBA Mobile Banking

No in-app purchases

None

Access More

No in-app purchases

Questions

Is UBA Mobile Banking free?
UBA Mobile Banking is free to download, with no in-app purchases.
Is Access More free?
Access More is free to download, with no in-app purchases.
Which has better reviews, UBA Mobile Banking or Access More?
Access More is rated higher. UBA Mobile Banking averages 4.0 out of 5 from 12K ratings, while Access More averages 4.7 from 119K ratings.
Do UBA Mobile Banking or Access More have ads?
Neither UBA Mobile Banking nor Access More shows ads.
Which is updated more often, UBA Mobile Banking or Access More?
UBA Mobile Banking ships an update every 4 months, and Access More monthly. Most recently, UBA Mobile Banking was updated on October 28, 2026 and Access More on October 28, 2026.

Other comparisons