Comparison

FirstMobile App vs FCMB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstMobile App

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Highlights
  • Financial transactions
  • Non-financial transactions
  • DIY enrollment
  • Open new accounts
  • Register existing accounts
  • Digital banking experience
Read full description

FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.

About

FCMB Mobile

Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.

Highlights
  • Personal finance management
  • Business finance management
  • Account management
  • Card management
  • Real-time transactions
  • Secure banking
Features
Read full description

The "FCMB" App is all you need for all your personal and business financial services. FCMB App is fast, convenient and very secure. It is also packed with simple to use features and an interesting layout for easy navigation. You can now manage your FCMB personal and business accounts as well as your cards in real-time, anywhere and anytime! For more enquiries and information you can caller contact centre on 01-2798800, 07003290000 or send email to customerservice@fcmb.com.

Screenshots

FirstMobile App4 screens
FCMB Mobile4 screens

Verdict

The call

The clearest difference is rating: FCMB Mobile at 3.4 against FirstMobile App's 3.1. FCMB Mobile also leads on update cadence (every 2 weeks vs every 2 months) and review sentiment (32% vs 15%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FCMB Mobile holds the better App Store score, 3.4 against 3.1. Both are backed by a comparable volume of ratings — 2K and 1.2K respectively. Written reviews point the same way: 15% of FirstMobile App's written reviews are positive against 32% of FCMB Mobile's.

UpkeepUpdate frequency

FirstMobile App ships an update every 2 months, FCMB Mobile every 2 weeks. Both last shipped on November 6, 2026.

Scorecard3 real differences · 7 level
FirstMobile App versus FCMB Mobile: the parameters behind the verdict, then further details
ParameterFirstMobile AppFCMB Mobile
PriceFreeFree
Rating3.1 (2K ratings)3.4 (1.2K ratings) — better
Positive reviews14.9% of reviews32.1% of reviews — better
Number of ratings2K — better1.2K
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115 — better
Further details — not scored
Size119 MB152 MB
Age rating4+4+
DeveloperFirst Bank of Nigeria LimitedFirst City Monument Bank

Customer experience

FirstMobile App

All ratings1,982 ratings
Positive46.8%
Neutral10.6%
Negative42.6%
Written reviews415 reviews
Positive14.9%
Neutral6.3%
Negative78.8%

FCMB Mobile

All ratings1,165 ratings
Positive55.5%
Neutral8.0%
Negative36.5%
Written reviews193 reviews
Positive32.1%
Neutral6.7%
Negative61.1%

User reviews

FirstMobile App

From 2K App Store ratings

What we love

  • 👍 Excellent features
  • 👍 Easy to navigate
  • 👍 Secure
  • 👍 Reliable
  • 👍 Convenient

Room to improve

  • 🐛 Frequent crashes
  • 🐛 Freezing issues
  • 🐛 Slow performance
  • 🐛 Network connection problems
  • 🐛 Buggy after updates

FCMB Mobile

From 1.2K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Seamless transactions
  • 🔒 Secure banking experience
  • 💡 Excellent app features
  • 🤩 Great overall experience

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Difficult to search for banks
  • 🕰️ Slow transaction processing
  • 🤔 Inconsistent performance
  • 💤 Lack of dark mode option

Bugs and requests

FirstMobile App

Reported bugs

5 issues
  • Unable to log in after update
  • Blank screen when selecting account to debit
  • Inconsistent behavior on different devices
  • OTP not received during login
  • Virtual card services not working properly

Requested features

7 requests
  • Add Face ID/fingerprint login
  • Introduce theme options (dark/light mode)
  • Improve account statement history
  • Enable e-statement generation
  • Add bulk transfer functionality
Show 2 more
  • Provide more login options beyond ATM card
  • Improve beneficiary management

FCMB Mobile

Reported bugs

5 issues
  • Unable to login consistently
  • Transactions failing without explanation
  • Incorrect account balance display
  • Debit card issues and delays
  • Compatibility problems with newer devices

Requested features

5 requests
  • Add search functionality for banks
  • Implement dark mode option
  • Improve transaction history visibility
  • Enhance customer support channels
  • Streamline account management features

In-app purchases

None

FirstMobile App

No in-app purchases

None

FCMB Mobile

No in-app purchases

Questions

Is FirstMobile App free?
FirstMobile App is free to download, with no in-app purchases.
Is FCMB Mobile free?
FCMB Mobile is free to download, with no in-app purchases.
Which has better reviews, FirstMobile App or FCMB Mobile?
FCMB Mobile is rated higher. FirstMobile App averages 3.1 out of 5 from 2K ratings, while FCMB Mobile averages 3.4 from 1.2K ratings.
Do FirstMobile App or FCMB Mobile have ads?
Neither FirstMobile App nor FCMB Mobile shows ads.
Which is updated more often, FirstMobile App or FCMB Mobile?
FirstMobile App ships an update every 2 months, and FCMB Mobile every 2 weeks. Most recently, FirstMobile App was updated on November 6, 2026 and FCMB Mobile on November 6, 2026.

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