Comparison

FirstMobile App vs ALAT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstMobile App

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Highlights
  • Financial transactions
  • Non-financial transactions
  • DIY enrollment
  • Open new accounts
  • Register existing accounts
  • Digital banking experience
Read full description

FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.

About

ALAT

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Highlights
  • Digital banking services
  • Bill payments and scheduling
  • Local and international money transfers
  • Personal and group savings
  • Access to loans and insurance
  • Card management and security
  • Travel bookings and deals
Features
Read full description

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security. Here what can do on ALAT: - Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more. - Effortlessly log in using Touch ID, Face ID, or unique password. - Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more! - Set up Direct Debits and Standing Orders without stress. - Seamlessly transfer money and make payments locally & internationally. - Receive money both in Naira and foreign currency from any part of the world. - Stay informed and up to date on all account activity with instant notifications. - Set up your PIN or reset PIN whenever needed. - Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease. - Quickly locate and review transactions and account statements. - Keep your contact details updated without stress; and more! OUR JOURNEY Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need. EXPLORE: 1. Deals & Discounts from your favourite top brands; enjoy much more for less! 2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s). 3. Easy low-interest loans tailored to your needs. Terms & conditions apply. 4. Flexible electricity, cable & other bill payments and never miss a due date! 5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier! 6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store. 7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”! 8. Customised Customer Support. Protection The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information. Here are some extra layers of security we apply: 1. Insuring your money Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions. 3. Security Certifications WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws. 4. Fraud Protection In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports. CONTACT US! We are always excited to hear from you. For feedback, questions, or concerns, reach us via: 1. Helpline: 07000PURPLE (07000787753) 2. Email: purpleconnect@wemabank.com 3. Website: https://wemabank.com/ To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

Screenshots

FirstMobile App4 screens
ALAT4 screens

Verdict

The call

The clearest difference is rating: ALAT at 3.5 against FirstMobile App's 3.1. ALAT also leads on review sentiment (28% vs 15%) and iOS requirement (13.0 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ALAT holds the better App Store score, 3.5 against 3.1. Both are backed by a comparable volume of ratings — 2K and 2.4K respectively. Written reviews point the same way: 15% of FirstMobile App's written reviews are positive against 28% of ALAT's.

UpkeepUpdate frequency

FirstMobile App ships an update every 2 months, ALAT every 6 weeks. Both last shipped on September 23, 2026.

Scorecard3 real differences · 7 level
FirstMobile App versus ALAT: the parameters behind the verdict, then further details
ParameterFirstMobile AppALAT
PriceFreeFree
Rating3.1 (2K ratings)3.5 (2.4K ratings) — better
Positive reviews15.1% of reviews27.7% of reviews — better
Number of ratings2K2.4K — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size119 MB233 MB
Age rating4+4+
DeveloperFirst Bank of Nigeria LimitedWema Bank Plc

Customer experience

FirstMobile App

All ratings1,982 ratings
Positive46.8%
Neutral10.6%
Negative42.6%
Written reviews411 reviews
Positive15.1%
Neutral6.3%
Negative78.6%

ALAT

All ratings2,364 ratings
Positive58.0%
Neutral10.1%
Negative31.9%
Written reviews260 reviews
Positive27.7%
Neutral7.7%
Negative64.6%

User reviews

FirstMobile App

From 2K App Store ratings

What we love

  • 👍 Excellent features
  • 👍 Easy to navigate
  • 👍 Secure
  • 👍 Reliable
  • 👍 Convenient

Room to improve

  • 🐛 Frequent crashes
  • 🐛 Freezing issues
  • 🐛 Slow performance
  • 🐛 Network connection problems
  • 🐛 Buggy after updates

ALAT

From 2.4K App Store ratings

What we love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💡 Innovative features
  • 🔒 Secure banking

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Poor customer service
  • 💰 High transaction fees
  • ⚠️ Unreliable app performance

Bugs and requests

FirstMobile App

Reported bugs

5 issues
  • Unable to log in after update
  • Blank screen when selecting account to debit
  • Inconsistent behavior on different devices
  • OTP not received during login
  • Virtual card services not working properly

Requested features

7 requests
  • Add Face ID/fingerprint login
  • Introduce theme options (dark/light mode)
  • Improve account statement history
  • Enable e-statement generation
  • Add bulk transfer functionality
Show 2 more
  • Provide more login options beyond ATM card
  • Improve beneficiary management

ALAT

Reported bugs

4 issues
  • Login issues after app updates
  • Inability to create transaction PIN
  • Debit card activation problems
  • Funds not reflecting in account

Requested features

4 requests
  • Facial recognition login
  • Improved transaction history
  • Ability to hide account balance
  • Seamless integration with other bank accounts

In-app purchases

None

FirstMobile App

No in-app purchases

None

ALAT

No in-app purchases

Questions

Is FirstMobile App free?
FirstMobile App is free to download, with no in-app purchases.
Is ALAT free?
ALAT is free to download, with no in-app purchases.
Which has better reviews, FirstMobile App or ALAT?
ALAT is rated higher. FirstMobile App averages 3.1 out of 5 from 2K ratings, while ALAT averages 3.5 from 2.4K ratings.
Do FirstMobile App or ALAT have ads?
Neither FirstMobile App nor ALAT shows ads.
Which is updated more often, FirstMobile App or ALAT?
FirstMobile App ships an update every 2 months, and ALAT every 6 weeks. Most recently, FirstMobile App was updated on September 23, 2026 and ALAT on September 23, 2026.

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