Comparison

Zenith Bank eaZymoney vs FirstMobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zenith Bank eaZymoney

Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

Highlights
  • Account overview and history
  • Fund transfers (own, Zenith, other banks, foreign)
  • Bill payments and airtime recharge
  • QR code payments
  • Card management (settlement, activation/deactivation)
  • Cheque management
  • View bank statements
Features
Read full description

Make your life experiences simpler and stay in control with Zenith Mobile Banking app. Manage your finances; make card settlements, transfer funds and make payments using QR (Quick Response codes). How do I Register? To register, simply download the app and select any of the three (3) registration options 1. With Hardware Token a) Enter Account number and Continue b) Click Hardware Token c) Enter the Token from the device and Token PIN • Create and confirm Password (six digits) • Create and confirm Mobile PIN (four digits) • Click on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on. 2. With Card a) Enters Account Number and Continue b) Select Card c) Enter the Last Six Digits of the Card and Card Pin • Create and Confirm Password (six digits) • Create and Confirm Mobile PIN (four digits) • Clicks on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on to the App. 3. Branch Activation Note: • Registration is one time • To Add New Device, user should simply login with Account Number and Password, System will prompt for Device Registration. • Customer can authorize with Token or Card Details. • Users can add up to 3 Devices. Some features of Zenith Mobile Banking are: a) Overview: view all accounts (current, savings, fixed deposit, Domiciliary etc.) • Account balance • Account History • Search b) Transfers • Transfer History • Own Account Transfer • Zenith account Transfer • Other Banks Transfer • Foreign Transfer • Open Account for Beneficiary c) Data Bundles d) Airtime Recharge e) Bills payment • Zenith Billers • Quickteller Merchants f) QR Payments g) Scheduled Payments • Transfers • Airtime Payment • Bills Payment h) Cards • Card Settlement • Activate / Deactivate Card • Card Dispense Manager i) Cheques • Request Cheque Book • Confirm Cheque • Stop Cheque • Verify Cheque Status • Bank Draft j) Travel and Leisure • Travelstart • Dubai Visa k) Bank Services • My Bank Statement l) Message *These are messages sent to the customer by the bank* m) Settings • Manage Beneficiaries • Customize eaZylinks • Change Authorization • Change Password • Change PIN • Reset PIN • Transfer Limits • Hide Account • Show Account • My Devices • My BVN • Update KYC n) Zenith Near Me o) Sign Out

About

FirstMobile App

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Highlights
  • Financial transactions
  • Non-financial transactions
  • DIY enrollment
  • Open new accounts
  • Register existing accounts
  • Digital banking experience
Read full description

FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.

Screenshots

Zenith Bank eaZymoney4 screens
FirstMobile App4 screens

Verdict

The call

The clearest difference is ratings volume: FirstMobile App at 2K against Zenith Bank eaZymoney's 188. On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.2 for Zenith Bank eaZymoney against 3.1 for FirstMobile App. That said, the two scores are not equally well evidenced: FirstMobile App has 2K ratings behind it against 188, so its average is the more settled of the two. Written reviews are what separate them: 11% of Zenith Bank eaZymoney's written reviews are positive against 15% of FirstMobile App's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on September 23, 2026.

Scorecard1 real difference · 9 level
Zenith Bank eaZymoney versus FirstMobile App: the parameters behind the verdict, then further details
ParameterZenith Bank eaZymoneyFirstMobile App
PriceFreeFree
Rating3.2 (188 ratings) — better3.1 (2K ratings)
Positive reviews11.3% of reviews15.1% of reviews — better
Number of ratings1882K — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size92 MB119 MB
Age rating4+4+
DeveloperZenith Bank PLCFirst Bank of Nigeria Limited

Customer experience

Zenith Bank eaZymoney

All ratings188 ratings
Positive52.1%
Neutral7.4%
Negative40.4%
Written reviews327 reviews
Positive11.3%
Neutral4.9%
Negative83.8%

FirstMobile App

All ratings1,982 ratings
Positive46.8%
Neutral10.6%
Negative42.6%
Written reviews411 reviews
Positive15.1%
Neutral6.3%
Negative78.6%

User reviews

Zenith Bank eaZymoney

From 188 App Store ratings

What we love

  • 🚀 Fast and easy transactions
  • 💳 Convenient virtual card feature
  • 👍 User-friendly interface

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Lack of transaction details
  • ⚠️ Unreliable network connectivity
  • 🤔 Confusing app updates
  • 💸 Unnecessary charges

FirstMobile App

From 2K App Store ratings

What we love

  • 👍 Excellent features
  • 👍 Easy to navigate
  • 👍 Secure
  • 👍 Reliable
  • 👍 Convenient

Room to improve

  • 🐛 Frequent crashes
  • 🐛 Freezing issues
  • 🐛 Slow performance
  • 🐛 Network connection problems
  • 🐛 Buggy after updates

Bugs and requests

Zenith Bank eaZymoney

Reported bugs

3 issues
  • Login issues after app update
  • Transfer limits not working as expected
  • Balance not refreshing correctly

Requested features

3 requests
  • Dark mode option
  • Transaction history export
  • Improved customer support

FirstMobile App

Reported bugs

5 issues
  • Unable to log in after update
  • Blank screen when selecting account to debit
  • Inconsistent behavior on different devices
  • OTP not received during login
  • Virtual card services not working properly

Requested features

7 requests
  • Add Face ID/fingerprint login
  • Introduce theme options (dark/light mode)
  • Improve account statement history
  • Enable e-statement generation
  • Add bulk transfer functionality
Show 2 more
  • Provide more login options beyond ATM card
  • Improve beneficiary management

In-app purchases

None

Zenith Bank eaZymoney

No in-app purchases

None

FirstMobile App

No in-app purchases

Questions

Is Zenith Bank eaZymoney free?
Zenith Bank eaZymoney is free to download, with no in-app purchases.
Is FirstMobile App free?
FirstMobile App is free to download, with no in-app purchases.
Which has better reviews, Zenith Bank eaZymoney or FirstMobile App?
Zenith Bank eaZymoney is rated higher. Zenith Bank eaZymoney averages 3.2 out of 5 from 188 ratings, while FirstMobile App averages 3.1 from 2K ratings.
Do Zenith Bank eaZymoney or FirstMobile App have ads?
Neither Zenith Bank eaZymoney nor FirstMobile App shows ads.
Which is updated more often, Zenith Bank eaZymoney or FirstMobile App?
Zenith Bank eaZymoney ships an update every 2 months, and FirstMobile App every 2 months. Most recently, Zenith Bank eaZymoney was updated on September 23, 2026 and FirstMobile App on September 23, 2026.

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