Zenith Bank eaZymoney vs FirstMobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zenith Bank eaZymoney
Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.
- Account overview and history
- Fund transfers (own, Zenith, other banks, foreign)
- Bill payments and airtime recharge
- QR code payments
- Card management (settlement, activation/deactivation)
- Cheque management
- View bank statements
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Make your life experiences simpler and stay in control with Zenith Mobile Banking app. Manage your finances; make card settlements, transfer funds and make payments using QR (Quick Response codes). How do I Register? To register, simply download the app and select any of the three (3) registration options 1. With Hardware Token a) Enter Account number and Continue b) Click Hardware Token c) Enter the Token from the device and Token PIN • Create and confirm Password (six digits) • Create and confirm Mobile PIN (four digits) • Click on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on. 2. With Card a) Enters Account Number and Continue b) Select Card c) Enter the Last Six Digits of the Card and Card Pin • Create and Confirm Password (six digits) • Create and Confirm Mobile PIN (four digits) • Clicks on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on to the App. 3. Branch Activation Note: • Registration is one time • To Add New Device, user should simply login with Account Number and Password, System will prompt for Device Registration. • Customer can authorize with Token or Card Details. • Users can add up to 3 Devices. Some features of Zenith Mobile Banking are: a) Overview: view all accounts (current, savings, fixed deposit, Domiciliary etc.) • Account balance • Account History • Search b) Transfers • Transfer History • Own Account Transfer • Zenith account Transfer • Other Banks Transfer • Foreign Transfer • Open Account for Beneficiary c) Data Bundles d) Airtime Recharge e) Bills payment • Zenith Billers • Quickteller Merchants f) QR Payments g) Scheduled Payments • Transfers • Airtime Payment • Bills Payment h) Cards • Card Settlement • Activate / Deactivate Card • Card Dispense Manager i) Cheques • Request Cheque Book • Confirm Cheque • Stop Cheque • Verify Cheque Status • Bank Draft j) Travel and Leisure • Travelstart • Dubai Visa k) Bank Services • My Bank Statement l) Message *These are messages sent to the customer by the bank* m) Settings • Manage Beneficiaries • Customize eaZylinks • Change Authorization • Change Password • Change PIN • Reset PIN • Transfer Limits • Hide Account • Show Account • My Devices • My BVN • Update KYC n) Zenith Near Me o) Sign Out
FirstMobile App
This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.
- Financial transactions
- Non-financial transactions
- DIY enrollment
- Open new accounts
- Register existing accounts
- Digital banking experience
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FirstMobile is the official mobile banking smartphone application from FirstBank. It provides FirstBank account holders with convenient access to both financial and non-financial transactions via their mobile phones/devices. The App is sleek and convenient to use- evident in its DIY enrolment process. New customers can simply download the app and open a FirstBank account while existing customers with Verve or Naira Mastercards can register and begin using the app without cause to visit a physical branch location. FirstMobile is poised to offer an even more reliable and definitely more convenient digital banking experience with its latest version update.
Screenshots
Verdict
The clearest difference is ratings volume: FirstMobile App at 2K against Zenith Bank eaZymoney's 188. On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.2 for Zenith Bank eaZymoney against 3.1 for FirstMobile App. That said, the two scores are not equally well evidenced: FirstMobile App has 2K ratings behind it against 188, so its average is the more settled of the two. Written reviews are what separate them: 11% of Zenith Bank eaZymoney's written reviews are positive against 15% of FirstMobile App's.
Both ship on a similar rhythm, roughly every 2 months. Both last shipped on September 23, 2026.
| Parameter | Zenith Bank eaZymoney | FirstMobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (188 ratings) — better | 3.1 (2K ratings) |
| Positive reviews | 11.3% of reviews | 15.1% of reviews — better |
| Number of ratings | 188 | 2K — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 92 MB | 119 MB |
| Age rating | 4+ | 4+ |
| Developer | Zenith Bank PLC | First Bank of Nigeria Limited |
Customer experience
Zenith Bank eaZymoney
FirstMobile App
User reviews
Zenith Bank eaZymoney
From 188 App Store ratingsWhat we love
- 🚀 Fast and easy transactions
- 💳 Convenient virtual card feature
- 👍 User-friendly interface
Room to improve
- 🐛 Frequent app crashes
- 🔍 Lack of transaction details
- ⚠️ Unreliable network connectivity
- 🤔 Confusing app updates
- 💸 Unnecessary charges
FirstMobile App
From 2K App Store ratingsWhat we love
- 👍 Excellent features
- 👍 Easy to navigate
- 👍 Secure
- 👍 Reliable
- 👍 Convenient
Room to improve
- 🐛 Frequent crashes
- 🐛 Freezing issues
- 🐛 Slow performance
- 🐛 Network connection problems
- 🐛 Buggy after updates
Bugs and requests
Zenith Bank eaZymoney
Reported bugs
3 issues- Login issues after app update
- Transfer limits not working as expected
- Balance not refreshing correctly
Requested features
3 requests- Dark mode option
- Transaction history export
- Improved customer support
FirstMobile App
Reported bugs
5 issues- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly
Requested features
7 requests- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality
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- Provide more login options beyond ATM card
- Improve beneficiary management
In-app purchases
Zenith Bank eaZymoney
No in-app purchases
FirstMobile App
No in-app purchases
Questions
Is Zenith Bank eaZymoney free?
Is FirstMobile App free?
Which has better reviews, Zenith Bank eaZymoney or FirstMobile App?
Do Zenith Bank eaZymoney or FirstMobile App have ads?
Which is updated more often, Zenith Bank eaZymoney or FirstMobile App?
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