Comparison

Zenith Bank eaZymoney vs Access More

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zenith Bank eaZymoney

Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.

Highlights
  • Account overview and history
  • Fund transfers (own, Zenith, other banks, foreign)
  • Bill payments and airtime recharge
  • QR code payments
  • Card management (settlement, activation/deactivation)
  • Cheque management
  • View bank statements
Features
Read full description

Make your life experiences simpler and stay in control with Zenith Mobile Banking app. Manage your finances; make card settlements, transfer funds and make payments using QR (Quick Response codes). How do I Register? To register, simply download the app and select any of the three (3) registration options 1. With Hardware Token a) Enter Account number and Continue b) Click Hardware Token c) Enter the Token from the device and Token PIN • Create and confirm Password (six digits) • Create and confirm Mobile PIN (four digits) • Click on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on. 2. With Card a) Enters Account Number and Continue b) Select Card c) Enter the Last Six Digits of the Card and Card Pin • Create and Confirm Password (six digits) • Create and Confirm Mobile PIN (four digits) • Clicks on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on to the App. 3. Branch Activation Note: • Registration is one time • To Add New Device, user should simply login with Account Number and Password, System will prompt for Device Registration. • Customer can authorize with Token or Card Details. • Users can add up to 3 Devices. Some features of Zenith Mobile Banking are: a) Overview: view all accounts (current, savings, fixed deposit, Domiciliary etc.) • Account balance • Account History • Search b) Transfers • Transfer History • Own Account Transfer • Zenith account Transfer • Other Banks Transfer • Foreign Transfer • Open Account for Beneficiary c) Data Bundles d) Airtime Recharge e) Bills payment • Zenith Billers • Quickteller Merchants f) QR Payments g) Scheduled Payments • Transfers • Airtime Payment • Bills Payment h) Cards • Card Settlement • Activate / Deactivate Card • Card Dispense Manager i) Cheques • Request Cheque Book • Confirm Cheque • Stop Cheque • Verify Cheque Status • Bank Draft j) Travel and Leisure • Travelstart • Dubai Visa k) Bank Services • My Bank Statement l) Message *These are messages sent to the customer by the bank* m) Settings • Manage Beneficiaries • Customize eaZylinks • Change Authorization • Change Password • Change PIN • Reset PIN • Transfer Limits • Hide Account • Show Account • My Devices • My BVN • Update KYC n) Zenith Near Me o) Sign Out

About

Access More

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Highlights
  • Quick account opening
  • Personalized dashboards and themes
  • Investment services
  • Loan and visa applications
  • Bill payments and transfers
  • Card and cheque services
  • Airtime top-up
Features
Read full description

The Access More App is an innovative mobile payment application that offers a more than banking experience. The App is built to help our customers consummate their financial transactions, payment solutions and enjoy a lifestyle experience. Prospect customers are welcome to become account holders by downloading the App and onboarding themselves on the platform seamlessly. The App is built on cutting-edge technology, offering tailored and personalized services, ease of use and excellent customer experience to all our customers The following unique features are available on the App: Quick account opening Personalized theme and color scheme Bespoke dashboards Single click to all favorite features Self QR generation for intra-bank transfers Scan QR for payments Investment services PayDay Loan Dubai Visa application Movie Ticket purchase Improved beneficiary management Efficient bills payment Inter-bank transfers Simplified foreign currency transfer service Airtime top-up Cheque Services (New cheque book request, stop and confirm cheque) Card Services (New debit card request, card block and unblock) Transfers to Access Y’ello accounts Gaming And lots more…. How to get the Access More App Download and install the Access More App Existing Access Mobile App users can login with the same username and password and transact with their existing PIN Existing Diamond Mobile App users can login with the same username and password and transact with their existing PIN For new users, simply open the downloaded App and register

Screenshots

Zenith Bank eaZymoney4 screens
Access More4 screens

Verdict

The call

The clearest difference is review sentiment: Access More at 66% against Zenith Bank eaZymoney's 12%. Access More also leads on rating (4.7 vs 3.3) and ratings volume (119K vs 195). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Access More holds the better App Store score, 4.7 against 3.3. That said, the two scores are not equally well evidenced: Access More has 119K ratings behind it against 195, so its average is the more settled of the two. Written reviews point the same way: 12% of Zenith Bank eaZymoney's written reviews are positive against 66% of Access More's.

UpkeepUpdate frequency

Zenith Bank eaZymoney ships an update every 2 months, Access More monthly. The most recent releases landed on October 24, 2026 and November 1, 2026 respectively.

Scorecard4 real differences · 6 level
Zenith Bank eaZymoney versus Access More: the parameters behind the verdict, then further details
ParameterZenith Bank eaZymoneyAccess More
PriceFreeFree
Rating3.3 (195 ratings)4.7 (119K ratings) — better
Positive reviews11.5% of reviews65.9% of reviews — better
Number of ratings195119K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size92 MB232 MB
Age rating4+4+
DeveloperZenith Bank PLCAccess Bank Plc

Customer experience

Zenith Bank eaZymoney

All ratings188 ratings
Positive52.1%
Neutral7.4%
Negative40.4%
Written reviews330 reviews
Positive11.5%
Neutral4.8%
Negative83.6%

Access More

All ratings118,393 ratings
Positive92.1%
Neutral3.3%
Negative4.6%
Written reviews598 reviews
Positive65.9%
Neutral4.3%
Negative29.8%

User reviews

Zenith Bank eaZymoney

From 195 App Store ratings

What we love

  • 🚀 Fast and easy transactions
  • 💳 Convenient virtual card feature
  • 👍 User-friendly interface

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Lack of transaction details
  • ⚠️ Unreliable network connectivity
  • 🤔 Confusing app updates
  • 💸 Unnecessary charges

Access More

From 119K App Store ratings

What we love

  • 🚀 Fast and reliable
  • 👍 Excellent banking experience
  • 🔒 Secure transactions
  • 💡 Convenient mobile banking

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Unreliable help features
  • 💰 High banking charges
  • 🕰️ Slow transaction processing

Bugs and requests

Zenith Bank eaZymoney

Reported bugs

3 issues
  • Login issues after app update
  • Transfer limits not working as expected
  • Balance not refreshing correctly

Requested features

3 requests
  • Dark mode option
  • Transaction history export
  • Improved customer support

Access More

Reported bugs

4 issues
  • Disappearing beneficiary list
  • Inability to upgrade transaction limits
  • Inconsistent app performance across devices
  • Login and OTP issues

Requested features

4 requests
  • Ability to save beneficiaries
  • Calendar view for transaction history
  • Facial recognition login option
  • Improved notification management

In-app purchases

None

Zenith Bank eaZymoney

No in-app purchases

None

Access More

No in-app purchases

Questions

Is Zenith Bank eaZymoney free?
Zenith Bank eaZymoney is free to download, with no in-app purchases.
Is Access More free?
Access More is free to download, with no in-app purchases.
Which has better reviews, Zenith Bank eaZymoney or Access More?
Access More is rated higher. Zenith Bank eaZymoney averages 3.3 out of 5 from 195 ratings, while Access More averages 4.7 from 119K ratings.
Do Zenith Bank eaZymoney or Access More have ads?
Neither Zenith Bank eaZymoney nor Access More shows ads.
Which is updated more often, Zenith Bank eaZymoney or Access More?
Zenith Bank eaZymoney ships an update every 2 months, and Access More monthly. Most recently, Zenith Bank eaZymoney was updated on October 24, 2026 and Access More on November 1, 2026.

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