Zenith Bank eaZymoney vs Access More
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zenith Bank eaZymoney
Manage your finances on the go with this mobile banking app. Perform card settlements, transfer funds, and make payments using QR codes. The app offers a comprehensive overview of all your accounts and various banking services.
- Account overview and history
- Fund transfers (own, Zenith, other banks, foreign)
- Bill payments and airtime recharge
- QR code payments
- Card management (settlement, activation/deactivation)
- Cheque management
- View bank statements
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Make your life experiences simpler and stay in control with Zenith Mobile Banking app. Manage your finances; make card settlements, transfer funds and make payments using QR (Quick Response codes). How do I Register? To register, simply download the app and select any of the three (3) registration options 1. With Hardware Token a) Enter Account number and Continue b) Click Hardware Token c) Enter the Token from the device and Token PIN • Create and confirm Password (six digits) • Create and confirm Mobile PIN (four digits) • Click on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on. 2. With Card a) Enters Account Number and Continue b) Select Card c) Enter the Last Six Digits of the Card and Card Pin • Create and Confirm Password (six digits) • Create and Confirm Mobile PIN (four digits) • Clicks on Submit (Operation Successful) d) The user is required to enter Account Number and Password to log on to the App. 3. Branch Activation Note: • Registration is one time • To Add New Device, user should simply login with Account Number and Password, System will prompt for Device Registration. • Customer can authorize with Token or Card Details. • Users can add up to 3 Devices. Some features of Zenith Mobile Banking are: a) Overview: view all accounts (current, savings, fixed deposit, Domiciliary etc.) • Account balance • Account History • Search b) Transfers • Transfer History • Own Account Transfer • Zenith account Transfer • Other Banks Transfer • Foreign Transfer • Open Account for Beneficiary c) Data Bundles d) Airtime Recharge e) Bills payment • Zenith Billers • Quickteller Merchants f) QR Payments g) Scheduled Payments • Transfers • Airtime Payment • Bills Payment h) Cards • Card Settlement • Activate / Deactivate Card • Card Dispense Manager i) Cheques • Request Cheque Book • Confirm Cheque • Stop Cheque • Verify Cheque Status • Bank Draft j) Travel and Leisure • Travelstart • Dubai Visa k) Bank Services • My Bank Statement l) Message *These are messages sent to the customer by the bank* m) Settings • Manage Beneficiaries • Customize eaZylinks • Change Authorization • Change Password • Change PIN • Reset PIN • Transfer Limits • Hide Account • Show Account • My Devices • My BVN • Update KYC n) Zenith Near Me o) Sign Out
Access More
This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.
- Quick account opening
- Personalized dashboards and themes
- Investment services
- Loan and visa applications
- Bill payments and transfers
- Card and cheque services
- Airtime top-up
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The Access More App is an innovative mobile payment application that offers a more than banking experience. The App is built to help our customers consummate their financial transactions, payment solutions and enjoy a lifestyle experience. Prospect customers are welcome to become account holders by downloading the App and onboarding themselves on the platform seamlessly. The App is built on cutting-edge technology, offering tailored and personalized services, ease of use and excellent customer experience to all our customers The following unique features are available on the App: Quick account opening Personalized theme and color scheme Bespoke dashboards Single click to all favorite features Self QR generation for intra-bank transfers Scan QR for payments Investment services PayDay Loan Dubai Visa application Movie Ticket purchase Improved beneficiary management Efficient bills payment Inter-bank transfers Simplified foreign currency transfer service Airtime top-up Cheque Services (New cheque book request, stop and confirm cheque) Card Services (New debit card request, card block and unblock) Transfers to Access Y’ello accounts Gaming And lots more…. How to get the Access More App Download and install the Access More App Existing Access Mobile App users can login with the same username and password and transact with their existing PIN Existing Diamond Mobile App users can login with the same username and password and transact with their existing PIN For new users, simply open the downloaded App and register
Screenshots
Verdict
The clearest difference is review sentiment: Access More at 66% against Zenith Bank eaZymoney's 12%. Access More also leads on rating (4.7 vs 3.3) and ratings volume (119K vs 195). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Access More holds the better App Store score, 4.7 against 3.3. That said, the two scores are not equally well evidenced: Access More has 119K ratings behind it against 195, so its average is the more settled of the two. Written reviews point the same way: 12% of Zenith Bank eaZymoney's written reviews are positive against 66% of Access More's.
Zenith Bank eaZymoney ships an update every 2 months, Access More monthly. The most recent releases landed on October 24, 2026 and November 1, 2026 respectively.
| Parameter | Zenith Bank eaZymoney | Access More |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (195 ratings) | 4.7 (119K ratings) — better |
| Positive reviews | 11.5% of reviews | 65.9% of reviews — better |
| Number of ratings | 195 | 119K — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 92 MB | 232 MB |
| Age rating | 4+ | 4+ |
| Developer | Zenith Bank PLC | Access Bank Plc |
Customer experience
Zenith Bank eaZymoney
Access More
User reviews
Zenith Bank eaZymoney
From 195 App Store ratingsWhat we love
- 🚀 Fast and easy transactions
- 💳 Convenient virtual card feature
- 👍 User-friendly interface
Room to improve
- 🐛 Frequent app crashes
- 🔍 Lack of transaction details
- ⚠️ Unreliable network connectivity
- 🤔 Confusing app updates
- 💸 Unnecessary charges
Access More
From 119K App Store ratingsWhat we love
- 🚀 Fast and reliable
- 👍 Excellent banking experience
- 🔒 Secure transactions
- 💡 Convenient mobile banking
Room to improve
- 🐛 Frequent app crashes
- 🔍 Unreliable help features
- 💰 High banking charges
- 🕰️ Slow transaction processing
Bugs and requests
Zenith Bank eaZymoney
Reported bugs
3 issues- Login issues after app update
- Transfer limits not working as expected
- Balance not refreshing correctly
Requested features
3 requests- Dark mode option
- Transaction history export
- Improved customer support
Access More
Reported bugs
4 issues- Disappearing beneficiary list
- Inability to upgrade transaction limits
- Inconsistent app performance across devices
- Login and OTP issues
Requested features
4 requests- Ability to save beneficiaries
- Calendar view for transaction history
- Facial recognition login option
- Improved notification management
In-app purchases
Zenith Bank eaZymoney
No in-app purchases
Access More
No in-app purchases
Questions
Is Zenith Bank eaZymoney free?
Is Access More free?
Which has better reviews, Zenith Bank eaZymoney or Access More?
Do Zenith Bank eaZymoney or Access More have ads?
Which is updated more often, Zenith Bank eaZymoney or Access More?
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