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Paga - Send, Pay, and Bank

Paga - Send, Pay, and Bank

Borderless living

1.5K ratings
210 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • August 29, 2018
  • September 13, 2026

Features

Developer

Paga Group LTD (UK)
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About

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

✓Open and manage US and Nigerian bank accounts
✓Send, pay, and receive across currencies
✓Physical and virtual Visa debit cards
✓Link to external financial apps
✓Global money transfers with competitive rates
✓Seamless PayPal integration for Nigerians
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What users say

Summarized from real user reviews of Paga. Based on 1.5K reviews and a 4.1/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and reliable
  • 👍User-friendly interface
  • 💳Seamless transactions
  • 🔒Secure platform

Negative things

  • 🐛Frequent crashes and bugs
  • ⏱️Slow transaction processing
  • 💰High service charges
  • 🔒Account restrictions and verification issues
See all reviews
+1

What's New in Paga

5.0.23

September 13, 2026

We've partnered with PayPal to make global payments easier for Nigerians. You can now: - Link your existing PayPal Nigeria account or create a new one directly on Paga - Receive money from PayPal users worldwide (Fiverr, Upwork, etc.) - Instantly withdraw USD from your PayPal wallet into your Paga NG account - Enjoy competitive FX rates on withdrawals - Pay globally anywhere PayPal is accepted This update helps you send, receive, and use money internationally-right from your Paga app.

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User reviews

Most RecentHighest RatedLowest Rated

Selfie verification

Please work on your selfie verification. I have tried every steps I could but this is not working
grujifggrujifg

Login malfunction

Pressing the login but it isn’t working
Miner2221Miner2221

Can’t login

The problem i have with the app is all of a sudden you can’t login in I don’t know why
Da gceyDa gcey

Bad app

Something about your app won’t let me submit my form after filling it to register. It sucks!
Piddy banksPiddy banks

Is NIN linked phone number a must

I’m not yet a user but I’ve tried to create a paga account and I end up not finishing bcos you request that I verify the phone number linked to my NIN which I don’t have any more. This after I’ve given you my NIN and done series of other human verification and emails. I think you guys should ease up on the NIN linked phone number verification, I’m sure I’m not the one that dropped off the app bcos of this.
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Kennedys725Kennedys725

Response from developer

Hi Kennedy, we appreciate your feedback about the verification process for your NIN. Please provide more details so we can assist you better. You can reach us at service@paga.com or on WhatsApp at 08099227242. We are here to help!

See 205 more reviews

User experience

🐞

Reported Bugs

4 issues

Login issues

Bug

Deduction of funds without transactions

Bug

Inability to access account after updates

Bug

Delayed or failed transactions

Bug
✨

Requested Features

4 requests

Improved customer support

Feature

Faster fund transfer and withdrawal

Feature

Virtual card options

Feature

Loyalty/reward program

Feature

FAQ

What does the Paga app do?

The Paga app allows you to open and manage both a US Dollar checking account and a Nigerian Naira account from a single application. It facilitates sending, paying, and receiving money across these currencies, enabling seamless international financial management.

What are the key features of Paga?

Key features include the ability to manage both US and Nigerian bank accounts, send and receive money across currencies, access physical and virtual Visa debit cards for global spending, and integrate with platforms like PayPal for easier transactions.

How much does Paga cost to use?

The app itself is free to download and use. While the description doesn't detail specific transaction fees, it mentions competitive exchange rates and fees, implying that costs are associated with money movement and card usage.

Is Paga available on different devices?

The application is available for mobile devices, as indicated by the context of it being a mobile app. Users can download it to manage their finances on the go.

Who is Paga designed for?

Paga is designed for individuals who need to manage finances across borders, particularly between the United States and Nigeria. This includes people who receive payments from abroad, pay international vendors, or manage side gigs with clients in different countries.