1. Home
  2. 💰 Finance
  3. Monica
Monica - Pay, Send, Bills

Monica - Pay, Send, Bills

Everything Money and Bills

14K ratings
350 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • March 17, 2023
  • June 22, 2026

Features

Developer

MONICA TECHNOLOGIES LIMITED
✨Promote your app ✨
Monica - Pay, Send, Bills screenshot #1 for iPhone
Monica - Pay, Send, Bills screenshot #2 for iPhone
Monica - Pay, Send, Bills screenshot #3 for iPhone
Monica - Pay, Send, Bills screenshot #4 for iPhone
Monica - Pay, Send, Bills screenshot #5 for iPhone
Monica - Pay, Send, Bills screenshot #6 for iPhone
📌Ready
Reviews summary↘︎
⭐350
Reviews↘︎
📝12+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 6 days
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

✓Tag & Scan to Pay
✓Shop with Discounts
✓Pay Bills with Ease
✓Virtual Dollar Card
✓Free Bank Withdrawals
✓Send Money Instantly
Show original description

What users say

Summarized from real user reviews of Monica. Based on 14K reviews and a 4.6/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and reliable
  • 💯Trusted and secure
  • 👍User-friendly interface
  • 💰Good exchange rates

Negative things

  • 🐛Withdrawal issues
  • 🤖Poor customer service
  • 💰High transaction fees
  • 🔒Account access problems
See all reviews

What's New in Monica

85.8

June 22, 2026

- Statement of Account. - Shake to Transfer. - Automated instant bank settlement. - New improved user interface. - Faster load time. - Improved security/compliance (SEC). - Faster bank transfers. - Improved Liveness capture. - Major bug fixed.

More

User reviews

Most RecentHighest RatedLowest Rated

Monica is definitely a bad choice

They went on maintenance for over 24 hours!! My ethereum was no where to be found.
They claimed it was sent to a different wallet that’s not Monica and after I showed proof their in app support ignored me.

My advice do not use Monica they would take your hard earn money and try to play games with you
Show more
Chlahssiqhue01Chlahssiqhue01

Bad record for my money

Your upgrading make me lost eight hundred thousand naira $650
And now you guy can’t provide my money I can’t see where my money goes I need it now
Stella moroesStella moroes

INCREDIBLE FAST AND LEGIT

Monica it’s been my life saver in trading very fast incredible payout nice rate and so much more…. I will want more good good good good upgrades on it…. Love you Monica😍🫆✝️🀄️@bosm24.09
Auskidolee_verifiedAuskidolee_verified

Maintenance

What maintenance has Monica been up to for more than 24 hours putting there customers in so much stress of not getting our money
authur dennisauthur dennis

M

What going on with Monica ? For over 24hrs now I haven’t been able to use my funds
Khalifa og whiteKhalifa og white
See 345 more reviews

Developer apps

VELO: Bitcoin & USDT Wallet
VELO: Bitcoin & USDT Wallet

Gasless Crypto . Self-Custody

💰 Finance

(2)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Delayed fund transfers

Bug

Wallet address changes without notice

Bug

App crashes and freezes

Bug

Incorrect transaction amounts

Bug
✨

Requested Features

4 requests

Expand bank transfer options

Feature

Improve in-app notifications

Feature

Add multi-currency support

Feature

Enhance security features

Feature

FAQ

What does Monica do?

Monica is a comprehensive financial companion designed to simplify your spending and personal money management. It allows you to pay bills, send money instantly, shop with discounts, and manage your finances on the go.

What are the key features of Monica?

Key features include Tag & Scan to Pay, shopping with discounts (5% on airtime and 1000+ gift cards), easy bill payments for utilities, instant money transfers within the network, a virtual dollar card for global shopping, and free bank withdrawals.

Is Monica free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, paid features, or in-app purchases, and it does not appear to be ad-supported.

How does Monica ensure security?

The app emphasizes top-notch security to ensure your funds are super secure. It facilitates instant and reliable transactions, allowing you to manage your money with peace of mind.

What are common use cases for Monica?

Common use cases include paying electricity and data bills, sending money to friends or family, making purchases with discounts, shopping internationally using the virtual dollar card, and topping up betting wallets.