Best Melio Payment Apps

231+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Looking for free melio payment apps? 20 of our 231+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Melio Payment

Melio Business Payments#1

Melio Business Payments by Melio Payments Inc.

A simpler way to pay vendors
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜(1.4K ratings)
Free
Melio Business Payments screenshot 1
Melio Business Payments screenshot 2
Melio Business Payments screenshot 3
Melio Business Payments screenshot 4
Melio Business Payments screenshot 5

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

What We Love

  • ๐Ÿš€ Fast and reliable payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Convenient mobile app

Room to Improve

  • ๐Ÿ› Unreliable customer support
  • ๐Ÿ”’ Strict account verification issues
  • ๐Ÿ› Payment failures with no explanation
Lopay: Payments & POS#2

Lopay: Payments & POS by LOPAY LTD

Business payments made simple
Strong Contender
๐Ÿ’ผ Business
4.8๐Ÿ˜(268 ratings)
Free
Lopay: Payments & POS screenshot 1
Lopay: Payments & POS screenshot 2
Lopay: Payments & POS screenshot 3
Lopay: Payments & POS screenshot 4
Lopay: Payments & POS screenshot 5
Lopay: Payments & POS screenshot 6

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

What We Love

  • ๐Ÿš€ Instant payouts
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ฐ Competitive fees
  • ๐Ÿ”’ Secure transactions

Room to Improve

  • ๐Ÿ› Connectivity issues
  • โฑ๏ธ Slow transaction approvals
  • ๐Ÿ”‹ Battery drain on card reader
JIM: Tap to Pay & Payment Link#3

JIM: Tap to Pay & Payment Link by CloudWalk, Inc.

Sell & Get Paid Now
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(8.6K ratings)
FreeAds
JIM: Tap to Pay & Payment Link screenshot 1
JIM: Tap to Pay & Payment Link screenshot 2
JIM: Tap to Pay & Payment Link screenshot 3
JIM: Tap to Pay & Payment Link screenshot 4
JIM: Tap to Pay & Payment Link screenshot 5

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • ๐Ÿฆ„ Unicorn features
  • ๐Ÿ’ณ Seamless Apple Pay integration
  • ๐Ÿ’ธ Great rates for freelancing

Room to Improve

  • ๐Ÿšซ Terminated accounts without reason
  • ๐Ÿค– Limited functionality beyond talking to a robot
  • ๐Ÿ’ฐ No way to withdraw funds after payment

More Melio Payment apps to explore

4
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
๐Ÿ’ผ Business
(6.4K)
free with in-app purchases
5
Invoice Simple: Invoice Maker
Invoice Simple: Invoice Maker
Invoice Simple: Invoice Maker
Receipt Generator & Templates
Free

Create and send professional invoices, estimates, and receipts quickly from your mobile device. This app helps individuals and growing businesses get organized, look professional, and get paid faster by accepting online payments.

Create invoices, estimates, and receiptsSend documents via email, text, or WhatsAppAccept online payments
๐Ÿ’ผ Business
(123K)
free with in-app purchases
6
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(63K)
free
7
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees
๐Ÿ’ฐ Finance
(35K)
free
8
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
Built for Field Service Teams
Free

Accept in-person or online card payments without a card reader. Create and send professional invoices for free, and manage unlimited team members with flexible roles and permissions. Enjoy secure, hassle-free payments with no hidden fees.

Tap-to-pay on iPhoneQR code and payment link generationAccepts multiple payment methods
๐Ÿ’ผ Business
(393)
free with in-app purchases
9
Saldo: POS & Tap to Pay
Saldo: POS & Tap to Pay
Saldo: POS & Tap to Pay
Accept payments with Stripe
Free
๐Ÿ’ผ Business
(0)
10
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(57K)
free
11
GameTime Wallet
GameTime Wallet
GameTime Wallet
by DiTronics Financial Services, LLC
Free

Manage your finances with a comprehensive wallet that supports P2P transfers, online banking, and payroll distribution. Track spending across gaming and betting platforms, and utilize contactless payments. Integrates with physical kiosks and various payment methods for seamless financial management.

P2P money transfersOnline bankingPayroll distribution
๐Ÿ’ฐ Finance
(2K)
free
12
Click SuperApp
Click SuperApp
Click SuperApp
ะžะฟะปะฐั‚ั‹ ะธ ะฟะตั€ะตะฒะพะดั‹ UZCARD HUMO
Free

Manage your finances with a comprehensive mobile application. Easily transfer funds between cards, pay bills, and access a virtual wallet. Enjoy convenient payment options like QR codes and NFC, with features for scheduled payments and loan repayment.

Card-to-Card TransfersClick WalletWidgets for quick payments
๐Ÿ’ฐ Finance
(2.5K)
freemium
13
BenefitPay
BenefitPay
BenefitPay
by THE BENEFIT COMPANY B.S.C. (C) CLOSED
Free

This app enables fast, secure, and convenient payments and fund transfers using your smart device within Bahrain. It supports various payment methods, including QR codes, bill payments, and international remittances, with features for managing accounts and tracking transactions.

Enroll payment instrumentsInstant bank transfers (Fawri+)QR code payments
๐Ÿ’ฐ Finance
(11K)
free
14
ThryvPay
ThryvPay
ThryvPay
Payment app for business
Free

Accept payments anywhere, anytime with this business app. It supports contactless, credit card, bank transfers, and digital wallet payments. Manage transactions, set up recurring payments, and offer financing options to your customers.

Accept all major credit cardsContactless payment optionsAutomated bank transfers
๐Ÿ’ผ Business
(46)
free
15
Banco Bradesco
Banco Bradesco
Banco Bradesco
Conta, crรฉdito, dรฉbito e mais!
Free

Manage your finances with a comprehensive banking app. Easily make payments, transfer money with Pix, track expenses, and access credit and investment options. It offers a digital wallet, bill payment features, and personalized offers through Open Finance.

Pix transfers and paymentsDigital wallet for cardsBill payment and search
๐Ÿ’ฐ Finance
(43K)
free
16
Moja mBanka Raiffeisen
Moja mBanka Raiffeisen
Moja mBanka Raiffeisen
Otvorite raฤun za 15 minuta
Free

Manage your finances with a comprehensive mobile banking app. Open accounts, make instant transfers, pay bills, and track investments. Offers advanced security features like biometric login and in-app messaging for seamless banking.

Open accounts in 15 minutesBiometric loginQR code bill payments
๐Ÿ’ฐ Finance
(2.2K)
free
17
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
๐Ÿ’ฐ Finance
(15K)
free
18
Collect for Stripe
Collect for Stripe
Collect for Stripe
Stripe-Powered Point of Sale
Free

Transform your device into a secure, feature-rich point of sale system directly integrated with your Stripe account. Process in-person payments instantly, manage products, subscriptions, and taxes, all while ensuring data security. Ideal for businesses looking to streamline their payment collection.

Stripe-powered in-person paymentsTap to Pay on iPhoneProduct management
๐Ÿ’ผ Business
(1.5K)
free with in-app purchases
19
Morse โ€” Money for who you are
Morse โ€” Money for who you are
Morse โ€” Money for who you are
Best way to send money abroad
Free

Send money internationally in seconds with no hidden fees. Receive payments from clients abroad directly into a virtual USD or EUR account. Transfers are secured and use mid-market exchange rates.

Send money to 140+ countriesNo hidden fees or markupsVirtual USD/EUR accounts for businesses
๐Ÿ’ฐ Finance
(503)
free with in-app purchases
20
Moje ING mobile
Moje ING mobile
Moje ING mobile
Mobile banking from age 6
Free

Manage all your banking needs from your mobile device, including checking balances, making transfers, paying bills, and applying for loans. Features include biometric login, mobile payments, and a dedicated section for kids to learn about finance.

Check account balance and historyBiometric login (fingerprint, face recognition)Mobile payments and transfers (BLIK)
๐Ÿ’ฐ Finance
(1.8K)
free

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