Best Melio Payment Apps

232+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Looking for free melio payment apps? 20 of our 232+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Melio Payment Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Melio Business PaymentsMelio Business PaymentsFree4.6โ˜… (1.4K)NoNoAug 2026
2Lopay: Payments & POSLopay: Payments & POSFree4.8โ˜… (278)NoNoAug 2026
3JIM: Tap to Pay & Payment LinkJIM: Tap to Pay & Payment LinkFree4.7โ˜… (11K)YesNoAug 2026
4Invoice Maker; Invoice SimpleInvoice Maker; Invoice SimpleFree4.9โ˜… (123K)NoYesAug 2026
5Razorpay - Accept Payments NowRazorpay - Accept Payments NowFree4.1โ˜… (23)NoNoAug 2026
6QuickBooks GoPayment POSQuickBooks GoPayment POSFree4.8โ˜… (6.4K)YesNoAug 2026
7iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8โ˜… (65K)NoNoAug 2026
8Monica - Pay, Send, BillsMonica - Pay, Send, BillsFree4.6โ˜… (14K)NoNoAug 2026

Top Picks for Melio Payment

Melio Business Payments#1

Melio Business Payments by Melio Payments Inc

A simpler way to pay vendors
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜(1.4K ratings)
Free
Melio Business Payments screenshot 1
Melio Business Payments screenshot 2
Melio Business Payments screenshot 3
Melio Business Payments screenshot 4
Melio Business Payments screenshot 5

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

What We Love

  • ๐Ÿš€ Fast and reliable payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Convenient mobile app

Room to Improve

  • ๐Ÿ› Unreliable customer support
  • ๐Ÿ”’ Strict account verification issues
  • ๐Ÿ› Payment failures with no explanation
Lopay: Payments & POS#2

Lopay: Payments & POS by LOPAY LTD

Business payments made simple
Strong Contender
๐Ÿ’ผ Business
4.8๐Ÿ˜(278 ratings)
Free
Lopay: Payments & POS screenshot 1
Lopay: Payments & POS screenshot 2
Lopay: Payments & POS screenshot 3
Lopay: Payments & POS screenshot 4
Lopay: Payments & POS screenshot 5
Lopay: Payments & POS screenshot 6

Accept payments easily on your mobile device or with a card reader. This app allows customers to add tips and provides clear income breakdowns. Get paid directly to your bank account with flexible payout options.

What We Love

  • ๐Ÿš€ Instant payouts
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ฐ Competitive fees
  • ๐Ÿ”’ Secure transactions

Room to Improve

  • ๐Ÿ› Connectivity issues
  • โฑ๏ธ Slow transaction approvals
  • ๐Ÿ”‹ Battery drain on card reader
JIM: Tap to Pay & Payment Link#3

JIM: Tap to Pay & Payment Link by CloudWalk, Inc.

Sell & Get Paid Now
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(11K ratings)
FreeAds
JIM: Tap to Pay & Payment Link screenshot 1
JIM: Tap to Pay & Payment Link screenshot 2
JIM: Tap to Pay & Payment Link screenshot 3
JIM: Tap to Pay & Payment Link screenshot 4
JIM: Tap to Pay & Payment Link screenshot 5
JIM: Tap to Pay & Payment Link screenshot 6

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

What We Love

  • ๐Ÿฆ„ Unicorn features
  • ๐Ÿ’ณ Seamless Apple Pay integration
  • ๐Ÿ’ธ Great rates for freelancing

Room to Improve

  • ๐Ÿšซ Terminated accounts without reason
  • ๐Ÿค– Limited functionality beyond talking to a robot
  • ๐Ÿ’ฐ No way to withdraw funds after payment

More Melio Payment apps to explore

4
Invoice Maker; Invoice Simple
Invoice Maker; Invoice Simple
Invoice Maker; Invoice Simple
Receipt Generator & Templates
Free

Create and send professional invoices, estimates, and receipts quickly from your mobile device. This app helps individuals and growing businesses get organized, look professional, and get paid faster by accepting online payments.

Create invoices, estimates, and receiptsSend documents via email, text, or WhatsAppAccept online payments
๐Ÿ’ผ Business
(123K)
free with in-app purchases
5
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Accept & track digital payment
Free

This app enables businesses to accept digital payments instantly through various methods like UPI, cards, and wallets. It simplifies payment tracking, allows for easy refunds, and supports both registered and unregistered businesses. Join a large community of businesses going cashless.

Accept payments via UPI, cards, wallets, net bankingInstant payment links for social media and emailTrack sales and digital payments in real-time
๐Ÿ’ฐ Finance
(23)
free with in-app purchases
6
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
๐Ÿ’ผ Business
(6.4K)
free with in-app purchases
7
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(65K)
free
8
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Monica - Pay, Send, Bills
Everything Money and Bills
Free

Manage your finances, pay bills, and shop with discounts all in one place. This app offers instant money transfers, secure transactions, and a virtual dollar card for global shopping. Enjoy free bank withdrawals and easy bill payments.

Tag & Scan to PayShop with DiscountsPay Bills with Ease
๐Ÿ’ฐ Finance
(14K)
free
9
myWisely: Mobile Banking
myWisely: Mobile Banking
myWisely: Mobile Banking
Get paid. Track spend. Save.
Free

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

Get paid up to 2 days earlySave for goals automaticallyNo hidden or overdraft fees
๐Ÿ’ฐ Finance
(35K)
free
10
Saldo: POS & Tap to Pay
Saldo: POS & Tap to Pay
Saldo: POS & Tap to Pay
Accept payments with Stripe
Free
๐Ÿ’ผ Business
(0)
11
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(63K)
free
12
My-OneApp
My-OneApp
My-OneApp
by Safaricom Limited
Free

Manage your mobile money transactions with ease. View your balance, send money, pay bills, and buy goods and services quickly. Secure login with biometrics and convenient access to frequent contacts and payment options.

View M-PESA balanceBiometric loginSend money via QR, contacts, or favorites
๐Ÿ’ฐ Finance
(74)
free with in-app purchases
13
fastPay
fastPay
fastPay
Pay with your mobile wallet!
Free

Manage all your financial transactions easily from anywhere. Load balance, send money 24/7, pay bills, top up transportation cards, and make contactless QR code payments with instant cashback. Easily pay credit card debt and mobile phone credit.

Load balance via bank card or EFT24/7 money transfersTop up public transportation cards
๐Ÿ’ฐ Finance
(47)
free with in-app purchases
14
Mobily Pay
Mobily Pay
Mobily Pay
by Etihad Digital Financial Company
Free

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

Visa card integrationWallet to wallet transfersLocal bank transfers (SARIE)
๐Ÿ’ฐ Finance
(3.6K)
free with in-app purchases
15
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
๐Ÿ’ฐ Finance
(4.1K)
free
16
ACH Banking
ACH Banking
ACH Banking
by eProdigy Financial LLC
Free

This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.

Secure payment processingMerchant onboardingACH payment acceptance
๐Ÿ’ผ Business
(12)
free
17
Stax Pay
Stax Pay
Stax Pay
All-in-one payments toolset
Free

This comprehensive payment processing toolset offers on-the-go business insights, cash flow management, and the ability to accept various payment types. It streamlines operations by allowing users to process refunds, send invoices, and manage customer data securely.

Accept Visa, MasterCard, Discover, and American ExpressProcess refunds and accept tipsSend invoices and manage customer data
๐Ÿ’ผ Business
(27)
free
18
SquareMe | Payments & Cards
SquareMe | Payments & Cards
SquareMe | Payments & Cards
Squareme
Free

This platform simplifies financial transactions in Nigeria, offering free money transfers, bill payments, and airtime top-ups. Users can also earn rewards and participate in draws for a chance to win cash prizes.

Free money transfers via phone numberMulti-contact transactionsAirtime and data top-ups
๐Ÿ’ฐ Finance
(22)
free with in-app purchases
19
Sahl ุณู‡ู„ - Payments Made Easy
Sahl ุณู‡ู„ - Payments Made Easy
Sahl ุณู‡ู„ - Payments Made Easy
One Stop For All Your Bills
Free

Manage, track, and pay all your bills from one secure app. This app offers hassle-free bill payments for utilities, mobile, subscriptions, and more. It's the only mobile app in Egypt to directly charge electricity cards from your phone.

Manage all bills in one placeDirect electricity card chargingTrack electricity card consumption
๐Ÿ’ฐ Finance
(9.9K)
free
20
Mobile Banking UniCredit
Mobile Banking UniCredit
Mobile Banking UniCredit
by UniCredit
Free

Manage your finances securely and conveniently from your smartphone. View accounts, make transfers, pay bills, and track expenses. You can even open a new account and use biometric login for added security.

View account balances and transactionsMake SEPA and extra SEPA transfersPay bills and top-up cards
๐Ÿ’ฐ Finance
(3.1K)
free

FAQ about Melio Payment

What are the best melio payment apps for iPhone?
Melio Business Payments tops our melio payment apps ranking as of July 2026, with a 4.6-star average from 1.4K App Store ratings, and it's free to download.
Yes โ€” 20 of the top melio payment apps we rank are free to download, including Melio Business Payments and Lopay: Payments & POS.
Melio Business Payments has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 232+ melio payment apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Melio is an all-in-one platform designed to simplify accounts payable and receivable for businesses. It allows you to pay vendors using various methods and get paid by clients digitally, all managed from your phone.
Key features include automating bill payments with flexible options like ACH, card, or check, creating and sending invoices on the go, accepting online payments, and syncing with accounting software like QuickBooks and Xero for seamless reconciliation.

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