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Melio Business Payments

Melio Business Payments

A simpler way to pay vendors

1.5K ratings
125 reviews
💼 Business
💰 Finance
Free

Details

Released
March 27, 2023
Updated
October 14, 2026

Features

Developer

Melio Payments Inc
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About

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

✓Automate bill payments
✓Flexible payment options
✓Global vendor payments
✓Create invoices on the go
✓Accept online payments
✓Sync with QuickBooks/Xero
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What users say about Melio Business Payments

Reviews of Melio Business Payments are mixed: the Finance app is rated 4.6/5 from 1.5K App Store ratings. What users like most: fast and reliable payments, user-friendly interface. Top complaints: unreliable customer support, strict account verification issues. Summarized from real user reviews.

Positive things

  • 🚀Fast and reliable payments
  • 👍User-friendly interface
  • 🔒Secure transactions
  • 💡Convenient mobile app
  • 🚀Streamlined payment process
  • 👍Multiple payment options
  • 🚀Efficient cash flow management

Negative things

  • 🐛Unreliable customer support
  • 🔒Strict account verification issues
  • 🐛Payment failures with no explanation
  • 🐛Unresponsive to user inquiries
  • 🐛Accounts being unexpectedly disabled
  • 🐛Lack of transparency on payment status
See all reviews

What's New in Melio Business Payments

2.23.0

October 14, 2026

Welcome to the latest Melio mobile experience—designed to give you greater visibility and control over every payment, right from your phone. A Brand-New Home Screen Get a unified view of your incoming and outgoing payments in one place, so you always know where your money stands. Streamlined Payment Tracking See all your recent payment activity on one centralized screen without switching between tabs to find what you need. Get Paid with Melio Request money by sending a professional invoice or simply sharing a payment link. Getting paid is now just a few taps away.

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User reviews

Most RecentHighest RatedLowest Rated

Don’t recommend

Don’t expect to talk to a live person. Unless you pay more monthly. Then their AI does not help.
I really hate working with this company
SSurprise75

Terrible service for employees

Not fast payments, as advertised. No customer support system to report issues. This is not a good service for accepting payments as an employee.
JJoshald33

Inconsistent delivery times for pay

The service advertises same day payments/instant transfers for 1099 employees directly to their checking accounts. Even issuing payments before a 2 PM cut off, they are often delayed and inconsistent.
RRobert9998&

Worst app

Worst app ever
LLiss1976handy1983

Worst company in the world

No Live people have tried to pay a bill for 30 solid days 25 emails to this terrible company
Horrible, horrible app
TPTerri Pritchard
See 120 more reviews

User experience

🐞

Reported Bugs

3 issues

Login issues when connecting through Intuit

Bug

Limited functionality compared to web version

Bug

Inconsistencies between app and website experience

Bug
✨

Requested Features

4 requests

Ability to receive payments and invoices through the app

Feature

Integration with accounting software like QuickBooks

Feature

Real-time payment tracking and status updates

Feature

Phone-based customer support option

Feature

FAQ

What does Melio Business Payments do?

Melio is an all-in-one platform designed to simplify accounts payable and receivable for businesses. It allows you to pay vendors using various methods and get paid by clients digitally, all managed from your phone.

What are the key features of Melio?

Key features include automating bill payments with flexible options like ACH, card, or check, creating and sending invoices on the go, accepting online payments, and syncing with accounting software like QuickBooks and Xero for seamless reconciliation.

Is Melio free to use?

Based on the provided information, the app is free to download and use. The platform handles the complexities of payments, allowing businesses to manage their finances without upfront costs for the core service.

What accounting software does Melio integrate with?

Melio offers a 2-way auto sync with popular accounting software such as QuickBooks and Xero. This integration helps keep your books accurate and streamlines the reconciliation process, though initial setup may require a web browser.

How can Melio help manage business cash flow?

Melio provides greater visibility and flexibility over your cash flow. You can schedule payments in advance, combine multiple bills for processing, and even use your credit card to pay bills to hold onto cash longer and potentially earn rewards.