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Lili - Business Banking

Lili - Business Banking

Banking for small businesses

6.9K ratings
212 reviews
💼 Business
💰 Finance
Free

Details

Released
May 24, 2019
Updated
November 10, 2026

Features

Developer

Lili Financial Services LTD
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Lili - Business Banking screenshot #1 for iPhone
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Lili - Business Banking screenshot #5 for iPhone
Lili - Business Banking screenshot #6 for iPhone
Lili - Business Banking screenshot #7 for iPhone
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About

This business banking platform offers fast payments, high-yield savings, and business credit solutions for small businesses. It integrates with popular accounting software and provides 7-day live support to help businesses manage their finances and grow.

✓High-speed payments (ACH, wires)
✓Up to 4.00% APY on savings
✓Access to business credit up to $250,000
✓Integrations with QuickBooks, Xero, Shopify
✓Team access with permissions
✓7-day live customer support
✓$3M FDIC insurance
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What users say about Lili

Reviews of Lili are mostly negative: the Finance app is rated 4.6/5 from 6.9K App Store ratings. What users like most: helpful for managing business and personal finances, useful for categorizing expenses and tracking tax savings. Top complaints: poor customer service and lack of responsiveness, security concerns with account access and information. Summarized from real user reviews.

Positive things

  • 💰Helpful for managing business and personal finances
  • 🗂️Useful for categorizing expenses and tracking tax savings
  • 🚀Convenient and easy to use app
  • 🤑No monthly fees

Negative things

  • 🤖Poor customer service and lack of responsiveness
  • 🔒Security concerns with account access and information
  • 💳Issues with debit card functionality and activation
  • ⏳Slow money transfers and account access
  • 🙅‍♀️Accounts being closed or restricted without explanation
See all reviews
+1

What's New in Lili

26.11.2

November 10, 2026

bug fixes

User reviews

Most RecentHighest RatedLowest Rated

Unusable

Had to change some information after not using for a while, and NOW I can't even log in and do what I need to.
JMJust Hangin out man

SO SLOW

Terribly slow loading both when opening the app to check balance or do ANYTHING.
CCodawinx

Physical card

Wish they provided a physical card.
Aayofghnejd

They have payment issues

I had to wait a whole extra week because they have direct deposit payment issues. This is the worst bank a business can have
DCDan car1

Do Not Trust Them

I am a very new business owner. I do realize, I am going to make mistakes. However, instant transfers (despite the .50 instant transfer fee) are not instant. They still take 3 days? I do not have any of the money I made, it is in pc limbo who knows where. They do not even know how to communicate with their clients they are servicing, no one has any information because I am online through my banking establishments. I mean thank heavens it was only a small sum of money, but now my family and I cannot even get the basics. I am so disheartened by the lack of integrity in this world.
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Jjhoney11
See 207 more reviews

User experience

🐞

Reported Bugs

2 issues

Inconsistent mobile deposit functionality

Bug

Incorrect account balance and transaction reporting

Bug
✨

Requested Features

4 requests

Instant transfer options between accounts

Feature

Ability to easily downgrade subscription plans

Feature

Support for linking to other payment platforms

Feature

Improved dispute resolution process

Feature

FAQ

What are the key features of Lili?

Lili offers advanced business banking with high-speed payments, up to 4.00% APY on savings, access to business credit, and seamless integrations with accounting software. It also provides team access and 7-day live support.

How does Lili help with business growth?

Lili supports business growth through features like fast payment processing, high-yield savings to grow capital, and access to business credit lines up to $250,000. Its integrations and team access also streamline operations.

Is Lili secure for business finances?

Yes, Lili accounts are insured up to $3 million through a network of FDIC-insured banks. It employs industry-grade encryption, fraud monitoring, multi-factor authentication, and real-time alerts for security.

What integrations does Lili offer?

Lili integrates with popular business tools such as QuickBooks, Xero, Stripe, Shopify, and Gusto, allowing for seamless data flow and streamlined financial management.

What are the savings account benefits with Lili?

The Lili Savings Account offers up to 4.00% APY with daily earnings and no lock-ups or penalties. There are no minimum balance requirements for the savings account.

Can I get a business credit line with Lili?

Yes, Lili provides access to a business line of credit up to $250,000. Applications can be completed in as little as 3 minutes, with funds potentially available the next business day.

What kind of customer support does Lili provide?

Lili offers 7-day live customer support and smart 24/7 assistance for quick answers. 83% of customers rate Lili support 9 or 10 out of 10, indicating high satisfaction with the support quality.

Does Lili have ads?

Lili does not have advertisements within its application, allowing for an uninterrupted user experience focused on financial management.