Best Business Banking Apps

4.8😐(35K ratings)

Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

🚀 Seamless onboarding and account setup
🔒 Robust security features
👍 Intuitive and user-friendly interface
🤑 Helpful tax and expense tracking features
💳 Convenient debit card with cash back
🤝 Smooth payment processing and invoicing

Room to Improve

🐛 Occasional app crashes and freezes
🕰️ Slow response times and delayed account updates
🚫 Limited customer support options
🔍 Unclear account closure policies
💸 Unexpected fees or account restrictions

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses

Strong Contender

4.8😞(20K ratings)

Free

Novo - Small Business Checking screenshot 1

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Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

🚀 Convenient mobile banking
👍 User-friendly app interface
💡 Useful features like Profit First accounts

Room to Improve

🐛 Buggy mobile deposit feature
🔒 Lack of transparency around security issues
👎 Slow and unhelpful customer support
🤖 Overreliance on chatbots instead of live agents
💸 Unexpected account closures and fund freezes

Mercury | Bank Differently by Mercury Technologies, Inc.

Business and personal accounts

Worth Considering

Banking for small businesses

4.9😐(13K ratings)

Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

What We Love

🚀 Robust platform for startups and small businesses
👍 Intuitive and user-friendly app
🔒 Secure banking experience
💡 Unique features like virtual and physical debit cards
🤝 Responsive and helpful customer support

Room to Improve

🕰️ Slow response times and delayed customer service
🔒 Overly intensive security measures causing login difficulties
🕰️ Slow check deposit and fund availability
🚫 Lack of phone support and only email-based communication
🤔 Unclear account approval and rejection criteria

More Business Banking apps to explore

Lili - Business Banking

Business checking accountSmart bookkeeping toolsTax preparation features

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

(6.9K)

Go beyond business as usual

Revolut Business

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

ZiFi®: Small Business Banking

(2.9K)

subscription

The Bank That Pays

Premium interest on savingsAt-cost merchant payment processingFee-free digital banking

This digital banking platform helps small businesses save and earn more. It offers premium interest rates on savings, at-cost payment processing, and dedicated business bankers. Manage your finances with fee-free digital banking and a business debit card.

(3)

Banking.* Bills. Invoices.

Relay | Business Banking

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

(3.7K)

Thread | Business Banking

Digital Business Banking

Simple account openingModern user experienceEfficient money movement

A digital banking platform designed for modern businesses and entrepreneurs. It simplifies banking tasks with integrated technology, saving time and effort. Focus on your business goals with an efficient and streamlined experience.

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Digital business checking accountManage cash flow and transactionsPay bills and deposit checks

Track sales and Send invoices

Create and send invoicesTrack sales trendsManage money and sales

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

💼 Business

(29K)

Microsoft Teams

Call. Chat. Collaborate

Community and team organization1-on-1 and group chatSecure audio and video calls

This app brings people together for community activities or work projects. It offers integrated chat, events, meetings, storage, and task management. Connect, collaborate, and get things done securely in one place.

💼 Business

(3.4M)

Moniepoint Business Banking

Mobile bank account|POS|Loans

Business bank account creationAccept online and offline paymentsPOS terminal requests

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

(16K)

Personal Finance and Invest

U.S. Bank Mobile Banking

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

(2.1M)

Digital Banking Solutions

PNC Mobile Banking

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

(2.1M)

Cards, CAD & USD Accounts, FX

Venn - Business Banking

Manage accounts and cardsProcess payments and FXTrack receipts and expenses

This platform helps Canadian businesses manage their finances efficiently. It offers a modern solution for handling accounts, payments, expenses, and foreign exchange. Spend less time on financial administration and more time growing your business.

💼 Business

(0)

Nav Business Funding Roadmap

Business credit and funding

Consolidated credit profilesCash flow monitoringCredit building tools

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

(22K)

Efficient Cash Flow Management

Amex Business Blueprint™

Consolidated account balance viewCash flow insights and graphsExpense tracking

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

(8.5K)

by FIRST NATIONAL BANK OF MANCHESTER

FNBM Business Banking

Pay bills and friendsDeposit checks remotelyView account balances

Manage your business finances on the go with this secure mobile banking app. Easily pay bills, deposit checks, view transactions, and transfer funds. Access customer service and locate branches or ATMs conveniently.

Meritrust Credit Union

Self-Service User AccessACH Approvals & Positive PayeStatements & Notifications

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

(8.3K)

by Dot Microfinance Bank Limited

Dot Business Banking App