Best Business Banking Apps

4.8😐(34K ratings)

Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

🚀 Seamless onboarding and account setup
🔒 Robust security features
👍 Intuitive and user-friendly interface
🤑 Helpful tax and expense tracking features
💳 Convenient debit card with cash back
🤝 Smooth payment processing and invoicing

Room to Improve

🐛 Occasional app crashes and freezes
🕰️ Slow response times and delayed account updates
🚫 Limited customer support options
🔍 Unclear account closure policies
💸 Unexpected fees or account restrictions

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses

Strong Contender

4.8😞(20K ratings)

Free

Novo - Small Business Checking screenshot 1

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This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

🚀 Convenient mobile banking
👍 User-friendly app interface
💡 Useful features like Profit First accounts

Room to Improve

🐛 Buggy mobile deposit feature
🔒 Lack of transparency around security issues
👎 Slow and unhelpful customer support
🤖 Overreliance on chatbots instead of live agents
💸 Unexpected account closures and fund freezes

Lili - Business Banking by Lili Financial Services LTD

Banking for small businesses

Worth Considering

Track sales and Send invoices

4.6😞(6.9K ratings)

Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

What We Love

💰 Helpful for managing business and personal finances
🗂️ Useful for categorizing expenses and tracking tax savings
🚀 Convenient and easy to use app
🤑 No monthly fees

Room to Improve

🤖 Poor customer service and lack of responsiveness
🔒 Security concerns with account access and information
💳 Issues with debit card functionality and activation
⏳ Slow money transfers and account access
🙅‍♀️ Accounts being closed or restricted without explanation

More Business Banking apps to explore

PayPal Business

Create and send invoicesTrack sales trendsManage money and sales

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

💼 Business

(29K)

ZiFi®: Small Business Banking

The Bank That Pays

Premium interest on savingsAt-cost merchant payment processingFee-free digital banking

This digital banking platform helps small businesses save and earn more. It offers premium interest rates on savings, at-cost payment processing, and dedicated business bankers. Manage your finances with fee-free digital banking and a business debit card.

Go beyond business as usual

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Banking.* Bills. Invoices.

(2.9K)

subscription

Relay | Business Banking

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

(3.6K)

Thread | Business Banking

Digital Business Banking

Simple account openingModern user experienceEfficient money movement

A digital banking platform designed for modern businesses and entrepreneurs. It simplifies banking tasks with integrated technology, saving time and effort. Focus on your business goals with an efficient and streamlined experience.

(1)

Mercury | Bank Differently

Business and personal accounts

Business bankingPersonal accountsPayment processing

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Moniepoint Business Banking

(13K)

freemium

Mobile bank account|POS|Loans

Business bank account creationAccept online and offline paymentsPOS terminal requests

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

(16K)

Microsoft Teams

Call. Chat. Collaborate

Community and team organization1-on-1 and group chatSecure audio and video calls

This app brings people together for community activities or work projects. It offers integrated chat, events, meetings, storage, and task management. Connect, collaborate, and get things done securely in one place.

💼 Business

(3.4M)

Efficient Cash Flow Management

Amex Business Blueprint™

Consolidated account balance viewCash flow insights and graphsExpense tracking

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

(8.5K)

Nav Business Funding Roadmap

Business credit and funding

Consolidated credit profilesCash flow monitoringCredit building tools

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

(22K)

Bluevine

Digital business checking accountManage cash flow and transactionsPay bills and deposit checks

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

(4.3K)

Cards, CAD & USD Accounts, FX

Venn - Business Banking

Manage accounts and cardsProcess payments and FXTrack receipts and expenses

This platform helps Canadian businesses manage their finances efficiently. It offers a modern solution for handling accounts, payments, expenses, and foreign exchange. Spend less time on financial administration and more time growing your business.

Digital Banking Solutions

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

(2M)

by Dot Microfinance Bank Limited

Dot Business Banking App

Personal Finance and Invest

(0)

U.S. Bank Mobile Banking

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

(2.1M)

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

(385K)

Citizens Bank of Ada Business

by Citizens Bank of Ada (inc)