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Mercury | Bank Differently

Mercury | Bank Differently

Business and personal accounts

12K ratings
283 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • May 13, 2020
  • August 6, 2026

Features

Developer

Mercury Technologies, Inc.
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About

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

✓Business banking
✓Personal accounts
✓Payment processing
✓Expense management
✓Invoicing
✓Bill pay
✓High-interest savings
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What users say

Summarized from real user reviews of Mercury | Bank Differently. Based on 12K reviews and a 4.9/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Robust platform for startups and small businesses
  • 👍Intuitive and user-friendly app
  • 🔒Secure banking experience
  • 💡Unique features like virtual and physical debit cards
  • 🤝Responsive and helpful customer support

Negative things

  • 🕰️Slow response times and delayed customer service
  • 🔒Overly intensive security measures causing login difficulties
  • 🕰️Slow check deposit and fund availability
  • 🚫Lack of phone support and only email-based communication
  • 🤔Unclear account approval and rejection criteria
See all reviews
+2

What's New in Mercury | Bank Differently

6.15.1

August 6, 2026

→ Bug fixes and improvements.

User reviews

Most RecentHighest RatedLowest Rated

Best financial app

Easily best banking app I’ve ever used
DH cornDH corn

Too Slow for Modern Business

I’ve been disappointed with Mercury. The bank feels very slow overall. Transfers take too long, there’s no Zelle support, and the IO card takes a long time to reflect funds from my account. Overall, it feels like an outdated banking platform that hasn’t kept up with modern business banking needs.
Jesus Danilo Marino PerezJesus Danilo Marino Perez

Need a PayPal type payment

As great as this bank has been , I would love an immediate payment method
DowntownzombiebrownDowntownzombiebrown

Server error

Literally stopped working won’t log in customer care didn’t even reply. Super terrifying when you have money in this application.
tBits16tBits16

slow and nonresponsive service

non direct banking, slow, unresponsive service - avoid
Sir LollipopSir Lollipop
See 278 more reviews

User experience

🐞

Reported Bugs

4 issues

Debit cards randomly stop working

Bug

Verification process often fails without explanation

Bug

Funds get held up between linked accounts

Bug

Inability to link external bank accounts

Bug
✨

Requested Features

5 requests

Add phone support and live chat

Feature

Reduce check deposit time

Feature

Increase transfer limits

Feature

Implement dark mode and customizable themes

Feature

Provide more detailed account and transaction information

Feature

FAQ

What does Mercury | Bank Differently do?

This app offers online banking services for both businesses and individuals. For businesses, it includes features like payment options, credit cards, expense management, invoicing, and bill pay. For personal use, it provides high-interest savings accounts, investing, and joint accounts.

What are the key features of Mercury | Bank Differently?

Key features include comprehensive business banking tools such as payment processing, expense management, and invoicing, alongside personal finance features like high-interest savings accounts and seamless investing. Both account types are managed entirely online.

How much does Mercury | Bank Differently cost?

Business banking with Mercury comes with free payment options. Personal accounts are available for an annual subscription fee of $240. Specific details on loan availability and other services may vary.

Is Mercury | Bank Differently available on all devices?

The description focuses on the online nature of the service and does not specify mobile app compatibility. However, it is designed to be accessible entirely online, suggesting broad accessibility.

Who is the target audience for this app?

The app is designed for entrepreneurs and business owners who need robust financial management tools, as well as ambitious individuals looking to optimize their personal finances with advanced features and high-yield savings.