Mercury | Bank Differently

Mercury | Bank Differently

Business and personal accounts

13K ratings
307 reviews
Free

Details

  • Released
  • Updated
  • May 13, 2020
  • September 14, 2026

Features

Mercury | Bank Differently screenshot #1 for iPhone
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Mercury | Bank Differently screenshot #3 for iPhone
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Mercury | Bank Differently screenshot #5 for iPhone
Mercury | Bank Differently screenshot #6 for iPhone
Mercury | Bank Differently screenshot #7 for iPhone
Mercury | Bank Differently screenshot #8 for iPhone
Mercury | Bank Differently screenshot #9 for iPhone
Mercury | Bank Differently screenshot #10 for iPhone
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About

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business banking
Personal accounts
Payment processing
Expense management
Invoicing
Bill pay
High-interest savings
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What users say

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+1

What's New in Mercury | Bank Differently

6.16.1

September 14, 2026

→ Minor improvements and bug fixes

Events

Read more about Mercury Spend

Mercury Spend

Cards and budgets for your team and agents.

Aug 11, 2026 Sep 11, 2026

User reviews

Excelencia!

Buen servicio, buena aplicación y, lo mejor, respaldada legalmente.

An Outstanding Banking App for Small Businesses

Mercury has become an incredibly practical and useful part of running my small business. The app is clean, intuitive, and makes managing business finances feel much more organized than traditional banking.

One of my favorite features is the ability to create and send professional invoices and payment links directly to clients. For a service-based business that handles bookings, this makes the entire process much easier—from confirming a booking and collecting payment to keeping a clear record of who paid, what the payment was for, and when it was received.

The bookkeeping and accounting features are also extremely valuable. Being able to categorize transactions, add detailed internal notes and payer memos, attach documentation, track income and expenses, and maintain organized records saves a tremendous amount of time. It makes reconciling transactions and preparing accurate records for accounting and tax purposes much more manageable.

I also appreciate how Mercury brings banking, invoicing, payments, transfers, transaction management, and financial organization together in one place. Instead of having to jump between several different services just to manage a booking and its payment, I can handle much of the financial side of my business directly through Mercury.

For a small business, especially a service-based company managing frequent client bookings and payments, Mercury provides the kind of simplicity, organization, and professional infrastructure that genuinely makes day-to-day operations easier.

Five stars from me. Mercury has become an essential tool for managing my business.
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Great platform, customer service lacking

1 million times better than PNC, mostly thoughtful design.

Best customer support

They respond very quickly and it just works

No, I’ll take my banking elsewhere

Used the account for business rental, 2 weeks later money still hasn’t been processed back into my account. Usually hits my other accounts within 2 hours. Think bank is not keeping up with the times. I’m still waiting for my deposits to be processed back into my account. Rental company released it as soon as I turned the car in.
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User experience

🐞

Reported Bugs

4 issues

Debit cards randomly stop working

Bug

Verification process often fails without explanation

Bug

Funds get held up between linked accounts

Bug

Inability to link external bank accounts

Bug

Requested Features

5 requests

Add phone support and live chat

Feature

Reduce check deposit time

Feature

Increase transfer limits

Feature

Implement dark mode and customizable themes

Feature

Provide more detailed account and transaction information

Feature

FAQ

What does Mercury | Bank Differently do?

This app offers online banking services for both businesses and individuals. For businesses, it includes features like payment options, credit cards, expense management, invoicing, and bill pay. For personal use, it provides high-interest savings accounts, investing, and joint accounts.

What are the key features of Mercury | Bank Differently?

Key features include comprehensive business banking tools such as payment processing, expense management, and invoicing, alongside personal finance features like high-interest savings accounts and seamless investing. Both account types are managed entirely online.

How much does Mercury | Bank Differently cost?

Business banking with Mercury comes with free payment options. Personal accounts are available for an annual subscription fee of $240. Specific details on loan availability and other services may vary.

Is Mercury | Bank Differently available on all devices?

The description focuses on the online nature of the service and does not specify mobile app compatibility. However, it is designed to be accessible entirely online, suggesting broad accessibility.

Who is the target audience for this app?

The app is designed for entrepreneurs and business owners who need robust financial management tools, as well as ambitious individuals looking to optimize their personal finances with advanced features and high-yield savings.