Mercury | Bank Differently

Mercury | Bank Differently

Business and personal accounts

13K ratings
287 reviews
Free

Details

  • Released
  • Updated
  • May 13, 2020
  • August 28, 2026

Features

Mercury | Bank Differently screenshot #1 for iPhone
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Mercury | Bank Differently screenshot #5 for iPhone
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Mercury | Bank Differently screenshot #7 for iPhone
Mercury | Bank Differently screenshot #8 for iPhone
Mercury | Bank Differently screenshot #9 for iPhone
Mercury | Bank Differently screenshot #10 for iPhone
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About

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business banking
Personal accounts
Payment processing
Expense management
Invoicing
Bill pay
High-interest savings
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What users say

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+1

What's New in Mercury | Bank Differently

6.15.4

August 28, 2026

→ Bug fixes and improvements

Events

Read more about Mercury Spend

Mercury Spend

Cards and budgets for your team and agents.

Aug 11, 2026 Sep 11, 2026

User reviews

Absolutely Fantastic!!

I love Mercury and the efficiency is amazing

Biz Credit

This is the most archaic and senseless app I have ever seen. USELESS and terribly inconvenient.

Not what it used to be

I used to be very happy with Mercury, but unfortunately the experience has gone downhill.

I’ve been dealing with an issue involving a discrepancy related to a money market fund conversion. Mercury has acknowledged that the problem is on their side, yet more than a week later, I’m still waiting for someone to properly investigate and resolve it.

Every day I’ve been told that someone will look into it or get back to me, but nothing actually moves forward. At the time of writing, the issue remains unresolved.

Banking is critical to any business, and when something goes wrong, you need to know your bank will take ownership and act quickly. That simply hasn’t been my experience here.

I genuinely liked Mercury, which makes this particularly disappointing. At this point, I’m questioning whether choosing a startup bank for our business was the right decision.
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Fix your app

“Something went wrong” every time I try to sign in with a passkey? And asking for a backup code instead of a normal 2fa code when I sign in with a password? I need to access my companies money I have people to pay!

Best financial app

Easily best banking app I’ve ever used

User experience

🐞

Reported Bugs

4 issues

Debit cards randomly stop working

Bug

Verification process often fails without explanation

Bug

Funds get held up between linked accounts

Bug

Inability to link external bank accounts

Bug

Requested Features

5 requests

Add phone support and live chat

Feature

Reduce check deposit time

Feature

Increase transfer limits

Feature

Implement dark mode and customizable themes

Feature

Provide more detailed account and transaction information

Feature

FAQ

What does Mercury | Bank Differently do?

This app offers online banking services for both businesses and individuals. For businesses, it includes features like payment options, credit cards, expense management, invoicing, and bill pay. For personal use, it provides high-interest savings accounts, investing, and joint accounts.

What are the key features of Mercury | Bank Differently?

Key features include comprehensive business banking tools such as payment processing, expense management, and invoicing, alongside personal finance features like high-interest savings accounts and seamless investing. Both account types are managed entirely online.

How much does Mercury | Bank Differently cost?

Business banking with Mercury comes with free payment options. Personal accounts are available for an annual subscription fee of $240. Specific details on loan availability and other services may vary.

Is Mercury | Bank Differently available on all devices?

The description focuses on the online nature of the service and does not specify mobile app compatibility. However, it is designed to be accessible entirely online, suggesting broad accessibility.

Who is the target audience for this app?

The app is designed for entrepreneurs and business owners who need robust financial management tools, as well as ambitious individuals looking to optimize their personal finances with advanced features and high-yield savings.