Mercury | Bank Differently User Reviews

Customer Experience

Positive experience64.3% of reviews
Neutral3.4% of reviews
Negative experience32.3% of reviews

~ Based on 291 written reviews from the US App Store.

What users say

Is Mercury | Bank Differently Safe?

Mercury | Bank Differently appears safe based on user ratings. AppsHunter Safety Score for Mercury | Bank Differently is 98/100.

This assessment is based on 12,690 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.3% of ratings point to a safe experience
0.6% of ratings suggest some concerns
2.1% of ratings point to a risky experience

~ Based on 12,690 App Store ratings for Mercury | Bank Differently.

Is Mercury | Bank Differently Legit?

Mercury | Bank Differently appears to be a legitimate app. AppsHunter Legitimacy Score for Mercury | Bank Differently is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Great way to do banking

Highly recommended for early digital entrepreneurs, congratulations team mercury keep improving and keep innovating.

Best Banking Experience

Everything is easy to use, fast, secure. Powerful tools. Recurring ACH is amazing

Check deposits

Takes too long to process mobile deposits. I’m used to having my funds available the next business day with Wells Fargo. Considering switching back to Wells Fargo because of this

Lost transaction

Just started banking with Mercury, the first international wire we were supposed to receive was lost, customer service has not yet found the transaction for over a month, even though it is registered as completed on the other bank. Nobody to talk to on customer service who can help. Very disappointing first experience.
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Absolutely Fantastic!!

I love Mercury and the efficiency is amazing

Biz Credit

This is the most archaic and senseless app I have ever seen. USELESS and terribly inconvenient.

Not what it used to be

I used to be very happy with Mercury, but unfortunately the experience has gone downhill.

I’ve been dealing with an issue involving a discrepancy related to a money market fund conversion. Mercury has acknowledged that the problem is on their side, yet more than a week later, I’m still waiting for someone to properly investigate and resolve it.

Every day I’ve been told that someone will look into it or get back to me, but nothing actually moves forward. At the time of writing, the issue remains unresolved.

Banking is critical to any business, and when something goes wrong, you need to know your bank will take ownership and act quickly. That simply hasn’t been my experience here.

I genuinely liked Mercury, which makes this particularly disappointing. At this point, I’m questioning whether choosing a startup bank for our business was the right decision.
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Fix your app

“Something went wrong” every time I try to sign in with a passkey? And asking for a backup code instead of a normal 2fa code when I sign in with a password? I need to access my companies money I have people to pay!

Best financial app

Easily best banking app I’ve ever used

Too Slow for Modern Business

I’ve been disappointed with Mercury. The bank feels very slow overall. Transfers take too long, there’s no Zelle support, and the IO card takes a long time to reflect funds from my account. Overall, it feels like an outdated banking platform that hasn’t kept up with modern business banking needs.

Need a PayPal type payment

As great as this bank has been , I would love an immediate payment method

Server error

Literally stopped working won’t log in customer care didn’t even reply. Super terrifying when you have money in this application.

slow and nonresponsive service

non direct banking, slow, unresponsive service - avoid

Don’t . No human customer service .

If you have any problems you have to deal with an AI chat bot and then a human via chat . I am glad I did not put more money in , because if you have a problem there is no help

Don’t bother

Recently opened an account as I’m creating a startup. I funded the startup account with my own money. The startup is legally registered as an LLC in Delaware. I started connecting the account to 3rd party platforms like WeFunder. And then suddenly, Mercury decided to close my account – with zero notice! They mailed a check with I have no way of depositing anywhere since *duh* my account was just closed. I wrote and provided all the legal documentation and paperwork proving my business is legitimate. No response.
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Super Useful

Orders of magnitude better than anything I have ever used for banking both as an app and overall experience, from onboarding to day to day use.

Best banking app

By far the best banking app I have ever used

Anticipation

I have had many bank accounts, and this is my first experience with a bank that anticipates my needs and set up a clear path and design for me to understand how the flow of my money is functioning. It also sets up automatic payments in certain way so that I can not be burdened with excessive administration and everything seems to be in the right place. I would also indicate that it occurs to me there's many more things that I can do with my relationship with Mercury that require me to be as smart as my bank and make use of them so I can learn
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Good

Perfectly blank perfectly everything is perfect

Owner

The most convenient bank for a business