Bluevine

Bluevine

Bluevine

4.2K ratings
182 reviews
Free

Details

  • Released
  • Updated
  • January 27, 2020
  • July 19, 2026

Features

Bluevine screenshot #1 for iPhone
Bluevine screenshot #2 for iPhone
Bluevine screenshot #3 for iPhone
Bluevine screenshot #4 for iPhone
Bluevine screenshot #5 for iPhone
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About

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Digital business checking account
Manage cash flow and transactions
Pay bills and deposit checks
Earn competitive interest on balances
No monthly or overdraft fees
Create up to 20 sub-accounts for budgeting
FDIC insured up to $3,000,000
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What users say

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+1

What's New in Bluevine

10.80.0

July 19, 2026

- Bug fixes

User reviews

Login stop working

This was working smoothly so far, but from July 20th, not able to login. No customer supper to help here.

Be aware of fraud

Opened the account, received debit cards, received payments in, and all of a sudden they closed the account for “security reasons”.
They mentioned that the money will be returned via check - since 6 weeks now waiting for that check.

Bluevine and Stripe

Do NOT use BlueVine if you intend to use Stripe for anything other than single payments. If you create BV account and connect it to Stripe, and want to set up a subscription, you can not. BV support is horrible at that point, pointing you to Stripe, who will then tell you that they (correctly) have no control over your BlueVine account, which is were Stripe was connected from. When you go back to BV, they will try to tell you it isn’t their fault, and to talk to Stripe again. It took FOUR back and fourths before BV admitted to being the ones needing to disconnect the account. One time, they even told me to close my Stripe account?! There is no way to close the account connection manually, either. No option exists for this in the mobile app or web dashboard. Absurd service, absurd integration complexity. I am currently in the process of switching my business bank after this travesty of customer support/success.
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Liars and lawbreakers

Absolute garbage company first they accept me then they deny me then they accept me and send me a debit card. I get the debit card. Talk to him. Try to activate it then I’m denied again. Do nothing but waste my time. They told me oh we’re having a bunch of technical issues right now and all these excuses but they can’t give me a reason of which why they denied me and then just hang up on people
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Closed My Accounts Mid-Call With No Explanation

Bluevine closed both of my business accounts without warning after I tried to deposit a $200,000 grant. Customer service refused to tell me why, even after escalation to a supervisor. They closed the accounts while I was still on the phone. I had payroll due the next day. They promised to overnight my funds and didn't. One check still hasn't arrived. Filed complaints with CFPB, FDIC, and BBB. Avoid for any real business banking needs.
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User experience

🐞

Reported Bugs

3 issues

Mobile check deposit failures

Bug

Inconsistent app performance

Bug

Account access and login problems

Bug

Requested Features

4 requests

Faster check deposit processing

Feature

Improved customer support and communication

Feature

Seamless integration with other financial apps

Feature

Expanded deposit and withdrawal options

Feature

FAQ

What does the Bluevine app do?

The Bluevine app provides a digital banking experience for businesses. It allows users to manage their cash flow, pay bills, track transactions, and deposit checks directly from their mobile devices. It's designed for a simple, all-in-one digital banking solution.

What are the key features of Bluevine Business Checking?

Key features include earning competitive interest on balances, no monthly fees or overdraft fees, and the ability to create up to 20 sub-accounts for budgeting. Users can also bank from anywhere, deposit checks, transfer funds, and pay bills via the app, with access to 37,000+ MoneyPass locations for deposits and withdrawals.

Is Bluevine Business Checking free to use?

The app itself is free to download and use. The description highlights 'NO MONTHLY FEES' for the checking account, meaning there are no monthly service charges or overdraft fees. There are also no minimum opening deposit or balance requirements.

What are the security features of Bluevine?

Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank and their program banks. The app employs industry-leading security protocols to protect user accounts, including the ability to instantly lock a debit card if it's lost or misplaced.

Who is Bluevine Business Checking designed for?

This app is thoughtfully designed for businesses, particularly small businesses, looking for a simple, all-in-one digital banking experience. It helps users manage their finances, budget effectively with multiple accounts, and conduct banking transactions conveniently from their phones.