Bluevine

Bluevine

Bluevine

4.3K ratings
191 reviews
Free

Details

  • Released
  • Updated
  • January 27, 2020
  • September 15, 2026

Features

Bluevine screenshot #1 for iPhone
Bluevine screenshot #2 for iPhone
Bluevine screenshot #3 for iPhone
Bluevine screenshot #4 for iPhone
Bluevine screenshot #5 for iPhone
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About

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Digital business checking account
Manage cash flow and transactions
Pay bills and deposit checks
Earn competitive interest on balances
No monthly or overdraft fees
Create up to 20 sub-accounts for budgeting
FDIC insured up to $3,000,000
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What users say

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What's New in Bluevine

10.84.0

September 15, 2026

- Bug fixes

User reviews

Check capture kinda sucks

Check capture kinda sucks

Proceed with caution

I’ve been using Bluevine for over a year and when I start doing business with bigger deposits, they said it would take 1 to 3 business days for the deposit to clear. It’s been over eight days and I still haven’t received my deposit. So beware and make sure you’re always checking your incoming deposits. It shouldn’t take them a week and a half. Don’t mess with people’s money.
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Worst Bank I Ever Had!! They will process things without your consent then closed your account.

This company will process anything and charge back without your consent. Then they will closed your account. So you want be able to get any statements for your taxes. It’s no opportunity here.. Please Avoid!!!!!

Each update logs me out

This stupid app keeps logging me out when they push a new update. No other app does this. FIX YOUR STUOID APP!!!

Learn how to write apps!

Nine-Day Hold on a Deposited Check, Not What I Expected From an Online Bank

I deposited a check on the 1st and was told it wouldn’t be released until the 9th. That’s a long time to wait for funds, especially from a bank that markets itself as fast and modern. When I reached out to my assigned banker for clarification, his response was short and just pointed to “standard process” with no real explanation or effort to help. I’ve banked with several institutions and have never had a check held this long. For a new customer, this isn’t a great first impression, and it’s made me hesitant to rely on Bluevine going forward.
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User experience

🐞

Reported Bugs

3 issues

Mobile check deposit failures

Bug

Inconsistent app performance

Bug

Account access and login problems

Bug

Requested Features

4 requests

Faster check deposit processing

Feature

Improved customer support and communication

Feature

Seamless integration with other financial apps

Feature

Expanded deposit and withdrawal options

Feature

FAQ

What does the Bluevine app do?

The Bluevine app provides a digital banking experience for businesses. It allows users to manage their cash flow, pay bills, track transactions, and deposit checks directly from their mobile devices. It's designed for a simple, all-in-one digital banking solution.

What are the key features of Bluevine Business Checking?

Key features include earning competitive interest on balances, no monthly fees or overdraft fees, and the ability to create up to 20 sub-accounts for budgeting. Users can also bank from anywhere, deposit checks, transfer funds, and pay bills via the app, with access to 37,000+ MoneyPass locations for deposits and withdrawals.

Is Bluevine Business Checking free to use?

The app itself is free to download and use. The description highlights 'NO MONTHLY FEES' for the checking account, meaning there are no monthly service charges or overdraft fees. There are also no minimum opening deposit or balance requirements.

What are the security features of Bluevine?

Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank and their program banks. The app employs industry-leading security protocols to protect user accounts, including the ability to instantly lock a debit card if it's lost or misplaced.

Who is Bluevine Business Checking designed for?

This app is thoughtfully designed for businesses, particularly small businesses, looking for a simple, all-in-one digital banking experience. It helps users manage their finances, budget effectively with multiple accounts, and conduct banking transactions conveniently from their phones.