Best Business Checking Apps

4.8😞(8.5K ratings)

Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

What We Love

🚀 Lightning-fast mobile check deposit
👍 Simple and straightforward app
💡 Convenient line of credit when needed

Room to Improve

🐛 Frequent login issues and app crashes
🔒 Lack of security features like Touch ID
💸 High interest rates and short repayment periods
🔍 Limited transaction details and account information

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses

Strong Contender

4.8😞(20K ratings)

Free

Novo - Small Business Checking screenshot 1

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Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

🚀 Convenient mobile banking
👍 User-friendly app interface
💡 Useful features like Profit First accounts

Room to Improve

🐛 Buggy mobile deposit feature
🔒 Lack of transparency around security issues
👎 Slow and unhelpful customer support
🤖 Overreliance on chatbots instead of live agents
💸 Unexpected account closures and fund freezes

Lili - Business Banking by Lili Financial Services LTD

Banking for small businesses

Worth Considering

Banking, Bookkeeping, & Taxes

4.6😞(7K ratings)

Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

What We Love

💰 Helpful for managing business and personal finances
🗂️ Useful for categorizing expenses and tracking tax savings
🚀 Convenient and easy to use app
🤑 No monthly fees

Room to Improve

🤖 Poor customer service and lack of responsiveness
🔒 Security concerns with account access and information
💳 Issues with debit card functionality and activation
⏳ Slow money transfers and account access
🙅‍♀️ Accounts being closed or restricted without explanation

More Business Checking apps to explore

Found: Business Banking

Business checking accountAutomated expense trackingDigital receipt saving

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

(35K)

Bluevine

Digital business checking accountManage cash flow and transactionsPay bills and deposit checks

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

(4.3K)

Banking.* Bills. Invoices.

Relay | Business Banking

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

(3.8K)

Mercury | Bank Differently

Business and personal accounts

Business and personal accountsFree payment optionsCredit cards

This app offers business and personal banking solutions designed for entrepreneurs and ambitious individuals. It provides features like payment options, credit cards, expense management, invoicing, and AI-powered financial assistance. Access high-yield savings and unlimited USD wires with an annual subscription.

(14K)

SkyFi Business Checking

SkyFi

Same-day, no-cost ACH transfersWire payments for fast, high-value transfersSame-day bill pay between external accounts

Manage your business finances with a digital banking solution offering free same-day ACH transfers, wire payments, and bill pay between external accounts. Experience competitive rates and reliable service for your business banking needs.

(22)

NetSpend Small Business

by Netspend Corporation

Separate business and personal expensesOrganize transactions for tax preparationAccept payments on the go

Manage your business finances on the go. Easily track income and expenses, simplify tax preparation with organized transactions, and accept payments directly through the app. Keep business and personal finances separate for better control.

by MONTY FINANCE S.A.L

Fundbox - Small Business Loans

💼 Business

(0)

Fast, revolving line of credit

Revolving line of creditFast access to fundsPayment history details

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

(2.4K)

Intelligent Hub

Omnissa Workspace ONE

Unified onboarding and service catalogMobile device and app managementCorporate directory search

This app provides a unified experience for employees, offering streamlined onboarding, a service catalog, and access to essential tools like people search and notifications. It enhances security, compliance, and productivity by centralizing corporate resources and communication.

💼 Business

(87K)

Nav Business Funding Roadmap

Business credit and funding

Consolidated credit profilesCash flow monitoringCredit building tools

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

(22K)

FirstBank Florida Business

by FIRSTBANK OF PUERTO RICO

Account balance checksTransaction history viewingRemote check deposit

Manage your business banking accounts conveniently and securely on the go. Check balances, view transactions, deposit checks remotely, and approve important financial activities. Getting started is simple with your existing online credentials.

Reboot business banking

Digital business account openingVirtual card creationInvoice management

This app offers a digital platform for businesses to manage their finances. It provides tools for account opening, virtual card creation, invoice management, VAT filing, and financial reporting, all with transparent, real-time transactions.

(330)

Community - Business Deposit

by Cedar Rapids Bank and Trust Company

by Hickory Point Bank & Trust

by American National Bank of Minnesota

by KBC Global Services NV

M&F Bank Mobiliti Business

(0)

by MECHANICS & FARMERS BANK