Best Business Checking Apps

216+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

If you already know Novo, this is the deeper bench. 216+ business checking apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for Business Checking

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • ๐Ÿš€ Convenient mobile banking
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ก Useful features like Profit First accounts

Room to Improve

  • ๐Ÿ› Buggy mobile deposit feature
  • ๐Ÿ”’ Lack of transparency around security issues
  • ๐Ÿ‘Ž Slow and unhelpful customer support
Found: Business Banking#2

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(31K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • ๐Ÿš€ Seamless onboarding and account setup
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ Intuitive and user-friendly interface
  • ๐Ÿค‘ Helpful tax and expense tracking features

Room to Improve

  • ๐Ÿ› Occasional app crashes and freezes
  • ๐Ÿ•ฐ๏ธ Slow response times and delayed account updates
  • ๐Ÿšซ Limited customer support options
Bluevine#3

Bluevine by Bluevine Capital Inc.

Bluevine
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(4.2K ratings)
Free
Bluevine screenshot 1
Bluevine screenshot 2
Bluevine screenshot 3
Bluevine screenshot 4
Bluevine screenshot 5

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

What We Love

  • ๐Ÿ’ก Great for small businesses
  • ๐Ÿš€ Instant access to funds
  • ๐Ÿค‘ Good interest rates

Room to Improve

  • ๐Ÿ› Frequent app crashes and login issues
  • โฑ๏ธ Slow check deposit processing
  • ๐Ÿค– Poor customer service and support

More Business Checking apps to explore

4
Amex Business Blueprintโ„ข
Amex Business Blueprintโ„ข
Amex Business Blueprintโ„ข
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
๐Ÿ’ฐ Finance
(8.5K)
free
5
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking, Accounting & Taxes
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
๐Ÿ’ฐ Finance
(7K)
free with in-app purchases
6
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

Revolving line of creditFast access to fundsPayment history details
๐Ÿ’ฐ Finance
(2.4K)
free with in-app purchases
7
Intelligent Hub
Intelligent Hub
Intelligent Hub
Omnissa Workspace ONE
Free

This app provides a unified experience for employees, offering streamlined onboarding, a service catalog, and access to essential tools like people search and notifications. It enhances security, compliance, and productivity by centralizing corporate resources and communication.

Unified onboarding and service catalogMobile device and app managementCorporate directory search
๐Ÿ’ผ Business
(83K)
free
8
SkyFi Business Checking
SkyFi Business Checking
SkyFi Business Checking
SkyFi
Free

Manage your business finances with a digital banking solution offering free same-day ACH transfers, wire payments, and bill pay between external accounts. Experience competitive rates and reliable service for your business banking needs.

Same-day, no-cost ACH transfersWire payments for fast, high-value transfersSame-day bill pay between external accounts
๐Ÿ’ฐ Finance
(22)
free
9
Slash Banking
Slash Banking
Slash Banking
Banking for entrepreneurs
Free

This app provides comprehensive banking services for businesses, offering physical and virtual cards, unlimited transfers, and seamless integration with accounting software. Manage multiple business accounts from a single, intuitive interface.

Physical and virtual team cardsUnlimited domestic and international transfersMulti-business account management
๐Ÿ’ฐ Finance
(271)
free with in-app purchases
10
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing
๐Ÿ’ฐ Finance
(12K)
freemium
11
Nav Business Credit Builder
Nav Business Credit Builder
Nav Business Credit Builder
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
๐Ÿ’ฐ Finance
(22K)
free with in-app purchases
12
NetSpend Small Business
NetSpend Small Business
NetSpend Small Business
by NETSPEND CORPORATION
Free

Manage your business finances on the go. Easily track income and expenses, simplify tax preparation with organized transactions, and accept payments directly through the app. Keep business and personal finances separate for better control.

Separate business and personal expensesOrganize transactions for tax preparationAccept payments on the go
๐Ÿ’ฐ Finance
(30)
free
13
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Accounting & Invoicing with AI
Free

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

Accept contactless payments via phoneCreate and send invoices from photosCapture leads from emails with AI
๐Ÿ’ผ Business
(248K)
subscription
14
ZenBusiness: LLC Formation
ZenBusiness: LLC Formation
ZenBusiness: LLC Formation
Launch & Protect Your Business
Free

Launch and manage your business with confidence. This app offers AI-powered tools and expert support for forming your LLC, staying compliant, accessing legal documents, and managing finances. Get help with taxes, permits, and crucial business requirements on the go.

Business formation with real-time trackerCompliance calendar and scoreMeeting minutes tool
๐Ÿ’ผ Business
(1.7K)
free with in-app purchases
15
Central Bank - Mobile
Central Bank - Mobile
Central Bank - Mobile
by Central Bancompany, Inc
Free

Manage your finances on the go with features like mobile check deposit, bill pay, and fund transfers. Securely send money to friends and family, set up custom alerts, and track your spending with ease. Access your accounts quickly and conveniently from your smartphone.

Mobile check depositBill payFund transfers
๐Ÿ’ฐ Finance
(54K)
free
16
My Verizon For Business
My Verizon For Business
My Verizon For Business
by Verizon Wireless
Free

Manage your business mobile accounts and operations on the go. This app provides tools to handle devices, bills, orders, and upgrades, ensuring your business stays connected and efficient.

Personalized recommendationsDevice and equipment managementBill review and payment
๐Ÿ’ผ Business
(135K)
free
17
Navy Federal Credit Union
Navy Federal Credit Union
Navy Federal Credit Union
Our Members are the Mission
Free

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

Account managementBill paymentsFund transfers
๐Ÿ’ฐ Finance
(815K)
free
18
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
๐Ÿ’ผ Business
(601K)
free with in-app purchases
19
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with ZelleยฎDeposit checks with increased limits
๐Ÿ’ฐ Finance
(2.1M)
free with in-app purchases
20
Jefferson Bank - Mobile
Jefferson Bank - Mobile
Jefferson Bank - Mobile
by Central Bancompany, Inc
Free

Manage your finances on the go with this mobile banking app. Track spending, deposit checks, pay bills, transfer funds, and send money securely. Features include automatic savings round-ups, biometric login, and customizable alerts.

Mobile check depositBill pay managementFund transfers
๐Ÿ’ฐ Finance
(3K)
free

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