Best Business Checking Apps

247+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

If you already know Novo, this is the deeper bench. 247+ business checking apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Business Checking Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoOct 2026
2BluevineBluevineFree4.7★ (4.3K)NoNoOct 2026
3Relay | Business BankingRelay | Business BankingFree4.8★ (3.7K)NoNoOct 2026
4Found: Business BankingFound: Business BankingFree4.8★ (34K)NoNoOct 2026
5Amex Business Blueprint™Amex Business Blueprint™Free4.8★ (8.5K)NoNoOct 2026
6Lili - Business BankingLili - Business BankingFree4.6★ (6.9K)NoNoOct 2026
7MyMonty BusinessMyMonty BusinessFree—YesNoJul 2026
8Mercury | Bank DifferentlyMercury | Bank DifferentlyFree4.9★ (13K)NoNoOct 2026

Top Picks for Business Checking

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
  • 🤖 Overreliance on chatbots instead of live agents
  • 💸 Unexpected account closures and fund freezes
Bluevine#2

Bluevine by Bluevine Capital

Bluevine
Strong Contender
💰 Finance
4.7😞(4.3K ratings)
Free
Bluevine screenshot 1
Bluevine screenshot 2
Bluevine screenshot 3
Bluevine screenshot 4
Bluevine screenshot 5

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

What We Love

  • 💡 Great for small businesses
  • 🚀 Instant access to funds
  • 🤑 Good interest rates

Room to Improve

  • 🐛 Frequent app crashes and login issues
  • ⏱️ Slow check deposit processing
  • 🤖 Poor customer service and support
  • 🔒 Security concerns and account freezes
  • 💸 Unexpected fees and hold on funds
Relay | Business Banking#3

Relay | Business Banking by Relay Financial Technologies Inc

Banking.* Bills. Invoices.
Worth Considering
💰 Finance
4.8😞(3.7K ratings)
Free
Relay | Business Banking screenshot 1
Relay | Business Banking screenshot 2
Relay | Business Banking screenshot 3
Relay | Business Banking screenshot 4
Relay | Business Banking screenshot 5
Relay | Business Banking screenshot 6

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

What We Love

  • 🚀 Easy to use
  • 🚀 Great for business banking
  • 🚀 Helpful customer service
  • 🚀 Useful features like virtual cards
  • 🚀 Profit First integration

Room to Improve

  • 🐛 App crashes and bugs
  • 🐛 Slow check deposit times
  • 🐛 Account freezing and verification issues
  • 🐛 Poor communication from support
  • 🐛 Unreliable transactions and transfers

More Business Checking apps to explore

FAQ about Business Checking

What are the best business checking apps for iPhone?
Novo - Small Business Checking tops our business checking apps ranking as of October 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes — 20 of the top business checking apps we rank are free to download, including Novo - Small Business Checking and Bluevine.
Novo - Small Business Checking has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 247+ business checking apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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