Best Business Checking Small Apps

245+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good business checking small apps. We benchmark 245+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Business Checking Small Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoAug 2026
2Found: Business BankingFound: Business BankingFree4.8★ (33K)NoNoAug 2026
3WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026
4Google MapsGoogle MapsFree4.7★ (7.3M)YesYesAug 2026
5Amazon Business: B2B ShoppingAmazon Business: B2B ShoppingFree4.8★ (18K)YesNoAug 2026
6Relay | Business BankingRelay | Business BankingFree4.8★ (3.5K)NoNoAug 2026
7Lili - Business BankingLili - Business BankingFree4.6★ (6.9K)NoNoAug 2026
8Intuit QuickBooks for BusinessIntuit QuickBooks for BusinessFree4.7★ (261K)NoYesAug 2026

Top Picks for Business Checking Small

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Found: Business Banking#2

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Strong Contender
💰 Finance
4.8😐(33K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • 🚀 Seamless onboarding and account setup
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly interface
  • 🤑 Helpful tax and expense tracking features

Room to Improve

  • 🐛 Occasional app crashes and freezes
  • 🕰️ Slow response times and delayed account updates
  • 🚫 Limited customer support options
WhatsApp Messenger#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Worth Considering
🌐 Social Networking
4.7😊(18M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)

More Business Checking Small apps to explore

4
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
🗺️ Navigation
(7.3M)
free with in-app purchases
5
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Amazon Business: B2B Shopping
Seller & Wholesale Marketplace
Free

This app is a comprehensive B2B marketplace designed for businesses of all sizes. It offers wholesale prices, business-only deals, and tools to manage purchases, track spending, and streamline procurement. Separate business and personal shopping with ease.

B2B store with wholesale pricesTrack and manage business purchasesThree-way match for package receiving
💼 Business
(18K)
free with in-app purchases
6
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking.* Bills. Invoices.
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.5K)
free
7
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking for small businesses
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
💰 Finance
(6.9K)
free with in-app purchases
8
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Invoices, expenses & receipts
Free

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

Accept contactless payments via phoneCreate and send invoices from photosCapture leads from emails with AI
💼 Business
(261K)
subscription
9
MidFirst Bank Business Mobile
MidFirst Bank Business Mobile
MidFirst Bank Business Mobile
by MidFirst Bank
Free

Manage your business finances conveniently from anywhere. This app allows you to view account balances, transfer funds between accounts, pay bills, and deposit checks directly from your mobile device.

Check account balancesSearch recent transactionsTransfer money between accounts
💰 Finance
(45)
free
10
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
💰 Finance
(15K)
free with in-app purchases
11
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
💰 Finance
(22K)
free with in-app purchases
12
Podium - Small Business Tools
Podium - Small Business Tools
Podium - Small Business Tools
Messaging, Payments, Marketing
Free

Manage all customer communications in one inbox, from payments and reviews to marketing messages. This platform helps local businesses streamline interactions, collect payments, and improve their online reputation.

Unified customer inboxAutomated review invitationsBulk text marketing
💼 Business
(31K)
ad-supported
13
NetSpend Small Business
NetSpend Small Business
NetSpend Small Business
by NETSPEND CORPORATION
Free

Manage your business finances on the go. Easily track income and expenses, simplify tax preparation with organized transactions, and accept payments directly through the app. Keep business and personal finances separate for better control.

Separate business and personal expensesOrganize transactions for tax preparationAccept payments on the go
💰 Finance
(30)
free
14
Eastern Small Business
Eastern Small Business
Eastern Small Business
by Eastern Bank Corporation
Free

Manage your business finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks from anywhere. Locate nearby branches and ATMs with ease.

Check account balancesSearch recent transactionsSchedule bill payments
💰 Finance
(3)
free
15
Amex Business Blueprint™
Amex Business Blueprint™
Amex Business Blueprint™
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
💰 Finance
(8.5K)
free
16
Central Bank - Business
Central Bank - Business
Central Bank - Business
by Central Bancompany
Free

Manage your business finances conveniently from your mobile device. Perform account management, funds transfers, bill payments, and check deposits securely. Enhance fraud protection and go paperless with extended statement history.

Biometric loginMobile check depositAccount management
💰 Finance
(26)
free
17
Small Business Bank
Small Business Bank
Small Business Bank
by Small Business Bank Corp.
Free

This mobile banking app is designed for small and microbusinesses, offering a secure and convenient way to manage finances on the go. It provides features like free business checking, mobile payments, check deposits, and high-yield savings accounts, all accessible through a user-friendly interface.

Free business checking accountsMobile payments and check depositsHigh-yield savings accounts
💰 Finance
(1)
free
18
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fundbox - Small Business Loans
Fast, revolving line of credit
Free

Access a revolving line of credit for your business with a streamlined mobile experience. Track payments, view debit details, and enjoy faster navigation. Get quick access to funds to support your business needs.

Revolving line of creditFast access to fundsPayment history details
💰 Finance
(2.4K)
free with in-app purchases
19
Bluevine
Bluevine
Bluevine
Bluevine
Free

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Digital business checking accountManage cash flow and transactionsPay bills and deposit checks
💰 Finance
(4.2K)
free
20
ZiFi®: Small Business Banking
ZiFi®: Small Business Banking
ZiFi®: Small Business Banking
The Bank That Pays
Free

This digital banking platform helps small businesses save and earn more. It offers premium interest rates on savings, at-cost payment processing, and dedicated business bankers. Manage your finances with fee-free digital banking and a business debit card.

Premium interest on savingsAt-cost merchant payment processingFee-free digital banking
💰 Finance
(1)
free

FAQ about Business Checking Small

What are the best business checking small apps for iPhone?
Novo - Small Business Checking tops our business checking small apps ranking as of August 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes — 20 of the top business checking small apps we rank are free to download, including Novo - Small Business Checking and Found: Business Banking.
Novo - Small Business Checking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 245+ business checking small apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Novo is a fintech company that provides a digital checking account specifically built for modern small businesses. While not a bank itself, it offers banking services through Middlesex Federal Savings, F.A., a Member FDIC. It provides a suite of free banking tools accessible through its app to help businesses manage their finances.
Key features include a quick online application process, free banking tools, control over your debit card, bill payment capabilities, ACH transfers, check deposits, transaction categorization, and the ability to set aside funds in Reserves. You also receive a physical and virtual debit card for payments and fee-free ATM withdrawals.