Best Business Checking Account Apps

4.8😐(34K ratings)

Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

🚀 Seamless onboarding and account setup
🔒 Robust security features
👍 Intuitive and user-friendly interface
🤑 Helpful tax and expense tracking features
💳 Convenient debit card with cash back
🤝 Smooth payment processing and invoicing

Room to Improve

🐛 Occasional app crashes and freezes
🕰️ Slow response times and delayed account updates
🚫 Limited customer support options
🔍 Unclear account closure policies
💸 Unexpected fees or account restrictions

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses

Strong Contender

4.8😞(20K ratings)

Free

Novo - Small Business Checking screenshot 1

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This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

🚀 Convenient mobile banking
👍 User-friendly app interface
💡 Useful features like Profit First accounts

Room to Improve

🐛 Buggy mobile deposit feature
🔒 Lack of transparency around security issues
👎 Slow and unhelpful customer support
🤖 Overreliance on chatbots instead of live agents
💸 Unexpected account closures and fund freezes

Bluevine by Bluevine Capital

Bluevine

Worth Considering

Banking for small businesses

4.7😞(4.3K ratings)

Free

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

What We Love

💡 Great for small businesses
🚀 Instant access to funds
🤑 Good interest rates

Room to Improve

🐛 Frequent app crashes and login issues
⏱️ Slow check deposit processing
🤖 Poor customer service and support
🔒 Security concerns and account freezes
💸 Unexpected fees and hold on funds

More Business Checking Account apps to explore

Lili - Business Banking

Business checking accountSmart bookkeeping toolsTax preparation features

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

(6.9K)

Efficient Cash Flow Management

Amex Business Blueprint™

Consolidated account balance viewCash flow insights and graphsExpense tracking

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Personal Finance and Invest

(8.5K)

free

U.S. Bank Mobile Banking

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

(2.1M)

Go beyond business as usual

Revolut Business

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Banking.* Bills. Invoices.

(2.9K)

subscription

Relay | Business Banking

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

Meritrust Credit Union

Self-Service User AccessACH Approvals & Positive PayeStatements & Notifications

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

(8.3K)

Online checking and savings

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Business & personal banking

Fast online business account applicationNo credit check requiredAccept payments immediately

Open a business bank account online in minutes with a fast application and instant decision. Manage spending, track transactions, and keep your money safe with advanced security features. Designed for small to medium businesses and sole traders.

by Marquette Savings Bank

(202)

free

MobileMarquette Business

Making Trade possible for SMEs

Moniepoint Business Banking

💼 Business

(0)

Mobile bank account|POS|Loans

Business bank account creationAccept online and offline paymentsPOS terminal requests

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

(16K)

by California Business Bank

California Business Bank

Check account balancesSearch recent transactionsTransfer funds between accounts

Manage your business finances conveniently from your mobile device. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. This app is designed for existing California Business Bank online banking customers.

Nav Business Funding Roadmap

Business credit and funding

Consolidated credit profilesCash flow monitoringCredit building tools

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

(22K)

by Premier Community Bank WI

PCB Business

Smart Business Bank Account

(0)

Xonder Business Account

Secure business bankingEffortless account setupUK payments

Open a business current account quickly and manage your finances with ease. This app offers secure banking, effortless setup, and tools for tracking income, spending, and expenses. It's designed for small businesses seeking a streamlined financial experience.

This business banking app helps companies scale by offering quick account opening, interest on idle cash, and secure payment processing. It provides tools for team management, expense categorization, and seamless integration with accounting software.

Quick account opening in daysEarn interest on idle cashSecure payment processing