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Best Business Checking Account Apps

230+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Finding the right business checking account app can be overwhelming with so many options. We've analyzed 230+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Business Checking Account

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
Found: Business Banking#2

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Strong Contender
💰 Finance
4.8😐(32K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • 🚀 Seamless onboarding and account setup
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly interface
  • 🤑 Helpful tax and expense tracking features

Room to Improve

  • 🐛 Occasional app crashes and freezes
  • 🕰️ Slow response times and delayed account updates
  • 🚫 Limited customer support options
Lili - Business Banking#3

Lili - Business Banking by Lili Financial Services LTD

Banking, Accounting & Taxes
Worth Considering
💰 Finance
4.6😞(6.9K ratings)
Free
Lili - Business Banking screenshot 1
Lili - Business Banking screenshot 2
Lili - Business Banking screenshot 3
Lili - Business Banking screenshot 4
Lili - Business Banking screenshot 5
Lili - Business Banking screenshot 6

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

What We Love

  • 💰 Helpful for managing business and personal finances
  • 🗂️ Useful for categorizing expenses and tracking tax savings
  • 🚀 Convenient and easy to use app
  • 🤑 No monthly fees

Room to Improve

  • 🤖 Poor customer service and lack of responsiveness
  • 🔒 Security concerns with account access and information
  • 💳 Issues with debit card functionality and activation

More Business Checking Account apps to explore

4
Revolut Business
Revolut Business
Revolut Business
Banking für dein Unternehmen
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
💰 Finance
(2.7K)
subscription
5
Byline: Personal & Business
Byline: Personal & Business
Byline: Personal & Business
Personal & Business Banking
Free

Manage your personal and business finances securely from your mobile device. View balances, transfer funds, deposit checks, pay bills, and send money with Zelle. Offers advanced features like debit card management, transaction alerts, and financial planning tools.

View account balances and transactionsTransfer funds between accountsMobile check deposit
💰 Finance
(6.8K)
free
6
Amex Business Blueprint™
Amex Business Blueprint™
Amex Business Blueprint™
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
💰 Finance
(8.5K)
free
7
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(57K)
free
8
Bluevine
Bluevine
Bluevine
Bluevine
Free

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

Digital business checking accountManage cash flow and transactionsPay bills and deposit checks
💰 Finance
(4.2K)
free
9
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Intuit QuickBooks for Business
Accounting & Invoicing with AI
Free

Manage your business finances on the go with AI-powered accounting and invoicing tools. Accept payments, track expenses, generate invoices from photos, and automatically track mileage for tax deductions. Syncs with your online account for up-to-date financial data.

Accept contactless payments via phoneCreate and send invoices from photosCapture leads from emails with AI
💼 Business
(249K)
subscription
10
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
11
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits
💰 Finance
(2.1M)
free with in-app purchases
12
Meta Business Suite
Meta Business Suite
Meta Business Suite
by Meta Platforms, Inc.
Free

Manage your business presence across Facebook and Instagram. Create, schedule, and post content, engage with customers through unified messaging, and track performance with insightful analytics. Stay organized with notifications and a to-do list.

Create, schedule, and manage posts and storiesUnified inbox for messages and commentsAutomate responses
💼 Business
(484K)
ad-supported
13
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
💰 Finance
(3.3K)
free
14
Meritrust Business
Meritrust Business
Meritrust Business
Meritrust Credit Union
Free

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Self-Service User AccessACH Approvals & Positive PayeStatements & Notifications
💰 Finance
(8.2K)
free with in-app purchases
15
ESL Business Mobile Banking
ESL Business Mobile Banking
ESL Business Mobile Banking
by ESL Federal Credit Union
Free

Manage your business finances conveniently and securely from your mobile device. Perform transactions, deposit checks, and access branch information anytime, anywhere. This app offers robust security features to protect your financial data.

Check balances and transaction historyTransfer funds between accountsPay bills
💰 Finance
(528)
free
16
Quontic Bank
Quontic Bank
Quontic Bank
by Quontic Bank
Free

Manage your finances on the go with this mobile banking application. Access accounts 24/7, deposit checks, pay bills, and transfer funds. Securely sign in with fingerprint authentication and find surcharge-free ATMs.

24/7 account accessMobile check depositBill pay
💰 Finance
(1.1K)
free
17
OPay Business
OPay Business
OPay Business
by OPAY DIGITAL SERVICES PTE. LTD.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(337)
free
18
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
💰 Finance
(11M)
free
19
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
💼 Business
(29K)
free with in-app purchases
20
My Verizon For Business
My Verizon For Business
My Verizon For Business
by Verizon Wireless
Free

Manage your business mobile accounts and operations on the go. This app provides tools to handle devices, bills, orders, and upgrades, ensuring your business stays connected and efficient.

Personalized recommendationsDevice and equipment managementBill review and payment
💼 Business
(136K)
free