Best Business Checking Account Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Finding the right business checking account apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Business Checking Account Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Novo - Small Business CheckingNovo - Small Business CheckingFree4.8โ˜… (20K)NoNoSep 2026
2Found: Business BankingFound: Business BankingFree4.8โ˜… (34K)NoNoSep 2026
3BluevineBluevineFree4.7โ˜… (4.2K)NoNoSep 2026
4Revolut BusinessRevolut BusinessFree4.9โ˜… (2.9K)NoNoSep 2026
5Relay | Business BankingRelay | Business BankingFree4.8โ˜… (3.6K)NoNoSep 2026
6Lili - Business BankingLili - Business BankingFree4.6โ˜… (6.9K)NoNoSep 2026
7Amex Business Blueprintโ„ขAmex Business Blueprintโ„ขFree4.8โ˜… (8.5K)NoNoSep 2026
8Meritrust BusinessMeritrust BusinessFree4.8โ˜… (8.3K)YesNoSep 2026

Top Picks for Business Checking Account

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • ๐Ÿš€ Convenient mobile banking
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ก Useful features like Profit First accounts

Room to Improve

  • ๐Ÿ› Buggy mobile deposit feature
  • ๐Ÿ”’ Lack of transparency around security issues
  • ๐Ÿ‘Ž Slow and unhelpful customer support
  • ๐Ÿค– Overreliance on chatbots instead of live agents
  • ๐Ÿ’ธ Unexpected account closures and fund freezes
Found: Business Banking#2

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(34K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • ๐Ÿš€ Seamless onboarding and account setup
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ Intuitive and user-friendly interface
  • ๐Ÿค‘ Helpful tax and expense tracking features
  • ๐Ÿ’ณ Convenient debit card with cash back
  • ๐Ÿค Smooth payment processing and invoicing

Room to Improve

  • ๐Ÿ› Occasional app crashes and freezes
  • ๐Ÿ•ฐ๏ธ Slow response times and delayed account updates
  • ๐Ÿšซ Limited customer support options
  • ๐Ÿ” Unclear account closure policies
  • ๐Ÿ’ธ Unexpected fees or account restrictions
Bluevine#3

Bluevine by Bluevine Capital

Bluevine
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(4.2K ratings)
Free
Bluevine screenshot 1
Bluevine screenshot 2
Bluevine screenshot 3
Bluevine screenshot 4
Bluevine screenshot 5

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

What We Love

  • ๐Ÿ’ก Great for small businesses
  • ๐Ÿš€ Instant access to funds
  • ๐Ÿค‘ Good interest rates

Room to Improve

  • ๐Ÿ› Frequent app crashes and login issues
  • โฑ๏ธ Slow check deposit processing
  • ๐Ÿค– Poor customer service and support
  • ๐Ÿ”’ Security concerns and account freezes
  • ๐Ÿ’ธ Unexpected fees and hold on funds

More Business Checking Account apps to explore

FAQ about Business Checking Account

What are the best business checking account apps for iPhone?
Novo - Small Business Checking tops our business checking account apps ranking as of August 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes โ€” 20 of the top business checking account apps we rank are free to download, including Novo - Small Business Checking and Found: Business Banking.
Novo - Small Business Checking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ business checking account apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Novo is a fintech company that provides a digital checking account specifically built for modern small businesses. While not a bank itself, it offers banking services through Middlesex Federal Savings, F.A., a Member FDIC. It provides a suite of free banking tools accessible through its app to help businesses manage their finances.
Key features include a quick online application process, free banking tools, control over your debit card, bill payment capabilities, ACH transfers, check deposits, transaction categorization, and the ability to set aside funds in Reserves. You also receive a physical and virtual debit card for payments and fee-free ATM withdrawals.