Best Business Checking Account Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated November 2026

Finding the right business checking account apps can be overwhelming with so many options. We've analyzed 248+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Business Checking Account Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Novo - Small Business CheckingNovo - Small Business CheckingFree4.8โ˜… (20K)NoNoNov 2026
2BluevineBluevineFree4.6โ˜… (4.3K)NoNoNov 2026
3Lili - Business BankingLili - Business BankingFree4.6โ˜… (6.9K)NoNoNov 2026
4Found: Business BankingFound: Business BankingFree4.8โ˜… (35K)NoNoNov 2026
5Relay | Business BankingRelay | Business BankingFree4.8โ˜… (3.8K)NoNoNov 2026
6Meritrust BusinessMeritrust BusinessFree4.8โ˜… (8.3K)NoNoNov 2026
7U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8โ˜… (2.2M)YesNoNov 2026
8WTNB BusinessWTNB BusinessFreeโ€”NoNoOct 2026

Top Picks for Business Checking Account

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

Open a small business checking account online in minutes. Manage your finances with free tools, including bill pay, ACH transfers, check deposits, and transaction categorization. Get a free business debit card and virtual card for global spending and fee-free ATM access.

What We Love

  • ๐Ÿš€ Convenient mobile banking
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ก Useful features like Profit First accounts

Room to Improve

  • ๐Ÿ› Buggy mobile deposit feature
  • ๐Ÿ”’ Lack of transparency around security issues
  • ๐Ÿ‘Ž Slow and unhelpful customer support
  • ๐Ÿค– Overreliance on chatbots instead of live agents
  • ๐Ÿ’ธ Unexpected account closures and fund freezes
Bluevine#2

Bluevine by Bluevine Capital

Bluevine
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(4.3K ratings)
Free
Bluevine screenshot 1
Bluevine screenshot 2
Bluevine screenshot 3
Bluevine screenshot 4
Bluevine screenshot 5

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

What We Love

  • ๐Ÿ’ก Great for small businesses
  • ๐Ÿš€ Instant access to funds
  • ๐Ÿค‘ Good interest rates

Room to Improve

  • ๐Ÿ› Frequent app crashes and login issues
  • โฑ๏ธ Slow check deposit processing
  • ๐Ÿค– Poor customer service and support
  • ๐Ÿ”’ Security concerns and account freezes
  • ๐Ÿ’ธ Unexpected fees and hold on funds
Lili - Business Banking#3

Lili - Business Banking by Lili Financial Services LTD

Banking for small businesses
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(6.9K ratings)
Free
Lili - Business Banking screenshot 1
Lili - Business Banking screenshot 2
Lili - Business Banking screenshot 3
Lili - Business Banking screenshot 4
Lili - Business Banking screenshot 5
Lili - Business Banking screenshot 6

This business banking platform offers fast payments, high-yield savings, and business credit solutions for small businesses. It integrates with popular accounting software and provides 7-day live support to help businesses manage their finances and grow.

What We Love

  • ๐Ÿ’ฐ Helpful for managing business and personal finances
  • ๐Ÿ—‚๏ธ Useful for categorizing expenses and tracking tax savings
  • ๐Ÿš€ Convenient and easy to use app
  • ๐Ÿค‘ No monthly fees

Room to Improve

  • ๐Ÿค– Poor customer service and lack of responsiveness
  • ๐Ÿ”’ Security concerns with account access and information
  • ๐Ÿ’ณ Issues with debit card functionality and activation
  • โณ Slow money transfers and account access
  • ๐Ÿ™…โ€โ™€๏ธ Accounts being closed or restricted without explanation

More Business Checking Account apps to explore

FAQ about Business Checking Account

What are the best business checking account apps for iPhone?
Novo - Small Business Checking tops our business checking account apps ranking as of November 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes โ€” 20 of the top business checking account apps we rank are free to download, including Novo - Small Business Checking and Bluevine.
Novo - Small Business Checking has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 248+ business checking account apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.