Best Business Checking Account Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Finding the right business checking account apps can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Business Checking Account Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Novo - Small Business CheckingNovo - Small Business CheckingFree4.8โ˜… (20K)NoNoAug 2026
2Found: Business BankingFound: Business BankingFree4.8โ˜… (33K)NoNoAug 2026
3BluevineBluevineFree4.7โ˜… (4.2K)NoNoAug 2026
4Revolut BusinessRevolut BusinessFree4.9โ˜… (2.8K)NoNoAug 2026
5Relay | Business BankingRelay | Business BankingFree4.8โ˜… (3.5K)NoNoAug 2026
6Lili - Business BankingLili - Business BankingFree4.6โ˜… (6.9K)NoNoAug 2026
7Amex Business Blueprintโ„ขAmex Business Blueprintโ„ขFree4.8โ˜… (8.5K)NoNoAug 2026
8Meritrust BusinessMeritrust BusinessFree4.8โ˜… (8.3K)YesNoAug 2026

Top Picks for Business Checking Account

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • ๐Ÿš€ Convenient mobile banking
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ก Useful features like Profit First accounts

Room to Improve

  • ๐Ÿ› Buggy mobile deposit feature
  • ๐Ÿ”’ Lack of transparency around security issues
  • ๐Ÿ‘Ž Slow and unhelpful customer support
Found: Business Banking#2

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(33K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • ๐Ÿš€ Seamless onboarding and account setup
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ Intuitive and user-friendly interface
  • ๐Ÿค‘ Helpful tax and expense tracking features

Room to Improve

  • ๐Ÿ› Occasional app crashes and freezes
  • ๐Ÿ•ฐ๏ธ Slow response times and delayed account updates
  • ๐Ÿšซ Limited customer support options
Bluevine#3

Bluevine by Bluevine Capital

Bluevine
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(4.2K ratings)
Free
Bluevine screenshot 1
Bluevine screenshot 2
Bluevine screenshot 3
Bluevine screenshot 4
Bluevine screenshot 5

This app offers a digital banking experience for businesses, allowing users to manage cash flow, pay bills, and deposit checks from their phones. It provides features like earning interest on balances, no monthly fees, and the ability to create multiple sub-accounts for budgeting.

What We Love

  • ๐Ÿ’ก Great for small businesses
  • ๐Ÿš€ Instant access to funds
  • ๐Ÿค‘ Good interest rates

Room to Improve

  • ๐Ÿ› Frequent app crashes and login issues
  • โฑ๏ธ Slow check deposit processing
  • ๐Ÿค– Poor customer service and support

More Business Checking Account apps to explore

4
Revolut Business
Revolut Business
Revolut Business
Go beyond business as usual
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
๐Ÿ’ฐ Finance
(2.8K)
subscription
5
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking.* Bills. Invoices.
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
๐Ÿ’ฐ Finance
(3.5K)
free
6
Lili - Business Banking
Lili - Business Banking
Lili - Business Banking
Banking for small businesses
Free

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

Business checking accountSmart bookkeeping toolsTax preparation features
๐Ÿ’ฐ Finance
(6.9K)
free with in-app purchases
7
Amex Business Blueprintโ„ข
Amex Business Blueprintโ„ข
Amex Business Blueprintโ„ข
Efficient Cash Flow Management
Free

This app provides small business owners with a consolidated view of their cash flow across linked Amex and external accounts. It offers insights into money movement, expenses, and trends to aid in financial decision-making and business planning.

Consolidated account balance viewCash flow insights and graphsExpense tracking
๐Ÿ’ฐ Finance
(8.5K)
free
8
Meritrust Business
Meritrust Business
Meritrust Business
Meritrust Credit Union
Free

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Self-Service User AccessACH Approvals & Positive PayeStatements & Notifications
๐Ÿ’ฐ Finance
(8.3K)
free with in-app purchases
9
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with ZelleยฎDeposit checks with increased limits
๐Ÿ’ฐ Finance
(2.1M)
free with in-app purchases
10
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(63K)
free
11
MuchBetter Business
MuchBetter Business
MuchBetter Business
MB Business Accounts
Free
๐Ÿ’ฐ Finance
(0)
12
Stellas Business
Stellas Business
Stellas Business
by Stellas Microfinance Bank LTD
Free
๐Ÿ’ฐ Finance
(0)
13
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

Business bank account creationAccept online and offline paymentsPOS terminal requests
๐Ÿ’ฐ Finance
(15K)
free with in-app purchases
14
MTB Business
MTB Business
MTB Business
For business
Free

Manage business finances with this app. Handle national and currency payments, view account statements, and generate reports. Securely sign documents using biometrics and manage multiple enterprises from one place.

Manage national currency paymentsProcess currency documentsView account statements and balances
๐Ÿ’ฐ Finance
(0)
free
15
MobileMarquette Business
MobileMarquette Business
MobileMarquette Business
by Marquette Savings Bank
Free
๐Ÿ’ฐ Finance
(0)
16
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
๐Ÿ’ฐ Finance
(22K)
free with in-app purchases
17
ANBMN Business
ANBMN Business
ANBMN Business
by American National Bank of Minnesota
Free
๐Ÿ’ฐ Finance
(0)
18
M&F Bank Mobiliti Business
M&F Bank Mobiliti Business
M&F Bank Mobiliti Business
by MECHANICS & FARMERS BANK
Free
๐Ÿ’ฐ Finance
(0)
19
iFAST GB Business
iFAST GB Business
iFAST GB Business
by iFAST Corporation
Free
๐Ÿ’ฐ Finance
(0)
20
CBC Business
CBC Business
CBC Business
by KBC Global Services NV
Free
๐Ÿ’ฐ Finance
(0)

FAQ about Business Checking Account

What are the best business checking account apps for iPhone?
Novo - Small Business Checking tops our business checking account apps ranking as of August 2026, with a 4.8-star average from 20K App Store ratings, and it's free to download.
Yes โ€” 20 of the top business checking account apps we rank are free to download, including Novo - Small Business Checking and Found: Business Banking.
Novo - Small Business Checking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ business checking account apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Novo is a fintech company that provides a digital checking account specifically built for modern small businesses. While not a bank itself, it offers banking services through Middlesex Federal Savings, F.A., a Member FDIC. It provides a suite of free banking tools accessible through its app to help businesses manage their finances.
Key features include a quick online application process, free banking tools, control over your debit card, bill payment capabilities, ACH transfers, check deposits, transaction categorization, and the ability to set aside funds in Reserves. You also receive a physical and virtual debit card for payments and fee-free ATM withdrawals.