Bluevine Reviews: Is It Legit?

Bluevine
Bluevine
Bluevine Capital

Customer Experience

Positive experience20.4% of reviews
Neutral4.6% of reviews
Negative experience75.0% of reviews

~ Based on 196 written reviews from the US App Store.

What users say about Bluevine

Is Bluevine Safe?

Bluevine appears safe based on user ratings. AppsHunter Safety Score for Bluevine is 94/100.

This assessment is based on 4,311 user ratings, with an App Store average of 4.7/5.

Safety Analysis

91.1% of ratings point to a safe experience
2.2% of ratings suggest some concerns
6.7% of ratings point to a risky experience

~ Based on 4,311 App Store ratings for Bluevine.

Is Bluevine Legit?

Bluevine appears to be a legitimate app. AppsHunter Legitimacy Score for Bluevine is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Reliable banking app

I want to see this banking app and their online system provides a simple and seamless experience. The good thing is since I have a business checking, I can also collect credit card payment using my blue wine app. It’s invoicing and payment system is very nice.

Good luck trying to take your money out

Every time I use the app and try to transfer money to my other bank account I have a problem. It doesn’t show my external account and then when I go to add it, it says this account is already added, but it won’t allow me to transfer the money. Total waste of time !

“Smooth Experience”.

The Easiest Account Setup I've Ever Had.
I highly recommend them for anyone looking for a reliable and hassle-free banking experience!"

My favorite Bank

I love Bluevine! They have excellent customer service and literally all the tools necessary to assist a business owner. Also, a great mobile platform!

Worst bank I ever used in life

Bluevine has been the VERY WORST mobile banking I’ve ever had in my entire life!!! I have problems with Bluevine AT LEAST 3 times per month every single month! The security is HORRIBLE! Customer Service act like they can never be a help because half the time they don’t have the answers I need!! There are always unexplainable unauthorized charges and customer service always tell me I have to wait 7-10 days to file a dispute if it’s still pending!!
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Check capture kinda sucks

Check capture kinda sucks

Proceed with caution

I’ve been using Bluevine for over a year and when I start doing business with bigger deposits, they said it would take 1 to 3 business days for the deposit to clear. It’s been over eight days and I still haven’t received my deposit. So beware and make sure you’re always checking your incoming deposits. It shouldn’t take them a week and a half. Don’t mess with people’s money.
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Worst Bank I Ever Had!! They will process things without your consent then closed your account.

This company will process anything and charge back without your consent. Then they will closed your account. So you want be able to get any statements for your taxes. It’s no opportunity here.. Please Avoid!!!!!

Each update logs me out

This stupid app keeps logging me out when they push a new update. No other app does this. FIX YOUR STUOID APP!!!

Learn how to write apps!

Nine-Day Hold on a Deposited Check, Not What I Expected From an Online Bank

I deposited a check on the 1st and was told it wouldn’t be released until the 9th. That’s a long time to wait for funds, especially from a bank that markets itself as fast and modern. When I reached out to my assigned banker for clarification, his response was short and just pointed to “standard process” with no real explanation or effort to help. I’ve banked with several institutions and have never had a check held this long. For a new customer, this isn’t a great first impression, and it’s made me hesitant to rely on Bluevine going forward.
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Great!!

This bank is so great. I have a small boxing gym and I’m able to deposit money right across the street at the corner store and it’s in the account in a couple minutes. It also lets me deposit checks just by taking a picture. I also just found out you can connect Stripe (that’s how I take my gym payments!) and take payments from peoples cards rite from your phone. I’m an old beat up boxing coach, if I can figure out how to use this app, so can you!! Side note I always felt weird standing in line at banks, I look like the guy that’s cause problems, so maybe it’s some weird energy I feel, either way, so glad to never have to go sit in line at a bank again! Go Bluevine
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Response from developer

Hello Ginger Bread Monster, thank you for taking the time to leave a review. We appreciate you sharing your feedback!

Do not recommend

I’m so disappointed with this bank words can’t even describe how stupid the policy is. My account was closed after 2+ years and when I asked customer service they couldn’t give me an explanations to why it was closed now I have to wait two plus weeks to get access to my money from the account and that’s really a inconvenience for my business I would not recommend them
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Login stop working

This was working smoothly so far, but from July 20th, not able to login. No customer supper to help here.

Be aware of fraud

Opened the account, received debit cards, received payments in, and all of a sudden they closed the account for “security reasons”.
They mentioned that the money will be returned via check - since 6 weeks now waiting for that check.

Bluevine and Stripe

Do NOT use BlueVine if you intend to use Stripe for anything other than single payments. If you create BV account and connect it to Stripe, and want to set up a subscription, you can not. BV support is horrible at that point, pointing you to Stripe, who will then tell you that they (correctly) have no control over your BlueVine account, which is were Stripe was connected from. When you go back to BV, they will try to tell you it isn’t their fault, and to talk to Stripe again. It took FOUR back and fourths before BV admitted to being the ones needing to disconnect the account. One time, they even told me to close my Stripe account?! There is no way to close the account connection manually, either. No option exists for this in the mobile app or web dashboard. Absurd service, absurd integration complexity. I am currently in the process of switching my business bank after this travesty of customer support/success.
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Liars and lawbreakers

Absolute garbage company first they accept me then they deny me then they accept me and send me a debit card. I get the debit card. Talk to him. Try to activate it then I’m denied again. Do nothing but waste my time. They told me oh we’re having a bunch of technical issues right now and all these excuses but they can’t give me a reason of which why they denied me and then just hang up on people
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Closed My Accounts Mid-Call With No Explanation

Bluevine closed both of my business accounts without warning after I tried to deposit a $200,000 grant. Customer service refused to tell me why, even after escalation to a supervisor. They closed the accounts while I was still on the phone. I had payroll due the next day. They promised to overnight my funds and didn't. One check still hasn't arrived. Filed complaints with CFPB, FDIC, and BBB. Avoid for any real business banking needs.
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Love them!

Been with them for 3-4 years now and never had an issue! They’ve always cashed my business checks fast so they were available to me!

App doesn’t let you login

Endless loop of phone verification with no solutions. Open an account with someone else. Don’t use Bluevine

Bluevine Bank is a very good bank been using them for years now very good bank very satisfied.

Very satisfied with this bank