250+ iOS apps curated and reviewed
The best ach payment apps on iPhone average 4.5★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 |  | Free | 2.5★ (12) | No | No | May 2026 | |
| 2 |  | Free | 2.8★ (43) | No | No | Aug 2026 | |
| 3 |  | Free | 5.0★ (3) | No | No | Jul 2026 | |
| 4 |  | Free | 4.8★ (196K) | No | No | Sep 2026 | |
| 5 |  | Free | 4.9★ (49K) | No | No | Sep 2026 | |
| 6 |  | Free | 4.7★ (2K) | No | No | Sep 2026 | |
| 7 |  | Free | 4.6★ (1.5K) | No | No | Sep 2026 | |
| 8 |  | Free | 4.7★ (423) | No | Yes | Sep 2026 |
This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.
This cloud-based payment platform streamlines both paying and getting paid. It supports a wide range of payment methods, including printable checks, eChecks, credit/debit cards, and ACH. The app prioritizes security to prevent fraud and offers 24/7 customer support.
Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.
