249+ iOS apps curated and reviewed
The best ach payment apps on iPhone average 4.5★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 2.5★ (12) | No | No | May 2026 |
| 2 |  | Free | 4.9★ (49K) | No | No | Aug 2026 |
| 3 |  | Free | 4.7★ (1.8K) | No | No | Aug 2026 |
| 4 |  | Free | 4.6★ (1.4K) | No | No | Aug 2026 |
| 5 |  | Free | 5.0★ (3) | No | No | Jul 2026 |
| 6 |  | Free | 2.8★ (43) | No | No | Aug 2026 |
| 7 |  | Free | 4.8★ (196K) | No | No | Aug 2026 |
| 8 |  | Free | 5.0★ (4) | No | No | Jul 2026 |
This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.
This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.
Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.
This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.
Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.
This cloud-based payment platform streamlines both paying and getting paid. It supports a wide range of payment methods, including printable checks, eChecks, credit/debit cards, and ACH. The app prioritizes security to prevent fraud and offers 24/7 customer support.
Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.
Easily manage your existing payment plans in one secure location. Track your payment history, update payment methods, and make payments anytime with real-time updates.
Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.
Streamline business payments with a comprehensive solution for sending ACH, checks, and eChecks. Automate workflows, manage vendors, and ensure secure transactions with advanced fraud protection. Integrates with accounting systems for seamless financial operations.
Accept in-person or online card payments without a card reader. Create and send professional invoices for free, and manage unlimited team members with flexible roles and permissions. Enjoy secure, hassle-free payments with no hidden fees.
Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.
Earn real cash rewards by playing games and completing other opportunities. Get a guaranteed bonus for downloading your first game. Cash out quickly with no hidden fees.
Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.
This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.
This app is a comprehensive electronic wallet and payment platform. It facilitates sending and receiving money, paying bills, online shopping, and managing finances for individuals and businesses. It supports various payment methods and offers solutions for e-commerce, mobile money, and corporate needs.
Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.
