Current - Mobile Banking

Current - Mobile Banking

Get Paid Early. Build Credit.

196K ratings
997 reviews
#36 in free Finance
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • April 5, 2016
  • August 5, 2026

Features

Current - Mobile Banking screenshot #1 for iPhone
Current - Mobile Banking screenshot #2 for iPhone
Current - Mobile Banking screenshot #3 for iPhone
Current - Mobile Banking screenshot #4 for iPhone
Current - Mobile Banking screenshot #5 for iPhone
Current - Mobile Banking screenshot #6 for iPhone
Current - Mobile Banking screenshot #7 for iPhone
Current - Mobile Banking screenshot #8 for iPhone
Current - Mobile Banking screenshot #9 for iPhone
Current - Mobile Banking screenshot #10 for iPhone
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About

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days early
Advance paycheck up to $750
Overdraft fee-free banking
Build credit while banking
Earn 1% cash back on dining/groceries
Earn up to 4.00% bonus on savings
Access 40,000+ fee-free ATMs
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What users say

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+1

What's New in Current

8.14.0

August 5, 2026

With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.

Charts

Top Free

📊 36

Finance

The app has maintained its position at 36 recently.

Last updated on August 6, 2026.

User reviews

Great Service

Could do better with giving more overdraft and higher payout

Scam

This app was used as an uber scam against uber drivers like myself. I had an uber rider named “Katie” to pick up at her location and upon arriving to the location I was informed to call “Katie” via through the uber app that my account is on-I call two times and no answer. 3rd call was answered by a gentleman calling himself “Krispen” giving out his badge number and claiming he’s from uber and that there has been a report that I was drinking and driving, alcohol smell in my car, and excessive speeding-then said “they’d verify” if the accusations were true. He put me on hold for about 15 minutes until I said out loud “I’m just going to call the police this is ridiculous” then he unmuted the phone and asked if I was okay and soon after than had me download this app claiming that I needed to “transfer funds” in order to receive “compensation funds” for my troubles since they found I have a consistent 5 star rating. Got into my bank through this app and now I am unable to get back into this app because it has been disabled. This app has been reported to the police for theft and scams against uber drivers.
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Love Current

I love using Current it helps me with everything.

Beyond good!

I have to praise current for the ingenuity in making such a great program for raising credit score And doing so in such a short amount of time!
My credit score jumped nearly 100 pts within few month’s and continues to rise just by me banking with them! They give great options for loan’s with direct deposit and at no charge options I love them thank you current your program really helped me
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Great Bank

Awesome. Fast. Great

User experience

🐞

Reported Bugs

3 issues

Accounts being locked or suspended without explanation

Bug

Funds disappearing from accounts with no recourse

Bug

Recurring issues with mobile check deposits

Bug

Requested Features

5 requests

Joint account and family management tools

Feature

Expanded mobile check deposit limits

Feature

Faster response times for customer support

Feature

More transparent dispute resolution process

Feature

Improved security and account recovery options

Feature

FAQ

What does the Current mobile banking app do?

This app provides a comprehensive mobile banking solution. It allows users to get paid up to two days early, access their paycheck in advance if they qualify, and manage their money without overdraft fees. It also offers tools to build credit, earn cash back on purchases, and grow savings with a bonus rate.

What are the key features of Current?

Key features include getting paid up to two days early, the ability to advance up to $750 of your paycheck if eligible, and overdraft fee-free banking. Users can also build credit, earn 1% cash back on dining and groceries, and earn up to a 4.00% bonus on savings with automatic saving options like Round-Ups. Access to over 40,000 fee-free ATMs is also provided.

Is there a cost to use Current?

Based on the provided information, the app is free to use. There are no mentions of subscription fees or upfront costs for basic banking services. Some features, like the paycheck advance, may have specific eligibility requirements.

Who is this app for?

This app is designed for individuals who want a modern, convenient, and potentially more rewarding banking experience. It's particularly beneficial for those who want to access their paychecks earlier, avoid overdraft fees, build their credit history, and earn rewards on their spending and savings.

How does the savings bonus work?

The app offers a bonus on savings, with a variable rate that can go up to 4.00% annually on portions of balances up to $6000. To earn the higher 4.00% rate, users must receive at least one eligible payroll deposit of a minimum of $200 over a 35-day period. The bonus is credited to Savings Pods daily after the feature is enabled.