Current - Mobile Banking

Current - Mobile Banking

Get Paid Early. Build Credit.

196K ratings
1082 reviews
#42 in free Finance
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • April 5, 2016
  • September 10, 2026

Features

Background Location Access

Current - Mobile Banking screenshot #1 for iPhone
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Current - Mobile Banking screenshot #8 for iPhone
Current - Mobile Banking screenshot #9 for iPhone
Current - Mobile Banking screenshot #10 for iPhone
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About

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days early
Advance paycheck up to $750
Overdraft fee-free banking
Build credit while banking
Earn 1% cash back on dining/groceries
Earn up to 4.00% bonus on savings
Access 40,000+ fee-free ATMs
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What users say

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What's New in Current

8.17.0

September 10, 2026

With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.

Charts

Top Free

📈 42+1

Finance

This app rose +1 position in Finance chart.

Last updated on September 18, 2026.

User reviews

Wow

Awesome

review

Great app I get all my direct deposits here in the app has never gave me a problem and everything is easy to access and keep for records.

Save yourselves

Honestly, the few pros this bank has are completely overshadowed by the ridiculous amount of cons. After my recent experience, I would never recommend this bank to anyone.The fact that there is NO customer service phone number is absolutely unacceptable for a bank. I lost my phone, got logged out of my account on my iPad, and was literally in the middle of disputing unauthorized charges with a customer service representative when I got kicked out.Now here’s the part that makes absolutely no sense: I have money in this account, but if something goes wrong, I have no way to call anyone. My only option is to send an email and sit around waiting for a response.A bank should make it easy to access your money and get help when you need it. This bank does the complete opposite. If there’s an urgent issue with your account, good luck apparently you’re just supposed to wait for an email.
Having no phone support is a massive red flag, especially when you’re trusting a bank with your money. I regret banking with them and will be moving my money elsewhere. Save yourself the headache and choose a bank that actually has real customer service.
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payday

i appreciate how they pay us on the weekend !

Up my borrow

lol

User experience

🐞

Reported Bugs

3 issues

Accounts being locked or suspended without explanation

Bug

Funds disappearing from accounts with no recourse

Bug

Recurring issues with mobile check deposits

Bug

Requested Features

5 requests

Joint account and family management tools

Feature

Expanded mobile check deposit limits

Feature

Faster response times for customer support

Feature

More transparent dispute resolution process

Feature

Improved security and account recovery options

Feature

FAQ

What does the Current mobile banking app do?

This app provides a comprehensive mobile banking solution. It allows users to get paid up to two days early, access their paycheck in advance if they qualify, and manage their money without overdraft fees. It also offers tools to build credit, earn cash back on purchases, and grow savings with a bonus rate.

What are the key features of Current?

Key features include getting paid up to two days early, the ability to advance up to $750 of your paycheck if eligible, and overdraft fee-free banking. Users can also build credit, earn 1% cash back on dining and groceries, and earn up to a 4.00% bonus on savings with automatic saving options like Round-Ups. Access to over 40,000 fee-free ATMs is also provided.

Is there a cost to use Current?

Based on the provided information, the app is free to use. There are no mentions of subscription fees or upfront costs for basic banking services. Some features, like the paycheck advance, may have specific eligibility requirements.

Who is this app for?

This app is designed for individuals who want a modern, convenient, and potentially more rewarding banking experience. It's particularly beneficial for those who want to access their paychecks earlier, avoid overdraft fees, build their credit history, and earn rewards on their spending and savings.

How does the savings bonus work?

The app offers a bonus on savings, with a variable rate that can go up to 4.00% annually on portions of balances up to $6000. To earn the higher 4.00% rate, users must receive at least one eligible payroll deposit of a minimum of $200 over a 35-day period. The bonus is credited to Savings Pods daily after the feature is enabled.