Current - Mobile Banking

Current - Mobile Banking

Get Paid Early. Build Credit.

196K ratings
1026 reviews
#38 in free Finance
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • April 5, 2016
  • August 19, 2026

Features

Current - Mobile Banking screenshot #1 for iPhone
Current - Mobile Banking screenshot #2 for iPhone
Current - Mobile Banking screenshot #3 for iPhone
Current - Mobile Banking screenshot #4 for iPhone
Current - Mobile Banking screenshot #5 for iPhone
Current - Mobile Banking screenshot #6 for iPhone
Current - Mobile Banking screenshot #7 for iPhone
Current - Mobile Banking screenshot #8 for iPhone
Current - Mobile Banking screenshot #9 for iPhone
Current - Mobile Banking screenshot #10 for iPhone
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About

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Get paid up to 2 days early
Advance paycheck up to $750
Overdraft fee-free banking
Build credit while banking
Earn 1% cash back on dining/groceries
Earn up to 4.00% bonus on savings
Access 40,000+ fee-free ATMs
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What users say

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What's New in Current

8.15.0

August 19, 2026

With Paycheck Advance, now any day can be payday. Qualify, and get up to a $750 advance, no credit checks or lines of credit required.

Charts

Top Free

📈 38+1

Finance

This app rose +1 position in Finance chart.

Last updated on August 27, 2026.

User reviews

Don’t know what to do

I been getting my monthly payments on this card and I woke up yesterday only to realize that I can’t go into my account or use my card due to having to update the app but my phone is an iPhone 8 and the app isnt allowing me to download the newest version of current app and now I have no way to access my money what do I do?
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App

Great app and very user free.

This company has the absolute audacity

To flag shopping at target as fraud. Literally have been with these guys for 10 years. And that will end this year, enough is enough. And I will gladly sign the impending class action that will eventually show up just how poorly you guys handle your customers money these days. Absolute clowns.

Really?

“Fee Free” bank that charges you $3.50 just to deposit money in your account. This is cartoonishly greedy.

Paycheck advance

Started off great but I have been getting treated so unfairly it’s unreal. I pay to have top of the line support but they give me the same response as the virtual assistant and then ends the chat. My paycheck advance keeps getting lowered even though I keep paying on time and keeping my account current. This is the most frustrating part I was once approved for the full advance. And nothing has changed!!! When I see that the system is using a direct deposit from a money app as a form of income from an employer to consider my advance amount, I try to talk to someone about it and I get booted multiple times. Current has been so really good with me in the past but lately they have been treating me so unfairly.
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User experience

🐞

Reported Bugs

3 issues

Accounts being locked or suspended without explanation

Bug

Funds disappearing from accounts with no recourse

Bug

Recurring issues with mobile check deposits

Bug

Requested Features

5 requests

Joint account and family management tools

Feature

Expanded mobile check deposit limits

Feature

Faster response times for customer support

Feature

More transparent dispute resolution process

Feature

Improved security and account recovery options

Feature

FAQ

What does the Current mobile banking app do?

This app provides a comprehensive mobile banking solution. It allows users to get paid up to two days early, access their paycheck in advance if they qualify, and manage their money without overdraft fees. It also offers tools to build credit, earn cash back on purchases, and grow savings with a bonus rate.

What are the key features of Current?

Key features include getting paid up to two days early, the ability to advance up to $750 of your paycheck if eligible, and overdraft fee-free banking. Users can also build credit, earn 1% cash back on dining and groceries, and earn up to a 4.00% bonus on savings with automatic saving options like Round-Ups. Access to over 40,000 fee-free ATMs is also provided.

Is there a cost to use Current?

Based on the provided information, the app is free to use. There are no mentions of subscription fees or upfront costs for basic banking services. Some features, like the paycheck advance, may have specific eligibility requirements.

Who is this app for?

This app is designed for individuals who want a modern, convenient, and potentially more rewarding banking experience. It's particularly beneficial for those who want to access their paychecks earlier, avoid overdraft fees, build their credit history, and earn rewards on their spending and savings.

How does the savings bonus work?

The app offers a bonus on savings, with a variable rate that can go up to 4.00% annually on portions of balances up to $6000. To earn the higher 4.00% rate, users must receive at least one eligible payroll deposit of a minimum of $200 over a 35-day period. The bonus is credited to Savings Pods daily after the feature is enabled.