Best Teen Banking Apps

4.8😐(198K ratings)

Free

#59in Finance

Access your paycheck faster, build credit, and manage savings all in one place. This banking app offers early direct deposit, fee-free overdrafts, and cash back rewards. Enjoy 24/7 support and access to a vast network of ATMs.

What We Love

🚀 Early paycheck deposits
💳 Unique and stylish debit card design
💰 Competitive savings interest rates
🔒 Secure banking experience
💸 Helpful overdraft protection
📱 Intuitive and user-friendly mobile app

Room to Improve

🕰️ Slow mobile check deposit process
🤖 Inconsistent and impersonal customer service
🔍 Difficulty resolving disputes and fraudulent charges
🔒 Security and account access issues
💳 Limitations on ATM withdrawals and card usage

Step: All-In-One Money App by Step Mobile Inc.

Build, Spend, Save, and Borrow

Strong Contender

4.7😐(82K ratings)

FreeAds

This financial app helps users build credit, earn cashback on purchases, and grow savings with a high interest rate. It also offers early access to funds and opportunities to earn money through various activities, simplifying personal finance management.

What We Love

💳 Great for teens to manage money
🚀 Easy to use app and card
💳 Helpful for building credit
💳 No monthly fees
💳 Allows direct deposit and money transfers

Room to Improve

🐛 Account suspension and lockout issues
🔍 Lack of transparency on account closures
🕰️ Slow customer support response times
🔒 Security concerns with card information being compromised
💳 Limitations on deposits, withdrawals, and transactions

Revolut — Teen Finance by Revolut Ltd

The money app for teens

Worth Considering

4.8😊(2.3K ratings)

Free

This app helps teens manage their money by allowing them to spend, save, and set funds aside. It offers a customizable debit card, virtual cards, and features for sending and receiving money. Parents can supervise and control their teen's account for added security.

What We Love

👍 Easy to use and navigate
💳 Customizable card design
💰 Helpful for managing money
🚀 Fast and responsive app
🔒 Secure banking experience
🤑 Allows earning money through challenges

Room to Improve

🐛 Occasional app crashes
🔒 Restricted access for under 18s
🤑 Limited ability to receive money from non-Revolut sources
🔍 Difficulty transferring to main Revolut app
💳 Lack of virtual/digital card option

More Teen Banking apps to explore

Venmo

Send Money, Debit card

Send and receive moneySplit payment requestsVenmo credit card with cash back

This app offers a fast, secure, and social platform for sending and receiving money. It allows users to split requests, manage a debit card, buy cryptocurrency, and even create business profiles.

(15M)

Till: Kids & Teen Banking

Debit Card, Saving & Spending

Real Visa debit card for kidsAutomated allowance and chore assignmentsSavings goals with parent-paid interest

This family money app provides kids and teens with a debit card and hands-on financial experience. Parents can manage allowances, set spending limits, and track spending, while trusted adults can be invited to join the shared app.

free with in-app purchases

(10K)

Chime® – Mobile Banking

Credit, Cash back, Savings

Fee-free bankingEarly paycheck accessCredit builder feature

This mobile banking app offers fee-free banking and helps your money grow. Enjoy early paychecks, credit building tools, and cash back rewards. It's designed for easy, everyday financial management.

Finance, Safety, Calendar

(1.7M)

ad-supported

Greenlight: For Families

Family debit card with spending controlsSavings goals and rewardsFinancial literacy game

This family finance app synchronizes money management, safety features, and daily organization. It offers a debit card with parental controls, tools for saving and investing, location sharing, and an AI assistant to streamline family life.

Easy account access anywhere.

View account balancesPay bills and loansMonitor credit score

Manage your finances on the go with easy access to your accounts. View balances, pay bills, track credit, redeem rewards, and send money. Get instant alerts and lock your cards for added security.

(11M)

Modak: Kids & Teens Banking

Debit card for families

Visa debit card for kids and teensAllowance and chore trackingParental controls and real-time transaction monitoring

This app helps families teach children about money management through a debit card, allowance tracking, and reward-based learning games. It empowers kids to spend, save, and earn while parents monitor transactions and guide financial education.

(9.1K)

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

Up to $500 cash advance before paydayNo credit check, interest, or late feesQuick cash authorization in minutes

Access up to $500 before your next paycheck with no interest or credit checks. This service offers a convenient way to get cash when you need it most, with a small monthly membership fee for full access to its financial tools.

Green Dot - Mobile Banking

(938K)

freemium

Your banking. Your choice.

Early direct depositOverdraft protectionCash deposit via app

Manage your finances with a mobile banking app offering early direct deposit, overdraft protection, and cash deposit options. Access features like cash back rewards, high-yield savings, and a free ATM network. Conveniently activate cards, view transactions, and get customer support.

Money. Debit Card. Bitcoin.

Instant P2P paymentsBitcoin and stock investingEarly direct deposit

Manage your money with ease. Send and receive payments instantly, invest in stocks and Bitcoin, and access banking services like early direct deposit. Customize a debit card and save with exclusive offers.

(8.8M)

Debit card, rewards, pay later

PayPal - Pay, Send, Save

Purchase protectionRewards points on purchasesSend and request money

Securely shop online and in-store, earn rewards with a debit card, send money internationally, and manage subscriptions. Offers purchase protection and flexible payment options like 'Pay in 4'.

For smart teens aged 9-17y.

Visa debit card for spendingTrack spending history and habitsParental guidance and monitoring

This app helps teens aged 9-17 manage their money responsibly with parental guidance. It offers a Visa debit card for spending, saving, and tracking finances, while parents can securely send funds and monitor activity.

by Idaho Central Credit Union

Account activity and balance reviewFund transfersMobile deposits

Easily manage your finances on the go. Review account activity and balances, transfer funds, make deposits, and pay bills. Offers a comprehensive suite of banking tools for convenient financial management.

Manage your finances on the go with secure mobile banking. Check balances, view transactions, pay bills, deposit checks remotely, and find nearby ATMs and branches. Access your account 24/7 from your Apple device.

24/7 account accessView transaction historyBill payment

(25K)

imaginTeens: Your first bank

App with account, card, bizum

Money managementAllowance receptionPersonal debit card

Manage your money, receive your allowance, and get your own card for purchases. Set savings goals and learn financial basics through engaging videos. Exclusive discounts are also available.

A digital banking platform that consolidates borrowing, checking, and savings into a single, intuitive experience. Make quick financial decisions, track loan progress, and work towards your goals with interest-earning accounts and tools to help you save and earn more.

Consolidated banking accounts and loansLoan pay-down progress trackingInterest-earning savings accounts

by Grow Financial Federal Credit Union

24/7 account accessCustomizable account viewsPersonal money manager

Manage your finances on the go with a user-friendly mobile banking app. Easily track transactions, set budget goals, and customize your account view for a personalized banking experience.

by ESL Federal Credit Union

24/7 account accessCheck balancesDeposit checks

Manage your finances anytime, anywhere with this secure mobile banking application. Check balances, deposit checks, transfer funds, and pay bills with ease. Find nearby branches and ATMs for added convenience.

(36K)