Modak: Kids & Teens Banking

Modak: Kids & Teens Banking

Debit card for families

9K ratings
1456 reviews
Free

Details

  • Released
  • Updated
  • February 15, 2023
  • September 15, 2026

Features

Background Location Access

Modak: Kids & Teens Banking screenshot #1 for iPhone
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Modak: Kids & Teens Banking screenshot #8 for iPhone
Modak: Kids & Teens Banking screenshot #9 for iPhone
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About

This app helps families teach children about money management through a debit card, allowance tracking, and reward-based learning games. It empowers kids to spend, save, and earn while parents monitor transactions and guide financial education.

Visa debit card for kids and teens
Allowance and chore tracking
Parental controls and real-time transaction monitoring
Earn reward points (MBX) for real money
Daily and weekly challenges for financial literacy
Set and manage savings goals
Secure money management with checking accounts
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What users say

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What's New in Modak

2.29.11

September 15, 2026

Chores just got more flexible. Parents can now choose whether kids can mark overdue chores as done on their own, giving every family the right balance of independence and supervision.

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User reviews

Not quite ready

Could not get through the very lengthy agreement process without the app timing out. Had to sign out and re-sign in just to get through all the agreements.

Even after all of that the application process kept crashing and required support just to attempt to use the app. I would recommend that parents look elsewhere until they have sorted out their onboarding process.
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Cool app

A cool and fun app. learn how to use money and you can earn money through the app

Good

It’s easy to manage your finances your guardian can automatically give you money for chores allowance etc.

Lots of people need the mbx

Can you please have it on somebody birthday get lots of mbx please from challenges

Keeps kids motivated!

My kids are loving the challenges within the app! They are also doing daily tasks without being asked because they can see their chore money adding up. Wish we did this sooner!

User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Incompatibility with certain devices

Bug

Inconsistent app performance

Bug

Requested Features

5 requests

Customizable profile options

Feature

Improved transaction history tracking

Feature

Integration with popular mobile wallets

Feature

More advanced budgeting and savings tools

Feature

Expanded challenge and reward options

Feature

FAQ

What does the Modak app do?

Modak is a banking and financial education app designed for families. It provides kids and teens with a Visa debit card to manage their spending, along with tools for tracking allowances and chores. The app also includes learning games and challenges that reward users with points convertible to real money.

What are the key features of Modak?

Key features include a Modak Visa debit card usable anywhere Visa is accepted, seamless allowance and chore tracking for parents, real-time transaction monitoring, and the ability to earn reward points (MBX) redeemable for cash. Kids can also set savings goals and participate in challenges promoting financial literacy and healthy habits.

Is Modak free to use?

The app itself is free to download and use, with no monthly fees or hidden charges for basic services. While there are no monthly fees, fees for expedited or premium services may apply, as detailed in the Cardholder agreement.

What devices is Modak compatible with?

The app is designed for families and is available for use with a Modak Visa debit card. While specific device compatibility isn't detailed, it integrates with Apple Pay and Google Pay, suggesting compatibility with modern smartphones and tablets that support these services.

How does Modak help kids learn about money?

Modak teaches kids about money by allowing them to actively manage their spending with a debit card, earn money through chores, and set savings goals. The reward points system and daily/weekly challenges further incentivize learning about financial literacy, healthy habits, and active living, making financial education engaging.