1. Home
  2. 💰 Finance
  3. Modak
Modak: Kids & Teens Banking

Modak: Kids & Teens Banking

Debit card for families

8.4K ratings
1306 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • February 15, 2023
  • July 21, 2026

Features

Developer

Modak
✨Promote your app ✨
Modak: Kids & Teens Banking screenshot #1 for iPhone
Modak: Kids & Teens Banking screenshot #2 for iPhone
Modak: Kids & Teens Banking screenshot #3 for iPhone
Modak: Kids & Teens Banking screenshot #4 for iPhone
Modak: Kids & Teens Banking screenshot #5 for iPhone
Modak: Kids & Teens Banking screenshot #6 for iPhone
Modak: Kids & Teens Banking screenshot #7 for iPhone
Modak: Kids & Teens Banking screenshot #8 for iPhone
Modak: Kids & Teens Banking screenshot #9 for iPhone
📌Ready
Reviews summary↘︎
⭐1.3K
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 2 days
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app helps families teach children about money management through a debit card, allowance tracking, and reward-based learning games. It empowers kids to spend, save, and earn while parents monitor transactions and guide financial education.

✓Visa debit card for kids and teens
✓Allowance and chore tracking
✓Parental controls and real-time transaction monitoring
✓Earn reward points (MBX) for real money
✓Daily and weekly challenges for financial literacy
✓Set and manage savings goals
✓Secure money management with checking accounts
Show original description

What users say

Summarized from real user reviews of Modak. Based on 8.4K reviews and a 4.8/5 average, it highlights the 7 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use and navigate
  • 💰Earn money through challenges and activities
  • 🤑Ability to convert in-app currency to real money
  • 🤝Helpful and friendly customer support
  • 🔒Secure and reliable app
  • 📚Educational features to learn about finance
  • 🎉Fun and engaging experience

Negative things

  • ⏱️Slow money transfer times
  • 🔐Account locking issues
  • 💸Unexpected fees
  • 🐛Occasional bugs and glitches
  • 🔌Connectivity problems
See all reviews
+2

What's New in Modak

2.28.2

July 21, 2026

Meet Modak Plans - a new way to personalize your family’s experience based on what you want to achieve. Choose the option that best fits your family’s goals and the tools you need.

More

User reviews

Most RecentHighest RatedLowest Rated

Modak Review

This app is a really good way to expose kids to limits and help teach them how to spend money and budget their spending. I love the Modak Bucks feature allowing you to earn real money for simply completing tasks! I would highly recommend this to any parents wanting to teach their kids how to budget money and allow them to experience what it’s like to have money for themselves.
Show more
Herobrine1284Herobrine1284

Modak

App is okay people will scam your card sometimes so gotta pay attention to your transactions history
Mason TarttMason Tartt

Great app

I love how you can trade in MBX for cash my completing little challenges
Luna lover 82Luna lover 82

review

I really love this app! It makes it so easy for my mom to send me money, and I love that I can earn extra by answering questions. Huge thanks to my mom for finding this and always looking out for me!
im a simp bark barkim a simp bark bark

Fun

Modak is very helpful for your parents to control their kids and teens banking and my family loves it
I pad is so coolI pad is so cool
See 1301 more reviews

User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Incompatibility with certain devices

Bug

Inconsistent app performance

Bug
✨

Requested Features

5 requests

Customizable profile options

Feature

Improved transaction history tracking

Feature

Integration with popular mobile wallets

Feature

More advanced budgeting and savings tools

Feature

Expanded challenge and reward options

Feature

FAQ

What does the Modak app do?

Modak is a banking and financial education app designed for families. It provides kids and teens with a Visa debit card to manage their spending, along with tools for tracking allowances and chores. The app also includes learning games and challenges that reward users with points convertible to real money.

What are the key features of Modak?

Key features include a Modak Visa debit card usable anywhere Visa is accepted, seamless allowance and chore tracking for parents, real-time transaction monitoring, and the ability to earn reward points (MBX) redeemable for cash. Kids can also set savings goals and participate in challenges promoting financial literacy and healthy habits.

Is Modak free to use?

The app itself is free to download and use, with no monthly fees or hidden charges for basic services. While there are no monthly fees, fees for expedited or premium services may apply, as detailed in the Cardholder agreement.

What devices is Modak compatible with?

The app is designed for families and is available for use with a Modak Visa debit card. While specific device compatibility isn't detailed, it integrates with Apple Pay and Google Pay, suggesting compatibility with modern smartphones and tablets that support these services.

How does Modak help kids learn about money?

Modak teaches kids about money by allowing them to actively manage their spending with a debit card, earn money through chores, and set savings goals. The reward points system and daily/weekly challenges further incentivize learning about financial literacy, healthy habits, and active living, making financial education engaging.