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Modak: Kids & Teens Banking

Modak: Kids & Teens Banking

Debit card for families

8.8K ratings
1368 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • February 15, 2023
  • September 1, 2026

Features

Developer

Modak
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Modak: Kids & Teens Banking screenshot #1 for iPhone
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Modak: Kids & Teens Banking screenshot #8 for iPhone
Modak: Kids & Teens Banking screenshot #9 for iPhone
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About

This app helps families teach children about money management through a debit card, allowance tracking, and reward-based learning games. It empowers kids to spend, save, and earn while parents monitor transactions and guide financial education.

✓Visa debit card for kids and teens
✓Allowance and chore tracking
✓Parental controls and real-time transaction monitoring
✓Earn reward points (MBX) for real money
✓Daily and weekly challenges for financial literacy
✓Set and manage savings goals
✓Secure money management with checking accounts
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What users say

Summarized from real user reviews of Modak. Based on 8.8K reviews and a 4.8/5 average, it highlights the 7 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use and navigate
  • 💰Earn money through challenges and activities
  • 🤑Ability to convert in-app currency to real money
  • 🤝Helpful and friendly customer support
  • 🔒Secure and reliable app
  • 📚Educational features to learn about finance
  • 🎉Fun and engaging experience

Negative things

  • ⏱️Slow money transfer times
  • 🔐Account locking issues
  • 💸Unexpected fees
  • 🐛Occasional bugs and glitches
  • 🔌Connectivity problems
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+2

What's New in Modak

2.29.3

September 1, 2026

What's new? - Location sharing is here! Starting with MoSilver, kids can now share their real-time location with parents across both Android and iOS. - We also made adding your Modak card to your digital wallet smoother

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User reviews

Most RecentHighest RatedLowest Rated

Horrible

Every time I get on this app it’s always putting me off of it, like gang why can’t I get on. And also yall got me messed up because why are y’all taking money. First y’all took $3 and now y’all took all of it. I knew y’all took it because I ain’t even pay for anything. And also y’all need to fix this app because every time I get on this app it’s talking about some restricted mode or what ever. What did I do to have my account restricted for no reason. And when I get on and back on it seems to fix it. So all I’m trying to say is fix this app.
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Great

This was so fun
AbcdehgtAbcdehgt

love it

i just wish i could use my card with Garmin watch
pizz1235pizz1235

Can’t even use at

The app has been messing up for the past two weeks. It just keeps loading and loading and loading
Jtmm43Jtmm43

Modak

It is an amazing kid banking account with challenges, points to cash in as real money, and debit cards. You can add your debit card to Apple Pay to tap with your phone or you can tap with your card. You can withdraw cash from atms with your card and if you get MO GOLD you will have 2% cashback
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User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Incompatibility with certain devices

Bug

Inconsistent app performance

Bug
✨

Requested Features

5 requests

Customizable profile options

Feature

Improved transaction history tracking

Feature

Integration with popular mobile wallets

Feature

More advanced budgeting and savings tools

Feature

Expanded challenge and reward options

Feature

FAQ

What does the Modak app do?

Modak is a banking and financial education app designed for families. It provides kids and teens with a Visa debit card to manage their spending, along with tools for tracking allowances and chores. The app also includes learning games and challenges that reward users with points convertible to real money.

What are the key features of Modak?

Key features include a Modak Visa debit card usable anywhere Visa is accepted, seamless allowance and chore tracking for parents, real-time transaction monitoring, and the ability to earn reward points (MBX) redeemable for cash. Kids can also set savings goals and participate in challenges promoting financial literacy and healthy habits.

Is Modak free to use?

The app itself is free to download and use, with no monthly fees or hidden charges for basic services. While there are no monthly fees, fees for expedited or premium services may apply, as detailed in the Cardholder agreement.

What devices is Modak compatible with?

The app is designed for families and is available for use with a Modak Visa debit card. While specific device compatibility isn't detailed, it integrates with Apple Pay and Google Pay, suggesting compatibility with modern smartphones and tablets that support these services.

How does Modak help kids learn about money?

Modak teaches kids about money by allowing them to actively manage their spending with a debit card, earn money through chores, and set savings goals. The reward points system and daily/weekly challenges further incentivize learning about financial literacy, healthy habits, and active living, making financial education engaging.