Best Kids Finance Apps

194+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Greenlight is the household name in kids finance, but it's far from the only option. We track 194+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Kids Finance

Greenlight: For Families#1

Greenlight: For Families by Greenlight Financial Technology, Inc.

Debit Card, Chores, Investing
Editor's Choice
💰 Finance
4.8😐(486K ratings)
FreeAds
Greenlight: For Families screenshot 1
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Greenlight: For Families screenshot 4
Greenlight: For Families screenshot 5
Greenlight: For Families screenshot 6

This app helps families manage finances, teach kids about money, and enhance safety. It offers features for earning, saving, spending, and investing, along with robust security for all family members, including seniors.

What We Love

  • 🚀 Good for kids and younger teens
  • 👍 Convenient and user-friendly
  • 💡 Helps teach money management
  • 👍 Allows parents to control spending

Room to Improve

  • 🐛 Occasional technical issues
  • 🔒 Lack of security features
  • 💰 Monthly subscription fee
UNest: Investing for Kids#2

UNest: Investing for Kids by U-Nest Holdings LLC

Family Finance Made Easy
Strong Contender
💰 Finance
4.7😐(3.7K ratings)
FreeAdsIn-App Purchases
UNest: Investing for Kids screenshot 1
UNest: Investing for Kids screenshot 2
UNest: Investing for Kids screenshot 3
UNest: Investing for Kids screenshot 4
UNest: Investing for Kids screenshot 5

This app simplifies saving and investing for your child's future through a tax-advantaged custodial account. It offers professionally managed portfolios and allows contributions from family and friends, providing a flexible alternative to traditional college savings plans.

What We Love

  • 👍 Easy to use and navigate
  • 💡 Convenient way to save for kids' education
  • 🚀 Quick and simple setup
  • 🤑 Tax-free growth of investments

Room to Improve

  • 🐛 Unreliable account management and deposits
  • 🕰️ Slow customer support response times
  • 💰 High monthly fees that eat into returns
Cash App#3

Cash App by Block, Inc.

P2P. BTC. Debit Card. Wallet.
Worth Considering
💰 Finance
4.8😞(8.5M ratings)
FreeAds
#5in Finance
Cash App screenshot 1
Cash App screenshot 2
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Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges

More Kids Finance apps to explore

4
Modak: Kids & Teens Banking
Modak: Kids & Teens Banking
Modak: Kids & Teens Banking
Debit card for families
Free

This app helps families teach children about money management through a debit card, allowance tracking, and reward-based learning games. It empowers kids to spend, save, and earn while parents monitor transactions and guide financial education.

Visa debit card for kids and teensAllowance and chore trackingParental controls and real-time transaction monitoring
💰 Finance
(8.1K)
free
5
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(954K)
subscription
6
Acorns Early: Kids Money App
Acorns Early: Kids Money App
Acorns Early: Kids Money App
Debit Card, Allowance, Chores
Free

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

Automated allowanceSavings goalsChore rewards
💰 Finance
(8.7K)
subscription
7
Piggy Bank Kids - Bomad
Piggy Bank Kids - Bomad
Piggy Bank Kids - Bomad
Money & allowance tracker
Free

This app acts as a virtual piggy bank and allowance tracker, helping children learn financial literacy. Parents can manage pocket money, track spending, and set up allowances, while kids receive notifications and monitor their progress towards savings goals.

Virtual piggy bank creationAllowance and pocket money trackingSavings goal progress monitoring
💰 Finance
(421)
free with in-app purchases
8
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
Debit Card, Allowance, Chores
Free

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

Automated allowanceChore rewardsSavings goals
💰 Finance
(14K)
free with in-app purchases
9
Kids Finance Flash Cards
Kids Finance Flash Cards
Kids Finance Flash Cards
by Michelle Young
Free
$3.99 | 100% OFF

This app offers a fun and engaging way for kids and teens to learn 54 essential finance terms through flashcards. It includes a quiz to reinforce learning and provides a link to purchase physical flashcards.

Learn 54 finance termsEngaging flashcard formatReview quizzes
📚 Education
(1)
free
10
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
💰 Finance
(81K)
free with in-app purchases
11
Copper: Earn Cash
Copper: Earn Cash
Copper: Earn Cash
Receipts, Surveys & More!
Free

Earn real cash rewards by playing games and completing other opportunities. Get a guaranteed bonus for downloading your first game. Cash out quickly with no hidden fees.

Earn cash rewardsGuaranteed bonus for first game downloadPlay games to earn
💰 Finance
(94K)
ad-supported
12
Till: Kids & Teen Banking
Till: Kids & Teen Banking
Till: Kids & Teen Banking
Debit Card, Saving & Spending
Free

This app helps children and teens develop smart money habits through a banking app and debit card. It offers features like automated allowance, spending tracking, and rewards, fostering financial responsibility. Families can learn, earn, and grow their financial literacy together.

Debit card for kidsAutomated allowance paymentsSpending and saving tracking
💰 Finance
(9.7K)
free with in-app purchases
13
Revolut — Teen Finance
Revolut — Teen Finance
Revolut — Teen Finance
The money app for teens
Free

This app helps teens manage their money by offering a customizable debit card, virtual cards, and the ability to send and receive funds. It includes savings features and spending analytics, with parental supervision and controls available.

Customizable debit and virtual cardsSend and receive moneySavings account with earnings
💰 Finance
(2K)
free
14
BusyKid
BusyKid
BusyKid
Money Management for Kids
Free

This app teaches children and teens valuable money management skills. Kids can earn, save, donate, spend using a prepaid card, and even learn to invest in real stocks. Parents can approve all transactions, making it a safe way to gain hands-on financial experience.

Chore and allowance trackerLearn to invest in real stocksPersonalized prepaid Visa card
💰 Finance
(1.5K)
free
15
Stash: Investing made easy
Stash: Investing made easy
Stash: Investing made easy
Invest in Stocks and ETFs.
Free

Invest in stocks and ETFs with expert-built portfolios, personalized guidance, and automation. This app helps everyday Americans grow their money for retirement, future goals, or as first-time investors. It offers tools like automated investing, a stock-back debit card, and financial coaching.

Expert-built portfoliosAutomated investingPersonalized financial guidance
💰 Finance
(311K)
subscription
16
Inter: Mobile Banking
Inter: Mobile Banking
Inter: Mobile Banking
Simplify spending & investing
Free

Manage your finances with a comprehensive banking app. Spend, invest in stocks, save with gift cards, and send money globally all from your phone. Access a range of financial services designed for modern lifestyles.

Banking solutionsStock and ETF investingGift cards with cashback
💰 Finance
(21K)
free
17
Homey - Chores and Allowance
Homey - Chores and Allowance
Homey - Chores and Allowance
Chore chart & money tracker
Free

This app helps teach children financial literacy by linking chores to allowance and savings goals. It allows families to manage tasks, track earnings, and set up savings jars, fostering responsibility and work ethic.

Set recurring or one-time choresManage allowance and rewardsTrack IOU and funds
📊 Productivity
(2.8K)
freemium
18
FamZoo Family Finance
FamZoo Family Finance
FamZoo Family Finance
by FamZoo.com
Free

This app helps families teach children about money management through prepaid cards and IOU accounts. It facilitates tracking allowances, chores, savings, and budgets, fostering good financial habits for all ages.

Prepaid cards for familyIOU accounts for tracking fundsAllowance and chore management
💰 Finance
(261)
free with in-app purchases
19
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
💰 Finance
(359K)
free with in-app purchases
20
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(69K)
free with in-app purchases