Acorns Early: Kids Money App

Acorns Early: Kids Money App

Debit Card, Allowance, Chores

9.4K ratings
411 reviews
#160 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • November 18, 2024
  • August 5, 2026

Features

Acorns Early: Kids Money App screenshot #1 for iPhone
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Acorns Early: Kids Money App screenshot #8 for iPhone
Acorns Early: Kids Money App screenshot #9 for iPhone
iphone
ipad
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About

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

Automated allowance
Savings goals
Chore rewards
Financial literacy lessons
Kids' debit card
Parental controls
Fee-free international transactions
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What users say

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What's New in Acorns Early

9.6.1

August 5, 2026

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

Charts

Top Free

📉 160-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on August 13, 2026.

User reviews

Not Good but Not Bad/ Perfect for parents who want chores to be done!

🤍 I got this app because I wanted to earn more money. First it was super fun! But present time now, no matter how much chores I check off, I still can’t seem to earn any money on my paycheck day. Developer, please let me know how I can fix this!!🤍

Won’t refund money…don’t use this app

I rarely write reviews, but I feel I must share my experience to help other parents avoid this app. We had this app for several years and my kids are now older teens so we don’t need it. (Honestly after the first week or two they lost interest.) Regardless, I kept putting in an allowance every week for them and they had over $600 in the accounts when we decided to cancel the app. It’s been over a month and we still can’t get our money back! The first time I called they said it would be 3-5 business days. Then a week later they sent an email stating they needed my bank account information in order to refund our money from the account. (Initially they said it would be refunded to the card on file.) I reluctantly gave them that info and 4 phone calls later, and 3 more weeks have went by with no money returned to me. Yesterday I called again and they said they would have a manager call me by the end of the day. Guess what…still no phone calls! Please save yourself the hassle and don’t use this app! Your kids won’t get their saved money back!
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I love the app make my life more easy and for my kids

I m don’t have to worry no more my kids with out money

Amazing

Amazingly so it taught my children to save and teach them skills that aren’t taught in school

Great app

Easy to use

Developer apps

User experience

🐞

Reported Bugs

3 issues

Login and password reset issues

Bug

App crashing and not functioning properly

Bug

Inability to manage and delete family members

Bug

Requested Features

4 requests

Allow more flexible chore scheduling options

Feature

Improve direct funding to kids' cards

Feature

Add more engaging educational content and rewards for kids

Feature

Implement dark mode and customization options

Feature

FAQ

What does Acorns Early do?

Acorns Early is a financial wellness app and debit card designed for kids aged 6-18. It teaches them about earning, saving, and smart spending through features like automated allowance, chore rewards, and educational content. Parents can monitor and control their child's spending with flexible parental controls.

What are the key features of Acorns Early?

Key features include automated allowance to teach budgeting, child-led savings goals, in-app task lists for chore rewards, bite-sized financial literacy lessons called Money Missions, and a prepaid debit card for kids to practice spending. Parents benefit from quick transfers, spending visibility, and flexible controls.

How much does Acorns Early cost?

Acorns Early offers subscription plans. The Lite plan costs $8 per month and supports up to 4 kids, while the Gold plan costs $12 per month and includes additional features.

Is Acorns Early available for all ages?

Acorns Early is designed for young people aged 6-18. Teenagers (13+) can access additional features for greater independence, and direct deposit for wages is available for those aged 14 and above, with a parent or guardian's sign-up.

Can my child use the card abroad?

Yes, the Acorns Early debit card can be used fee-free for transactions when traveling abroad. This makes it convenient for families on vacation and helps children practice managing money in different currencies without incurring extra charges.