Acorns Early: Kids Money App

Acorns Early: Kids Money App

Debit Card, Allowance, Chores

9.1K ratings
388 reviews
#188 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • November 18, 2024
  • July 15, 2026

Features

Acorns Early: Kids Money App screenshot #1 for iPhone
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Acorns Early: Kids Money App screenshot #9 for iPhone
iphone
ipad
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About

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

Automated allowance
Savings goals
Chore rewards
Financial literacy lessons
Kids' debit card
Parental controls
Fee-free international transactions
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What users say

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What's New in Acorns Early

9.5.0

July 15, 2026

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

Charts

Top Free

📈 188+5

Finance

This app rose +5 positions in Finance chart.

Last updated on July 24, 2026.

User reviews

A nightmare to cancel!

I got this app thinking it would be great, I used it for 2 months than tried to cancel through the app email and by calling them, they couldn’t find my account it has now been 11 months and they just took another auto pay I called them they keep saying they can’t find my account and they hang up on me! Not recommended!!
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Transfer time

I used to be able to transfer money to card immediately. Now it takes over a day to load which is an inconvenience

No Trump affiliation?!

Is acorn early affiliated with Trump in any way???
If yes! I will not participate in this project. I do not want to be a financial victim of that crook. He is Robbing the American poor public into oblivion.

Good luck logging in

When asked to move from GoHenry to Acorns, it took me over 10 times to create, recreate, verify, etc. to actually log in. Absolutely ridiculous

No interest

They dont give any interest on the savings account. So it defeats the purpose. Im sending my kids back to their bank. It was a good idea but without interest they are just stealing money feom kids and not teaching them. I dont get it. Oh well.

Developer apps

User experience

🐞

Reported Bugs

3 issues

Login and password reset issues

Bug

App crashing and not functioning properly

Bug

Inability to manage and delete family members

Bug

Requested Features

4 requests

Allow more flexible chore scheduling options

Feature

Improve direct funding to kids' cards

Feature

Add more engaging educational content and rewards for kids

Feature

Implement dark mode and customization options

Feature

FAQ

What does Acorns Early do?

Acorns Early is a financial wellness app and debit card designed for kids aged 6-18. It teaches them about earning, saving, and smart spending through features like automated allowance, chore rewards, and educational content. Parents can monitor and control their child's spending with flexible parental controls.

What are the key features of Acorns Early?

Key features include automated allowance to teach budgeting, child-led savings goals, in-app task lists for chore rewards, bite-sized financial literacy lessons called Money Missions, and a prepaid debit card for kids to practice spending. Parents benefit from quick transfers, spending visibility, and flexible controls.

How much does Acorns Early cost?

Acorns Early offers subscription plans. The Lite plan costs $8 per month and supports up to 4 kids, while the Gold plan costs $12 per month and includes additional features.

Is Acorns Early available for all ages?

Acorns Early is designed for young people aged 6-18. Teenagers (13+) can access additional features for greater independence, and direct deposit for wages is available for those aged 14 and above, with a parent or guardian's sign-up.

Can my child use the card abroad?

Yes, the Acorns Early debit card can be used fee-free for transactions when traveling abroad. This makes it convenient for families on vacation and helps children practice managing money in different currencies without incurring extra charges.