Acorns Early: Kids Money App

Acorns Early: Kids Money App

Debit Card, Allowance, Chores

9.8K ratings
426 reviews
Free

Details

  • Released
  • Updated
  • November 18, 2024
  • August 31, 2026

Features

Acorns Early: Kids Money App screenshot #1 for iPhone
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Acorns Early: Kids Money App screenshot #3 for iPhone
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Acorns Early: Kids Money App screenshot #7 for iPhone
Acorns Early: Kids Money App screenshot #8 for iPhone
Acorns Early: Kids Money App screenshot #9 for iPhone
iphone
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About

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

Automated allowance
Savings goals
Chore rewards
Financial literacy lessons
Kids' debit card
Parental controls
Fee-free international transactions
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What users say

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+1

What's New in Acorns Early

9.8.0

August 31, 2026

In this release, we’ve made small improvements and fixed a few issues to keep your app running smoothly.

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User reviews

Difficulty setting up accountss

I had a lot of issues having to re-create passwords unnecessarily for this app

Inconsistent

Was great when it was GoHenry. Since changing to Acorns app, we have had quite a bit of trouble with the card functioning.

Easy to use.

Have three kids on this app. Easy to give them an allowance, spending limits , and track their spending. Been using it for four years now, very happy!

Slow transfers

Not a bad idea, but the transfer from accounts is ridiculously slow, and items are not tracked weekly/monthly. Not worth the $8 a month in my opinion.

Poor navigation - Great app though

I couldn’t find a way to get in touch with the developer. They just have Automated AI tools. The biggest thing this app needs to improve it and would probably give it. Five stars for me is if the daily task list was collapsible and if it auto scrolled to the current day. Or even simpler put Saturday through Sunday tabs at the top of the task list and only show those days on the page. My kids have 10 or more tasks every day that they can check off and having to scroll through 100 tasks by the end of the week is just really poor design.
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Developer apps

User experience

🐞

Reported Bugs

3 issues

Login and password reset issues

Bug

App crashing and not functioning properly

Bug

Inability to manage and delete family members

Bug

Requested Features

4 requests

Allow more flexible chore scheduling options

Feature

Improve direct funding to kids' cards

Feature

Add more engaging educational content and rewards for kids

Feature

Implement dark mode and customization options

Feature

FAQ

What does Acorns Early do?

Acorns Early is a financial wellness app and debit card designed for kids aged 6-18. It teaches them about earning, saving, and smart spending through features like automated allowance, chore rewards, and educational content. Parents can monitor and control their child's spending with flexible parental controls.

What are the key features of Acorns Early?

Key features include automated allowance to teach budgeting, child-led savings goals, in-app task lists for chore rewards, bite-sized financial literacy lessons called Money Missions, and a prepaid debit card for kids to practice spending. Parents benefit from quick transfers, spending visibility, and flexible controls.

How much does Acorns Early cost?

Acorns Early offers subscription plans. The Lite plan costs $8 per month and supports up to 4 kids, while the Gold plan costs $12 per month and includes additional features.

Is Acorns Early available for all ages?

Acorns Early is designed for young people aged 6-18. Teenagers (13+) can access additional features for greater independence, and direct deposit for wages is available for those aged 14 and above, with a parent or guardian's sign-up.

Can my child use the card abroad?

Yes, the Acorns Early debit card can be used fee-free for transactions when traveling abroad. This makes it convenient for families on vacation and helps children practice managing money in different currencies without incurring extra charges.