Best Savings App Kids

201+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Acorns Early is the household name in savings app kids, but it's far from the only option. We track 201+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for Savings App Kids

Acorns Early: Kids Money App#1

Acorns Early: Kids Money App by Acorns Grow Incorporated

Debit Card, Allowance, Chores
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(8.7K ratings)
Free
Acorns Early: Kids Money App screenshot 1
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Acorns Early: Kids Money App screenshot 6

This app helps kids aged 6-18 learn financial literacy through an automated allowance, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and spending visibility.

What We Love

  • ๐Ÿ‘ Engaging and fun for kids
  • ๐Ÿ’ก Teaches financial responsibility
  • ๐Ÿš€ Easy to use and user-friendly
  • ๐Ÿ‘ Helpful for introducing money concepts

Room to Improve

  • ๐Ÿ› Buggy and unreliable app
  • ๐Ÿ”’ Poor customer support and account management
  • ๐Ÿ” Lacks flexibility for managing multiple kids
I Am Saving#2

I Am Saving by Vadim Belyaev

Teaching kids to save money
Strong Contender
๐Ÿ’ฐ Finance
4.5(106 ratings)
FreeIn-App Purchases
I Am Saving screenshot 1
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I Am Saving screenshot 6

This app helps children learn to save money by setting savings goals, tracking income and expenses, and visualizing progress. It encourages good financial habits and congratulates users upon reaching their goals.

Greenlight: For Families#3

Greenlight: For Families by Greenlight Financial Technology, Inc.

Debit Card, Chores, Investing
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(486K ratings)
FreeAds
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This app helps families manage finances, teach kids about money, and enhance safety. It offers features for earning, saving, spending, and investing, along with robust security for all family members, including seniors.

What We Love

  • ๐Ÿš€ Good for kids and younger teens
  • ๐Ÿ‘ Convenient and user-friendly
  • ๐Ÿ’ก Helps teach money management
  • ๐Ÿ‘ Allows parents to control spending

Room to Improve

  • ๐Ÿ› Occasional technical issues
  • ๐Ÿ”’ Lack of security features
  • ๐Ÿ’ฐ Monthly subscription fee

More Savings App Kids apps to explore

4
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
๐Ÿ’ฐ Finance
(289K)
subscription
5
Till: Kids & Teen Banking
Till: Kids & Teen Banking
Till: Kids & Teen Banking
Debit Card, Saving & Spending
Free

This app helps children and teens develop smart money habits through a banking app and debit card. It offers features like automated allowance, spending tracking, and rewards, fostering financial responsibility. Families can learn, earn, and grow their financial literacy together.

Debit card for kidsAutomated allowance paymentsSpending and saving tracking
๐Ÿ’ฐ Finance
(9.8K)
free with in-app purchases
6
UNest: Investing for Kids
UNest: Investing for Kids
UNest: Investing for Kids
Family Finance Made Easy
Free

This app simplifies saving and investing for your child's future through a tax-advantaged custodial account. It offers professionally managed portfolios and allows contributions from family and friends, providing a flexible alternative to traditional college savings plans.

Open UTMA custodial accountInvest for college and future expensesAutomated recurring contributions
๐Ÿ’ฐ Finance
(3.7K)
subscription
7
Mostt: Investing for Parents
Mostt: Investing for Parents
Mostt: Investing for Parents
Secure financial future
Free

This app helps parents save and invest for their children's financial future. It offers easy-to-use tools for setting goals, making contributions, and accessing diversified investment portfolios. Users can also earn rewards and bonuses, and securely manage their family's financial well-being.

Recurring contributions and one-time depositsPersonalized goals and progress trackingDiversified investment portfolios
๐Ÿ’ฐ Finance
(54)
freemium
8
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
GoHenry by Acorns Kids Banking
Debit Card, Allowance, Chores
Free

This app helps kids and teens learn about earning, saving, and smart spending through automated allowances, chore rewards, and educational content. It provides a prepaid debit card for real-world practice, with parental controls for guidance and oversight.

Automated allowanceChore rewardsSavings goals
๐Ÿ’ฐ Finance
(14K)
free with in-app purchases
9
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
๐Ÿ’ฐ Finance
(8.5M)
free with in-app purchases
10
Stockpile: Money for Families
Stockpile: Money for Families
Stockpile: Money for Families
Debit card, investing, savings
Free

This app helps families manage money and learn about investing. Kids get debit cards to practice budgeting and saving, while parents can oversee transactions and set up allowances. The platform also offers tools for families to invest together and earn college tuition discounts.

Debit cards for kids and teensBudgeting and spending trackingSavings accounts with APY
๐Ÿ’ฐ Finance
(56K)
free with in-app purchases
11
Guardian Savings
Guardian Savings
Guardian Savings
Allowance and Savings Tracker
Free

This app helps parents teach children about money management. It tracks allowance, savings, and spending, turning financial interactions into teachable moments with features like "money jars" and progress tracking for goals.

Allowance and savings trackerTeachable money momentsMoney jars for goal setting
๐Ÿ“š Education
(155)
free
12
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
๐Ÿ’ฐ Finance
(86K)
subscription
13
Modak: Kids & Teens Banking
Modak: Kids & Teens Banking
Modak: Kids & Teens Banking
Debit card for families
Free

This app helps families teach children about money management through a debit card, allowance tracking, and reward-based learning games. It empowers kids to spend, save, and earn while parents monitor transactions and guide financial education.

Visa debit card for kids and teensAllowance and chore trackingParental controls and real-time transaction monitoring
๐Ÿ’ฐ Finance
(8.2K)
free
14
BusyKid
BusyKid
BusyKid
Money Management for Kids
Free

This app teaches children and teens valuable money management skills. Kids can earn, save, donate, spend using a prepaid card, and even learn to invest in real stocks. Parents can approve all transactions, making it a safe way to gain hands-on financial experience.

Chore and allowance trackerLearn to invest in real stocksPersonalized prepaid Visa card
๐Ÿ’ฐ Finance
(1.5K)
free
15
Thrift Savings Plan
Thrift Savings Plan
Thrift Savings Plan
Official app of the TSP
Free

Manage your Thrift Savings Plan (TSP) account directly from your mobile device. Review your account summary, track investment performance, and make changes to your investment mix. The app also facilitates secure document submission and mobile check deposits for rollovers.

Access TSP account summaryCheck investment performanceChange investment mix
๐Ÿ’ผ Business
(105K)
free
16
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Secure account accessMonitor balances and transactionsMobile check deposit
๐Ÿ’ฐ Finance
(4.7K)
free with in-app purchases
17
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICOยฎ Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
๐Ÿ’ฐ Finance
(110K)
free
18
Artkive - Save Kids' Art
Artkive - Save Kids' Art
Artkive - Save Kids' Art
by The Kive Company
Free

Digitally preserve your child's artwork and schoolwork. Organize creations chronologically, reduce clutter, and create high-quality photo books or other keepsakes. Share memories with family and friends.

Chronological storage of artworkCreate high-quality photo booksShare artwork with family
๐ŸŒŸ Lifestyle
(1.6K)
free with in-app purchases
19
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
๐Ÿ’ฐ Finance
(9.2K)
free with in-app purchases
20
Kmart โ€“ Shop & Save
Kmart โ€“ Shop & Save
Kmart โ€“ Shop & Save
Score awesome deals on the go
Free

Discover millions of products and unlock significant savings with this shopping application. Access exclusive coupons, special offers, and track orders effortlessly. Enjoy features like in-store pickup and a convenient list-making tool.

Exclusive savings and couponsOrder tracking and updatesProduct list creation
๐Ÿ›๏ธ Shopping
(3.9K)
free with in-app purchases