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Oportun: Savings & Loans

Oportun: Savings & Loans

Save money automatically

289K ratings
558 reviews
📊 Productivity
💰 Finance
Free

Details

Released
March 8, 2016
Updated
November 11, 2026

Developer

Oportun, Inc
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Oportun: Savings & Loans screenshot #10 for iPhone
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About

This finance app automates savings by learning your income and spending habits to set aside money for your goals. You can track spending, manage bills, and pause or transfer funds anytime. It offers a secure way to build emergency savings and achieve financial objectives.

✓Automated savings with Set & Save™
✓Goal-based savings for various needs
✓Spending and bill tracking
✓Flexible control over savings
✓FDIC-insured savings
✓Loan management for existing members
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What users say about Oportun

Reviews of Oportun are mixed: the Finance app is rated 4.7/5 from 289K App Store ratings. What users like most: helps save money, automated savings. Top complaints: excessive/random withdrawals, slow transfer times. Summarized from real user reviews.

Positive things

  • 💰Helps save money
  • 🤖Automated savings
  • 📊Provides financial insights
  • 🤝Good customer service
  • 🎉Reached savings goals

Negative things

  • 💸Excessive/random withdrawals
  • 🕰️Slow transfer times
  • 🚫Difficulty closing account
  • 💳Overdraft fees
  • 💰Monthly subscription fee
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+1

What's New in Oportun

4.171.0

November 11, 2026

This update includes bug fixes and performance improvements. We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates"

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User reviews

Most RecentHighest RatedLowest Rated

Good

I still miss when this app was named Digit. The new name sucks. But other than that, it’s the only app I like for savings. It’s not trying to do everything. Just does one thing really well.
SSuper.Jelly

Great way to save!

I’ve used this app since 2018 and I have recommended it time and time again to people who need a place to save money and do it without really knowing. I absolutely love that I can count on this app to keep my savings alive and I really feel confident when I see how much I’m saving!
GG.3rin

Almost good

I loved Opportun!! I used it for several years & it worked so well!!! Then a few months ago, instead of pulling a few cents or a couple of dollars from my bank account every day, they started pulling HUNDRED OF DOLLARS!!!
DAILY!!!!
I had to end my relationship with Opportun & close my account!
VERY, VERY DISAPPOINTED!!
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AARDlkb

Saving

Oportun is a great saving opportunity.
Wwoot2k

Savings helper

Because I’m a 1099 employee this application has helped me put away money for taxes. Big help!!
GGaydenfite
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User experience

🐞

Reported Bugs

2 issues

Connectivity issues with bank accounts

Bug

Incorrect account balance updates

Bug
✨

Requested Features

5 requests

Instant transfers

Feature

Customizable withdrawal limits

Feature

Integration with other financial apps

Feature

Bill payment automation

Feature

Improved account monitoring

Feature

FAQ

How does Oportun automate savings?

Oportun's Set & Save™ feature learns your income and spending patterns to find opportune moments to automatically transfer funds towards your savings goals. It considers your bills and paydays to personalize the savings process without requiring manual intervention.

Is my money safe with Oportun?

Yes, savings held through Oportun are FDIC-insured up to $250,000 through partner banks. The app utilizes multi-factor authentication and trusted technology partners to ensure the security of your information.

What are the costs associated with Oportun?

Oportun offers a 30-day free trial for its savings features. After the trial, the subscription costs $5.99 per month, or $3.99 per month with a yearly plan. Loan management is free for existing Oportun loan members.

Can I control how Oportun saves my money?

Absolutely. You can set limits and guidelines for savings, pause automatic transfers with a button press, and transfer money between different savings goals. You retain full control over your funds.

What kind of savings goals can I set with Oportun?

You can set savings goals for anything from building an emergency fund to saving for a vacation or a down payment on a home. The app helps you make steady progress towards over 15 million goals, with members saving over $1,800 per year on average.

Does Oportun have ads?

No, Oportun does not have advertisements within the application. The app is designed to be a focused financial tool without disruptive ads.

What devices does Oportun support?

Oportun is available on iPhone and iPod devices. It is designed for iOS users looking to manage their finances on the go.

How often is Oportun updated?

The latest version of Oportun is 4.171.0, and it was last updated on November 11, 2026. This indicates regular updates to improve functionality and security.