Out of 248+ savings app account on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.
Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.
What We Love
🚀 Early paycheck
💰 No overdraft fees
👍 Easy to use app
💳 Credit builder feature
💳 Spot me feature
💳 Referral program
🏧 Fee-free ATM access
🤝 Helpful customer service
Room to Improve
🐛 Inconsistent direct deposit timing
🤖 Poor chatbot support
💳 Difficulty with card activation/replacement
💰 Fees for cash deposits
🤔 Unclear account closure policies
🔒 Security concerns with unauthorized transactions
This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.
This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.
What We Love
🚀 Exceptionally remarkable and highly impressive cryptocurrency recovery technology solution!!
🚀 Professional and highly efficient cryptocurrency recovery services!
🚀 Most extremely effective well experienced crypto recovery service expertises!
🚀 Helping people make good decisions about recovering their cryptocurrency lost funds.
🚀 Amazing way to recover your stolen funds!
🚀 Full lost coin recovery
👍 A Great Way To Save Spare Change:
👍 Incredible!!!!
👍 Acorns is AWESOME
Room to Improve
🐛 You may never see your money again
🐛 Lack of non automated assistance, a real person would be nice.
Chime® – Mobile Banking tops our savings app account ranking as of August 2026, with a 4.8-star average from 1.6M App Store ratings, and it's free to download.
Are there free savings app account for iPhone?
Yes — 20 of the top savings app account we rank are free to download, including Chime® – Mobile Banking and Oportun: Savings & Loans.
Does Chime® – Mobile Banking have ads or in-app purchases?
Chime® – Mobile Banking shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
How many savings app account are on the App Store?
We track 248+ savings app account on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
What does this app do?
This app provides financial tools to help users save, spend, and build credit. It offers features like early access to direct deposits, overdraft protection on debit and credit card transactions, and a checking account with fee-free cash deposits and ATMs.
What are the key features of this app?
Key features include early payday access (up to $500 with direct deposit), SpotMe® for overdraft protection up to $200 on card transactions, smart credit management tools to protect and grow credit, and automatic savings features with a high-yield savings account.
