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Serve

Serve

by HI Technology Corp

41K ratings
207 reviews
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • March 27, 2011
  • May 19, 2026

Developer

HI Technology Corp
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Reviews summary↘︎
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About

Manage your finances with an account that offers no credit check, minimum balance, or hidden fees. This app provides tools for budgeting, flexible spending online and in-store, and convenient access to your money. Handle transactions, deposit checks, and send money easily.

✓No credit check
✓No minimum balance
✓No hidden fees
✓Budgeting tools
✓Mobile check capture
✓Send and receive money
✓Online and in-store purchases
Show original description

What users say

Summarized from real user reviews of Serve. Based on 41K reviews and a 4.8/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast direct deposits
  • 💳Convenient prepaid card
  • 👍Easy to use app
  • 💰No fees to load up

Negative things

  • 🐛Frequent app crashes and glitches
  • 📞Poor customer service
  • 🚫Limited functionality compared to a bank account
  • 💳Issues with card acceptance at some merchants
See all reviews

What's New in Serve

6.37.0

May 19, 2026

We’ve enhanced the user experience, including: • Performance improvements • Minor bug fixes

More

User reviews

Most RecentHighest RatedLowest Rated

Horrible

U have pay for everything they charge u extra if u buy food with card !! Charge u monthly if u using the card the hold month and making transactions!!
I don’t recommend anybody to this service !!
Jazzy@7289Jazzy@7289

One of the worst cards you could possibly get!!

Don’t put any money in any serve account or card, has been 5 days since I’ve activated my card and still can’t use any of the money in the account, there is zero numbers to call for actual help only AI automated messages, looking to sue these people and shut this whole alleged
scam down
Serve card sucksServe card sucks

Worst day of my life

I couldn’t make an account even though I already put money on my card. This app is stressing me out. I’ll never ever use this app ever again in my life.
Samari hogeSamari hoge

Great starter banking app

Great app to start learning online banking would just like more transfer options to use a full service bank account
VarshirVarshir

Why update?

Why spend time updating the app when Amex is doing away with serve? Makes no sense.

Edit. 6 7 2026. Card no longer works in wallet on iPhone. What a waste.
Dave3825usDave3825us
See 202 more reviews

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User experience

🐞

Reported Bugs

3 issues

Login issues and inability to access account

Bug

Problems with mobile check deposits and fund transfers

Bug

Inconsistent app behavior across devices

Bug
✨

Requested Features

3 requests

Notifications for deposits and purchases

Feature

Ability to easily transfer funds between accounts

Feature

Improved mobile app stability and performance

Feature

FAQ

What is Serve?

Serve is a financial account designed to be accessible, offering no credit check, no minimum balance, and no hidden fees. It provides tools to help you budget, spend money online or in stores, and offers various conveniences for managing your funds.

What are the key features of the Serve mobile app?

The Serve mobile app allows you to manage your account on the go. You can easily check your available balance, view transaction details, view direct deposit information, add money via mobile check capture, and send or request money from other Serve cardholders.

How much does Serve cost?

Based on the provided information, Serve is a free financial account with no hidden fees, no minimum balance, and no credit check required. The app itself is also free to download and use for managing your account.

Is Serve compatible with other payment networks?

Yes, Serve partners with major brands like American Express® and Visa® to provide reliability and value. This means your Serve card can be used for purchases online or in stores where these networks are accepted.

What are common use cases for Serve?

Serve is useful for individuals who want a simple way to manage their money without traditional banking requirements. Common uses include receiving direct deposits, budgeting, making everyday purchases online or in stores, and easily sending money to friends or family who also use Serve.