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Ingo Money - Cash Checks

Ingo Money - Cash Checks

by Ingo Money, Inc.

8.9K ratings
319 reviews
With Ads
🌟 Lifestyle
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 8, 2013
  • June 16, 2026

Features

Developer

Ingo Money, Inc.
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Ingo Money - Cash Checks screenshot #5 for iPhone
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❓5 answered
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About

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

✓Cash paychecks, business checks, and personal checks
✓Funds deposited in minutes
✓Transfer to bank, prepaid card, or PayPal
✓Pay credit card bills
✓Split checks across multiple accounts
✓Photo submission for review
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What users say

Summarized from real user reviews of Ingo Money. Based on 8.9K reviews and a 4.2/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and convenient
  • 💡Works with various payment methods
  • 👍Helpful customer service
  • 🚀Instant check cashing

Negative things

  • 🐛Inconsistent check approval
  • 🔒Security and identity verification issues
  • 💰High fees for instant cashing
  • 🤖Poor communication and lack of transparency
See all reviews

What's New in Ingo Money

4.10.8

June 16, 2026

- Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

Horrible

I can’t even cash my check because I’m 17 and it’s rediculous because I’m old enough to work and get money but not old enough to cash it I’m very annoyed and disappointed in this app.
Fish puttyFish putty

Helpful

Customer service was great
gmomx3teensgmomx3teens

Tried to deposit

Told me it was already cashed and very unhelpful
cj456712cj456712

Very amazing app

Ingo is a very good app, because of a bank holiday my company issued a paper deposit, a very irritating and inconvenient situation but through Ingo I deposited the check so fast and got my money asap so I’m very grateful for this app most definitely helpful better than any other app my original bank was saying 7+ days while Ingo said minutes
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DeonaP5087DeonaP5087

not a good bank to use for work or in general

Terrible on so many levels and they do not sovle the problem you have at all they just keep on delaying you acting like they will sovle your problem when they wont at all i will never recommend someone about this bank at all 💯💯💯
LonelyCourtesyLonelyCourtesy
See 314 more reviews

User experience

🐞

Reported Bugs

4 issues

Inability to resubmit declined checks

Bug

Accounts being closed without explanation

Bug

Verification email issues

Bug

Inconsistent app performance

Bug
✨

Requested Features

4 requests

Improved check approval process

Feature

Better customer support and communication

Feature

Lower fees for instant cashing

Feature

Clearer policies and guidelines

Feature

FAQ

What is Ingo Money?

Ingo Money is a mobile service that allows you to cash almost any type of check directly from your smartphone. You can get your money in minutes deposited into your bank account, prepaid card, or PayPal account. It offers a convenient alternative to traditional check cashing services.

How do I cash a check with Ingo Money?

To cash a check, you first create an Ingo Money profile and link your desired accounts. Then, simply take photos of the front and back of your check and submit them through the app. If approved, the funds will be transferred to your linked account.

Are there fees associated with Ingo Money?

Yes, fees apply for approved 'Money in Minutes' transactions that are funded to your card or account. Unapproved checks will not be funded. It's important to review the terms and conditions for specific fee information.

What types of checks can I cash?

You can cash paychecks, business checks, personal checks, and almost any other type of check. The service is designed to handle a wide variety of check types issued on U.S. financial accounts.

How long does it take to get my money?

Approval for funding typically takes 3 to 5 minutes, but can sometimes take up to one hour. Once approved, the money is guaranteed and available for spending or transfer.