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Ingo Money - Cash Checks

Ingo Money - Cash Checks

by Ingo Money, Inc.

9.4K ratings
346 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • June 8, 2013
  • September 14, 2026

Features

Developer

Ingo Money, Inc.
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About

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

✓Cash paychecks, business checks, and personal checks
✓Funds deposited in minutes
✓Transfer to bank, prepaid card, or PayPal
✓Pay credit card bills
✓Split checks across multiple accounts
✓Photo submission for review
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What users say

Summarized from real user reviews of Ingo Money. Based on 9.4K reviews and a 4.2/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and convenient
  • 💡Works with various payment methods
  • 👍Helpful customer service
  • 🚀Instant check cashing

Negative things

  • 🐛Inconsistent check approval
  • 🔒Security and identity verification issues
  • 💰High fees for instant cashing
  • 🤖Poor communication and lack of transparency
See all reviews
+1

What's New in Ingo Money

4.10.11

September 14, 2026

- Bug Fixes and Improvements

User reviews

Most RecentHighest RatedLowest Rated

J.katt

Worked as described and without error or issues. Love it and recommend to anyone
Lt.DanIceCreamLt.DanIceCream

No longer supports my bank card

After over a year of use I went to deposit a check and they took their fee and told me sorry that card is no longer accepted. They want me to add another account to send me my money and will not send me a paper check. They also can not or will not tell me when they stopped allowing my card when I just used it two weeks prior. I will add another card get my money and delete this app and never use it again. Zero stars would be my rating if I could.
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GasmasterTGasmasterT

⭐️Exceptional Customer Service⭐️

Exceptional Customer Service – Thank You, Ashley W.!

I had a wonderful experience with INGO Money Support, thanks to Ashley W. I deposited an online check that required me to speak with a customer service representative for additional assistance.

Ashley thoroughly explained the next steps and guided me through the process with patience, courtesy, and professionalism. Because my situation required a follow-up, I was fortunate enough to speak with Ashley again. She remembered the situation, took the time to assist me, and made sure my issue was resolved promptly and with the utmost care.

What stood out most was how genuine and present Ashley was throughout the entire experience. I never felt rushed or dismissed. She truly made me feel like my concern mattered.

Thank you, Ashley, for your kindness, patience, professionalism, and exceptional customer service. INGO Money is fortunate to have you on their team!
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Maribelle😊Maribelle😊

My grief is over!!

This app was my only chance at receiving my money today and instantly!!
ElOptionistoElOptionisto

Fast and Easy

Love this app for check cashing
MeekNotMillMeekNotMill
See 341 more reviews

User experience

🐞

Reported Bugs

4 issues

Inability to resubmit declined checks

Bug

Accounts being closed without explanation

Bug

Verification email issues

Bug

Inconsistent app performance

Bug
✨

Requested Features

4 requests

Improved check approval process

Feature

Better customer support and communication

Feature

Lower fees for instant cashing

Feature

Clearer policies and guidelines

Feature

FAQ

What is Ingo Money?

Ingo Money is a mobile service that allows you to cash almost any type of check directly from your smartphone. You can get your money in minutes deposited into your bank account, prepaid card, or PayPal account. It offers a convenient alternative to traditional check cashing services.

How do I cash a check with Ingo Money?

To cash a check, you first create an Ingo Money profile and link your desired accounts. Then, simply take photos of the front and back of your check and submit them through the app. If approved, the funds will be transferred to your linked account.

Are there fees associated with Ingo Money?

Yes, fees apply for approved 'Money in Minutes' transactions that are funded to your card or account. Unapproved checks will not be funded. It's important to review the terms and conditions for specific fee information.

What types of checks can I cash?

You can cash paychecks, business checks, personal checks, and almost any other type of check. The service is designed to handle a wide variety of check types issued on U.S. financial accounts.

How long does it take to get my money?

Approval for funding typically takes 3 to 5 minutes, but can sometimes take up to one hour. Once approved, the money is guaranteed and available for spending or transfer.