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Ingo Money - Cash Checks

Ingo Money - Cash Checks

by Ingo Money, Inc.

8.9K ratings
329 reviews
With Ads
🌟 Lifestyle
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • June 8, 2013
  • June 16, 2026

Features

Developer

Ingo Money, Inc.
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Ingo Money - Cash Checks screenshot #1 for iPhone
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Ingo Money - Cash Checks screenshot #5 for iPhone
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❓5 answered
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📦~ in 3 months
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About

Cash almost any type of check quickly and easily from your phone. Get funds in minutes directly to your bank account, prepaid card, or PayPal. Avoid long lines and deposit holds with a simple photo submission process.

✓Cash paychecks, business checks, and personal checks
✓Funds deposited in minutes
✓Transfer to bank, prepaid card, or PayPal
✓Pay credit card bills
✓Split checks across multiple accounts
✓Photo submission for review
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What users say

Summarized from real user reviews of Ingo Money. Based on 8.9K reviews and a 4.2/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and convenient
  • 💡Works with various payment methods
  • 👍Helpful customer service
  • 🚀Instant check cashing

Negative things

  • 🐛Inconsistent check approval
  • 🔒Security and identity verification issues
  • 💰High fees for instant cashing
  • 🤖Poor communication and lack of transparency
See all reviews

What's New in Ingo Money

4.10.8

June 16, 2026

- Bug fixes and improvements

User reviews

Most RecentHighest RatedLowest Rated

Best cashing app

I love that I don’t have to drive to the middle of nowhere to finally cash a check that came to my door! Thank you Ingo
rosieposie282948rosieposie282948

It worked ☺️

I was skeptical about using this app. Seeing the great reviews made want to try it out . I also was desperately looking for a way to cash this check I had because I need another DL and I couldn’t take the check nowhere to cash it without ID. I’m so glad I decided to take a chance and cash my check through this app and I had my money in minutes . Process was easy , simple and quick . Definitely will recommend this app will use this app in the future if I ever need to again. Thank you ☺️
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BlessedyaBlessedya

Terrible app

If there was a zero star option I would choose that. Would not even try to explain their approval/denial process. Do not download this app.
Michelleamy2Michelleamy2

Unfair pricing

Fees are too high
1TLa1TLa

It’s criminal to only have a 10 day option

So you can get the check deposited now for 5% or wait 10 days when everyone/everywhere else does 3-5 maximum
Sami134589292Sami134589292
See 324 more reviews

User experience

🐞

Reported Bugs

4 issues

Inability to resubmit declined checks

Bug

Accounts being closed without explanation

Bug

Verification email issues

Bug

Inconsistent app performance

Bug
✨

Requested Features

4 requests

Improved check approval process

Feature

Better customer support and communication

Feature

Lower fees for instant cashing

Feature

Clearer policies and guidelines

Feature

FAQ

What is Ingo Money?

Ingo Money is a mobile service that allows you to cash almost any type of check directly from your smartphone. You can get your money in minutes deposited into your bank account, prepaid card, or PayPal account. It offers a convenient alternative to traditional check cashing services.

How do I cash a check with Ingo Money?

To cash a check, you first create an Ingo Money profile and link your desired accounts. Then, simply take photos of the front and back of your check and submit them through the app. If approved, the funds will be transferred to your linked account.

Are there fees associated with Ingo Money?

Yes, fees apply for approved 'Money in Minutes' transactions that are funded to your card or account. Unapproved checks will not be funded. It's important to review the terms and conditions for specific fee information.

What types of checks can I cash?

You can cash paychecks, business checks, personal checks, and almost any other type of check. The service is designed to handle a wide variety of check types issued on U.S. financial accounts.

How long does it take to get my money?

Approval for funding typically takes 3 to 5 minutes, but can sometimes take up to one hour. Once approved, the money is guaranteed and available for spending or transfer.