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GO2bank: Mobile banking

GO2bank: Mobile banking

Mobile bank that works for you

63K ratings
474 reviews
#190 in free Finance
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • November 19, 2020
  • July 10, 2026

Features

Developer

Green Dot Corporation
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GO2bank: Mobile banking screenshot #1 for iPhone
GO2bank: Mobile banking screenshot #2 for iPhone
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GO2bank: Mobile banking screenshot #4 for iPhone
GO2bank: Mobile banking screenshot #5 for iPhone
GO2bank: Mobile banking screenshot #6 for iPhone
GO2bank: Mobile banking screenshot #7 for iPhone
GO2bank: Mobile banking screenshot #8 for iPhone
GO2bank: Mobile banking screenshot #9 for iPhone
iphone
ipad
📈no. 190
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Reviews summary↘︎
⭐474
Reviews↘︎
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🔄6+ apps
Alternatives↘︎
🎪1 happening
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 2 weeks
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About

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

✓Early direct deposit
✓High-yield savings account
✓Overdraft protection
✓Credit building tools
✓Nationwide ATM access
✓Card locking and fraud alerts
Show original description

What users say

Summarized from real user reviews of GO2bank. Based on 63K reviews and a 4.8/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Prompt direct deposit
  • 👍Convenient mobile banking
  • 💡Useful savings features
  • 🔒Secure transactions

Negative things

  • 🐛Unreliable app functionality
  • 👎Poor customer service
  • 🤖Automated/scripted responses
  • 💸Unexpected fees and charges
See all reviews

What's New in GO2bank

3.2.0

July 10, 2026

ALL-IN-ONE MONEY MANAGEMENT Our new app enhancements make it simpler to manage your checking, savings, and secured credit card accounts all in one streamlined dashboard. You can also now track your checking account balance after each posted transaction, see your savings balance grow with each vault transfer, and get quick access to the tools you use most. Our upgraded overdraft protection experience helps you easily view your available coverage, track any overdraft transactions you've made in the current statement period, and get alerts that help you stay on top of your coverage status with no guesswork required.

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Charts

Top Free

📈 190+3

Finance

This app rose +3 positions in Finance chart.

Last updated on July 18, 2026.

Events

Read more about Up to $300 overdraft coverage
Event EndedMajor Update

Up to $300 overdraft coverage

Unlock with eligible direct deposits and opt-in(3)

Jun 10, 2025 — Jul 11, 2025

Read More

Read more about Win $10,000 Tax Sweepstakes
Event EndedSpecial Event

Win $10,000 Tax Sweepstakes

Direct deposit your tax refund to enter. (13)

Jan 15, 2025 — Feb 15, 2025

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Just started using you guys

I can barely log in without uninstalling and reinstalling the app this is getting ridiculous and I just signed up for DD but I might switch to another card service because this is horrible what is going on smh
Dawnette87Dawnette87

Horrible BANK!!!

Do not get this bank! Very horrible with processes etc.
looking198989looking198989

Mobile banking

I love this app it’s easy and I dnt have to worry about nobody hacking they alert me the moment a transaction is made
Kuu8696Kuu8696

SCAM!!!

Company is a scam
Wtvulike06Wtvulike06

DO NOT USE THIS BANK !!!

Wish I could give 0 stars; do not use this bank it is so bogus. Something is always malfunctioning and they always let money get taken off my card. 0/10 DO NOT RECOMMEND.
Rn_BandzzzRn_Bandzzz
See 469 more reviews

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User experience

🐞

Reported Bugs

3 issues

Account lockouts and access issues

Bug

Disappearing transactions and incorrect balances

Bug

Compatibility problems with other apps and services

Bug
✨

Requested Features

3 requests

Ability to transfer funds in and out

Feature

Improved app stability and reliability

Feature

24/7 live customer support

Feature

FAQ

What does the GO2bank app do?

The GO2bank app provides a comprehensive mobile banking experience. It allows users to open an account, manage their money, access early direct deposit, grow savings with a high APY, and build credit. It also offers overdraft protection and secure, convenient access to funds.

What are the key features of GO2bank?

Key features include getting paid up to 2 days early, earning 4.50% APY on savings up to $5,000, receiving up to $300 in overdraft protection, and building credit with a secured credit card. The app also provides nationwide free ATM access and robust security features like card locking and fraud alerts.

Is GO2bank free to use?

The app itself is free to download and use. A monthly fee is waived with eligible direct deposit; otherwise, it's $5 per month. There are no hidden fees, and users can avoid out-of-network ATM fees by using in-network locations.

What are the compatibility requirements for GO2bank?

To open and use your account, online access, mobile number verification via text message, and identity verification (including SSN) are required. Mobile number verification, email address verification, and the mobile app are necessary to access all features.

Who is the GO2bank app for?

This app is designed for individuals looking for a modern, transparent, and user-friendly banking solution. It's particularly beneficial for those who want to get paid early, save more effectively, manage potential overdrafts, and actively build their credit history.