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GO2bank: Mobile banking

GO2bank: Mobile banking

Online checking and savings

65K ratings
533 reviews
#198 in free Finance
🔧 Utilities
💰 Finance
Free

Details

Released
November 19, 2020
Updated
September 24, 2026

Features

Developer

Green Dot Corporation
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GO2bank: Mobile banking screenshot #1 for iPhone
GO2bank: Mobile banking screenshot #2 for iPhone
GO2bank: Mobile banking screenshot #3 for iPhone
GO2bank: Mobile banking screenshot #4 for iPhone
GO2bank: Mobile banking screenshot #5 for iPhone
GO2bank: Mobile banking screenshot #6 for iPhone
GO2bank: Mobile banking screenshot #7 for iPhone
GO2bank: Mobile banking screenshot #8 for iPhone
GO2bank: Mobile banking screenshot #9 for iPhone
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📈no. 198
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Reviews summary↘︎
⭐533
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📝40+ tags
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🔄6+ apps
Alternatives↘︎
🎪1 happening
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❓5 answered
FAQ↘︎
📦~ in 2 weeks
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About

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

✓Early direct deposit
✓High-yield savings account
✓Overdraft protection
✓Credit building tools
✓Nationwide ATM access
✓Card locking and fraud alerts
Show original description

What users say about GO2bank

Reviews of GO2bank are mostly negative: the Finance app is rated 4.8/5 from 65K App Store ratings. What users like most: prompt direct deposit, convenient mobile banking. Top complaints: unreliable app functionality, poor customer service. Summarized from real user reviews.

Positive things

  • 🚀Prompt direct deposit
  • 👍Convenient mobile banking
  • 💡Useful savings features
  • 🔒Secure transactions

Negative things

  • 🐛Unreliable app functionality
  • 👎Poor customer service
  • 🤖Automated/scripted responses
  • 💸Unexpected fees and charges
See all reviews

What's New in GO2bank

3.2.2

September 24, 2026

ALL-IN-ONE MONEY MANAGEMENT Our new app enhancements make it simpler to manage your checking, savings, and secured credit card accounts all in one streamlined dashboard. You can also now track your checking account balance after each posted transaction, see your savings balance grow with each vault transfer, and get quick access to the tools you use most. Our upgraded overdraft protection experience helps you easily view your available coverage, track any overdraft transactions you've made in the current statement period, and get alerts that help you stay on top of your coverage status with no guesswork required.

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Charts

Top Free

📈 198+6

Finance

This app rose +6 positions in Finance chart.

Last updated on November 8, 2026.

Events

Read more about Up to $300 overdraft coverage
Event EndedMajor Update

Up to $300 overdraft coverage

Unlock with eligible direct deposits and opt-in(3)

Jun 10, 2025 — Jul 11, 2025

Read More

Read more about Win $10,000 Tax Sweepstakes
Event EndedSpecial Event

Win $10,000 Tax Sweepstakes

Direct deposit your tax refund to enter. (13)

Jan 15, 2025 — Feb 15, 2025

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

…Banking Fate you’d say…

I recently started a Go2Bank checking and savings account randomly while I was using another popular online banking service we will call…PlayPowell and since seeing the first advertisement for Go2 up until today (I’ve already used Go2 4x today alone) they have covered everything I have needed and furthermore have gone above and beyond my expectations with ease of use, current contemporary features in their app, and the one that’s made me 5 star rating and review them THEIR CUSTOMER SERVICE HAS ANSWERED ME ALMOST IMMEDIATELY UPON MY CHAT REQUEST and solved every dilemma or question I may have had in the past 30 days since opening the account. I COULD GO ON ABOUT THE FAST MONEY TRANSFER, contactless debit and digital debit, online paperless statements, ETC ETC!! Thank you Go2bank.
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KKingLoftyPdx

Terrible Card!

Go2 has you pay to deposit & pay to take money out!
Nnanagoodma

SCAM

The most terrible bank I’ve came across DO NOT GO WITH THIS BANK!!!!! There are better banks this bank offer you “over draft protection” just to charge you $15 per transaction although you bring your account to 0 within 24 hours DO NOT CHOOSE THIS ONE THERE ARE BETTER BANKS!!!!!!! Also my money somehow seems to disappear they have fees for any and everything and if you’re a person that keeps a lot of money in your account they control how they want you to spend it so that you keep banking with them! It took me a whole week to withdraw 2k due to their “spending limits”!!!! And they charge you 10% per digital pay transaction you make!!!!! Terrible!!!!!!!
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MMonee1999

$5 monthly fee is absurd

No reason to charge that amount
N1No name 10000

Can’t activate my card

Mad because I can’t activate my card can’t talk an agent been trying to activate since Friday worst bank ever done trying to activate my card worst bank ever
SMStrictly mad
See 528 more reviews

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User experience

🐞

Reported Bugs

3 issues

Account lockouts and access issues

Bug

Disappearing transactions and incorrect balances

Bug

Compatibility problems with other apps and services

Bug
✨

Requested Features

3 requests

Ability to transfer funds in and out

Feature

Improved app stability and reliability

Feature

24/7 live customer support

Feature

FAQ

What does the GO2bank app do?

The GO2bank app provides a comprehensive mobile banking experience. It allows users to open an account, manage their money, access early direct deposit, grow savings with a high APY, and build credit. It also offers overdraft protection and secure, convenient access to funds.

What are the key features of GO2bank?

Key features include getting paid up to 2 days early, earning 4.50% APY on savings up to $5,000, receiving up to $300 in overdraft protection, and building credit with a secured credit card. The app also provides nationwide free ATM access and robust security features like card locking and fraud alerts.

Is GO2bank free to use?

The app itself is free to download and use. A monthly fee is waived with eligible direct deposit; otherwise, it's $5 per month. There are no hidden fees, and users can avoid out-of-network ATM fees by using in-network locations.

What are the compatibility requirements for GO2bank?

To open and use your account, online access, mobile number verification via text message, and identity verification (including SSN) are required. Mobile number verification, email address verification, and the mobile app are necessary to access all features.

Who is the GO2bank app for?

This app is designed for individuals looking for a modern, transparent, and user-friendly banking solution. It's particularly beneficial for those who want to get paid early, save more effectively, manage potential overdrafts, and actively build their credit history.