GoBank - Mobile Banking

GoBank - Mobile Banking

by Green Dot Corporation

5.3K ratings
118 reviews
Free

Details

Released
January 15, 2013
Updated
October 26, 2026

Features

GoBank - Mobile Banking screenshot #1 for iPhone
GoBank - Mobile Banking screenshot #2 for iPhone
GoBank - Mobile Banking screenshot #3 for iPhone
GoBank - Mobile Banking screenshot #4 for iPhone
GoBank - Mobile Banking screenshot #5 for iPhone
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About

This mobile banking app offers a checking account designed to avoid traditional bank fees. It provides early direct deposit, a free ATM network, and tools for bill pay, sending money, and mobile check deposits. It also includes a budgeting feature to help manage spending.

✓No surprise fees
✓Early direct deposit
✓Free ATM network
✓Bill pay
✓Send money
✓Mobile check deposit
✓Budgeting tool
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What users say about GoBank

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+1

What's New in GoBank

2.50.0

October 26, 2026

We've made some fixes and now support the new iPhone XS, XS Max and XR.

User reviews

Get a better bank

While the app can be convenient and it’s nice to get your pay a few days ahead, it’s sincerely not worth it. Not only does the desktop website barely work half of the time, but getting information on the app is a hassle. I’ve been using this for way longer than it deserved. The customer support is a joke, and difficult to talk to a person who won’t repeat the same statement over and over. If you think you can get a bank statement easily, you’re poorly mistaken. Text message alerts? Forget them. This is great if you’re just starting an account, and banking but really not a good idea for long term use. It’s become very restrictive as far as what you can do and starts charging you fees. Please take the advice and get a well established bank account with a credit union elsewhere. The app is a continuous disappointment.
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Ripoff

$8 per month fee after my rideshare company stopped using it. You can’t copy your account or routing number. You have to take a screenshot of it and use your photo software to copy it. This is clearly a security vulnerability. You have to remember to delete that pic.

App issues

I’m not able to access my account and money and this is not a Good experience not being able to access your money

Please work on this app

It is not like it use to be. I had come to a point when you try to transfer money it will give an error or it’ll look like you didn’t even transfer money which will make what you’re tryna do decline. Please fix it because I’m thinking about letting this app go. It was a time it kept saying error I couldn’t even unlock my money so I had to out everything I was about to buy back because of this app. Please fix it
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The Worst Bank Ever

I've been a customer since 2017 and it's been a continuous downhill progression. Currently the ability to send a paper check was taken away and it's not possible to cancel automatic payments. You can't deposit checks 90% of the time. Customer service is overseas and useless. Run away from this bank. Only use them if you are forced to use them.
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Developer apps

User experience

🐞

Reported Bugs

3 issues

Inability to log in or access account

Bug

Disappearing vault and missing money issues

Bug

Unreliable bill pay and money transfer features

Bug
✨

Requested Features

3 requests

Improved app stability and functionality

Feature

Faster check deposit processing

Feature

Better communication on account changes and fees

Feature

FAQ

What does this mobile banking app do?

This app provides a digital checking account designed to eliminate surprise fees common with traditional banks. It allows users to manage their money on their mobile phone, offering features like early direct deposit, bill payment, sending money to others, and mobile check deposits.

What are the key features of this app?

Key features include no surprise fees, the ability to get paid up to two days faster with early direct deposit, access to a free ATM network (with limits), the ability to pay bills, send money quickly to other users, deposit cash at participating locations, and deposit checks using your phone. It also includes a budgeting tool called Fortune Teller.

Is this app free to use?

The app itself is free to download and use as a mobile banking platform. The checking account associated with the app does not have surprise fees. However, some services like out-of-network ATM withdrawals or cash deposits may incur fees as outlined in the app's terms.

How can I deposit money into my account?

You can deposit money through direct deposit from your employer or benefits provider, which may be available up to two days early. You can also deposit cash at participating retail locations using your debit card, or deposit checks by scanning them with your phone through the mobile deposit feature.

Who is this app for?

This app is ideal for individuals who are looking for a straightforward, mobile-centric checking account that avoids the high fees and complexities of traditional big banks. It's designed for users who want convenient access to their finances, early access to their paychecks, and tools to help manage their spending.