Best Online Banking App

239+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

The best online banking app apps on iPhone average 4.7★ across 239+ titles — we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Online Banking App

Varo Bank: Online Banking#1

Varo Bank: Online Banking by Varo Money, Inc.

Early Payday & Cash Advances
Editor's Choice
💰 Finance
4.9😞(233K ratings)
Free
#75in Finance
Varo Bank: Online Banking screenshot 1
Varo Bank: Online Banking screenshot 2
Varo Bank: Online Banking screenshot 3
Varo Bank: Online Banking screenshot 4
Varo Bank: Online Banking screenshot 5
Varo Bank: Online Banking screenshot 6

Access a comprehensive mobile banking app that helps you manage your finances, build credit, and track your spending easily. Take control of your financial future with just a few taps - download now!

What We Love

  • 💳 Great credit building card
  • 🚀 Fast and efficient banking
  • 🔒 Secure credit and debit cards
  • 💰 Competitive interest rates

Room to Improve

  • 🕰️ Slow mobile check deposits
  • 🤖 Ineffective customer service
  • 🔒 Difficulty accessing accounts during maintenance
Kuda - Free transfer & payment#2

Kuda - Free transfer & payment by Kuda Technologies Limited

Pay, save & invest money
Strong Contender
💰 Finance
4.7😞(133K ratings)
Free
Kuda - Free transfer & payment screenshot 1
Kuda - Free transfer & payment screenshot 2
Kuda - Free transfer & payment screenshot 3
Kuda - Free transfer & payment screenshot 4
Kuda - Free transfer & payment screenshot 5
Kuda - Free transfer & payment screenshot 6

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

What We Love

  • 🚀 Easy to Use
  • 👍 Ease of use
  • 🚀 Exceptional Service
  • 🚀 Smooth Banking

Room to Improve

  • 🐛 Locking Users Out Through Forced Updates
  • 🐛 Face ID Not Working
  • 🐛 Debit But Not Credited
Moniepoint Personal Banking#3

Moniepoint Personal Banking by Moniepoint Inc

Savings account | Send money
Worth Considering
💰 Finance
4.6😞(28K ratings)
Free
Moniepoint Personal Banking screenshot 1
Moniepoint Personal Banking screenshot 2
Moniepoint Personal Banking screenshot 3
Moniepoint Personal Banking screenshot 4
Moniepoint Personal Banking screenshot 5
Moniepoint Personal Banking screenshot 6

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

What We Love

  • 🚀 Fast transactions
  • 👍 Smooth onboarding
  • 🔒 Secure banking
  • 💡 Innovative features

Room to Improve

  • 🐛 Login issues
  • 🐛 Transfer failures
  • 🔒 Account restrictions

More Online Banking App apps to explore

4
Spruce – Mobile banking
Spruce – Mobile banking
Spruce – Mobile banking
Spruce up your financial life
Free

Spruce up your financial life with a mobile banking app that offers early tax refunds, no fees or minimum balances, automated savings, transaction categorization, and more. Download now for financial peace of mind and easy money management.

💰 Finance
(5K)
5
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

💰 Finance
(194K)
6
OneBlinc Cash Advance
OneBlinc Cash Advance
OneBlinc Cash Advance
Cash advances, instant option
Free

Get hassle-free salary advances from $50 to $250 with OneBlinc, designed for public sector employees. Lightning-fast approvals with no hidden fees, just repay what you receive. Sign up now for a 30-day free trial and low monthly subscription fee after.

💰 Finance
(12K)
7
Revolut — Mobile Finance
Revolut — Mobile Finance
Revolut — Mobile Finance
Change the way you money
Free

An app that allows you to easily manage your finances, send money worldwide, track spending, and save with features like smart budgeting, instant notifications, and investment opportunities. Upgrade to premium plans for exclusive benefits and perks.

💰 Finance
(1M)
8
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

A banking app that offers security features, fee-free overdraft up to $200, early direct deposit, no monthly fees, and the ability to build credit through on-time payments. Trusted by millions, Chime also allows easy money transfers with no fees. Discover a new way to manage your finances and build credit.

💰 Finance
(1.5M)
9
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

💰 Finance
(386K)
10
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Unlock early access to your paycheck with our on-demand wage app! Seamlessly transfer funds when needed, enjoy zero hidden fees or interest payments, and experience around-the-clock support. Join now for financial freedom and make everyday payday! Call us at (424) 369-7246 or visit Rainapp.com to learn more.

💼 Business
(40K)
11
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

A mobile banking app that allows you to easily manage your finances, pay bills, and access banking services on the go. Take control of your money with secure transactions and account management. Download now for seamless banking experience.

💰 Finance
(328K)
12
Discover Mobile
Discover Mobile
Discover Mobile
Banking and Finance
Free

Manage your credit card and bank accounts easily with this mobile app. Check balances, make payments, redeem rewards, and more on the go. Contact us at mobappqs@service.discovercard.com for any queries.

💰 Finance
(5.1M)
13
UBA Mobile Banking
UBA Mobile Banking
UBA Mobile Banking
by United Bank For Africa Plc
Free

Experience enhanced mobile banking with our new app featuring quick log-in, faster navigation, intuitive screens, ATM/Branch locator, live chat support, airtime top-up, favorites list, and auto reminders. Banking made easier on the go!

💰 Finance
(12K)
14
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

An all-in-one mobile banking app with no hidden fees, early paydays, credit building options, account protection features, and more. Download now for easy access to your finances. Visit the app's website to learn more.

💰 Finance
(57K)
15
PNC Mobile Banking
PNC Mobile Banking
PNC Mobile Banking
Digital Banking Solutions
Free

Manage your finances on the go with our digital banking solution. Check balances, transfer funds, pay bills, and stay in control of your money anytime, anywhere. Experience convenient banking at your fingertips – download now!

💰 Finance
(1.9M)
16
FirstBank Mobile Banking App
FirstBank Mobile Banking App
FirstBank Mobile Banking App
Banking for Good
Free

"Bank securely anytime, anywhere with our free mobile banking app. Manage your account with features like biometric login, mobile deposit, Zelle® for money transfers, and bill pay. Stay informed with alerts and communicate securely through the app. Download now!"

💰 Finance
(92K)
17
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

💰 Finance
(109K)
18
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
19
UnionBank Online
UnionBank Online
UnionBank Online
Secure, Easy & Smart
Free

Access and manage your finances conveniently with our secure online banking platform that provides easy navigation, account management, bill payment, and fund transfer features. Experience seamless banking at your fingertips – sign up now for hassle-free financial management.

💰 Finance
(3.4K)
20
Sparkasse  Ihre mobile Filiale
Sparkasse  Ihre mobile Filiale
Sparkasse Ihre mobile Filiale
Bankgeschäfte mobil erledigen
Free

A mobile banking app that allows you to conveniently manage all your accounts, make transfers, set up alerts, find nearby branches, and ensure secure transactions using advanced security features like Touch ID/Face ID. Accessible features include giropay | Kwitt for easy money transfers, Apple Pay integration, and a financial planner tool for budgeting. Download now and stay on top of your finances anytime, anywhere.

💰 Finance
(16K)

Related searches